Payrexx vs Postfinance vs wallee
The three most popular Swiss Payment Facilitators in a three-way comparison
PostFinance, wallee, and Payrexx are all Swiss payment providers acting as payment facilitators, making your entry into online payments simple. All three offer a wide spectrum of payment methods and personal support. However, you will find clear differences regarding costs, e-commerce tools, and plugin coverage.
Total monthly costs of Payrexx, Postfinance and wallee with a turnover of CHF 20,000
Total monthly costs of Payrexx, Postfinance and wallee with a turnover of CHF 100,000
What are the advantages and disadvantages of PostFinance, wallee, and Payrexx?
Payrexx leads with the most favorable costs with no setup fees, 16 payment methods and integrated e-commerce tools. Disadvantages are its medium level of awareness and its medium Google rating.
PostFinance benefits from high brand awareness in Switzerland and a wide range of payment methods, but requires setup costs and offers neither e-commerce tools nor QR Pay.
wallee convinces with its modular architecture and personal support, but has no e-commerce tools, some plugins for which a fee is charged, and supports fewer payment methods than Payrexx.
Comparison table advantages and disadvantages PostFinance vs wallee vs Payrexx
Payrexx
Advantages
Numerous payment methods (including TWINT and PostFinance Pay)
Free plugins
Integrated e-commerce tools
Low transaction fees
Free trial available
Swiss businesses
Personal support
Support for in-person payments (POS, Tap to Pay & QR Pay)
Disadvantages
Moderate awareness
Focus on e-commerce in Switzerland and Europe
Moderate Google rating
PostFinance
Advantages
Numerous payment methods (including TWINT and PostFinance Pay)
Free plugins
Low transaction fees
Free trial available
Swiss company
High awareness in Switzerland
Personal support
Disadvantages
Samsung Pay not supported
No e-commerce tools
High setup costs (one-time)
Low Google rating
wallee
Advantages
Numerous payment methods (including TWINT and PostFinance Pay)
Low transaction fees
Free trial available
Swiss company
Personal support
Many customisation options
Disadvantages
Numerous payment methods (including TWINT and PostFinance Pay)
Low transaction fees
Free trial available
Swiss company
Personal support
Many customisation options
Which payment methods do PostFinance, wallee, and Payrexx offer?
All three providers support the core methods: credit cards, TWINT, PostFinance Pay, Apple Pay and Google Pay. Payrexx offers the widest selection with 16 methods, including exclusively Samsung Pay, Centi and Pay by Bank. PostFinance supports 14 methods (excluding Samsung Pay and Centi), wallee 12 methods (excluding Samsung Pay, Reka, Centi and Pay by Bank). For merchants who want maximum flexibility with payment methods, Payrexx is ahead of the game.
Comparison table of payment methods PostFinance vs wallee vs Payrexx
Payrexx
PostFinance
wallee
Mastercard
Yes
Yes
Yes
Visa
Yes
Yes
Yes
Postfinance Pay
Yes
Yes
Yes
Twint
Yes
Yes
Yes
American Express
Yes
Yes
Yes
Entdecken
Yes
Yes
Yes
PayPal
Yes
Yes
Yes
ApplePay
Yes
Yes
Yes
GooglePay
Yes
Yes
Yes
SamsungPay
Yes
No
No
WIRpay
Yes
Yes
Yes
REKA
Yes
Yes
No
CENTI
Yes
No
No
Crypto
Yes
Yes
Yes
Purchase on account
Yes
Yes
Yes
Bezahl mit Bank
Yes
No
No
Which Swiss provider has the best integrations?
Payrexx offers free plugins for all common shop systems and is the only one of the three providers with integrated e-commerce tools (payment links, QR Pay, mini webshop). PostFinance also offers free plugins, but no e-commerce tools. With wallee, some plugins are subject to a fee, and e-commerce tools are also missing. Payrexx also covers MyCommerce, which is available with wallee and PostFinance (wallee also supports MyCommerce).
Comparison table of plugins and integrations PostFinance vs wallee vs Payrexx
Payrexx
PostFinance
wallee
Yes
No
wallee
Yes
No
wallee
Yes
Yes
wallee
Yes
Yes
wallee
Yes
Yes
wallee
Yes
Yes
wallee
Yes
Yes
wallee
Which provider offers the best support?
All three are Swiss companies with personal support – a clear advantage over international providers. Google ratings: Payrexx 3.9 stars (155), wallee 3.4 stars (133), PostFinance 2.2 stars (178). Payrexx and wallee are clearly ahead of PostFinance here, with Payrexx showing the highest customer satisfaction.
Which Swiss provider is the right fit for your company?
Payrexx is ideal for SMEs looking for an affordable all-in-one solution with e-commerce tools and maximum payment method coverage. PostFinance is suitable for companies that are already anchored in the PostFinance ecosystem. wallee is the right choice for companies with specific technical requirements for a modular architecture.
Which provider is set up the fastest?
Payrexx offers the fastest start: no setup costs, same-day verification. PostFinance charges one-time setup fees and requires a PostFinance business account. wallee requires technical steps for the plugin setup. All three offer a free trial period. For merchants who want to get started straight away, Payrexx is the most uncomplicated choice.
How much do PostFinance, wallee and Payrexx cost in comparison?
With a monthly turnover of 20,000 CHF: Payrexx 355 CHF, PostFinance 365.90 CHF, wallee 369.95 CHF. The differences are small, but Payrexx is the most cost-effective. With a turnover of 100,000 CHF, the difference becomes more significant: Payrexx 1,579 CHF, wallee 1,739.90 CHF, PostFinance 1,749.90 CHF. Important: PostFinance also charges setup costs of 199–249 CHF, whereas Payrexx and wallee start without setup fees. Payrexx also offers discounts for start-ups and NPOs.
Comparison table of costs PostFinance vs wallee vs Payrexx
Provider
Subscription
Setup costs
Monthly costs
Transaction fees
Payrexx
Gratis
CHF 0.00
CHF 0.00
2.50%
+
CHF 0.30
Payrexx
Standard
CHF 0.00
CHF 19.00
1.65%
+
CHF 0.18
Payrexx
Premium
CHF 49.00
1.35%
+
CHF 0.18
PostFinance
Checkout All-in-One
CHF 199.00
CHF 14.90
2.50%
+
CHF 0.00
PostFinance
E-Com Bundle
CHF 0.00
CHF 19.90
1.55%
+
CHF 0.18
PostFinance
Checkout Flex
CHF 249.00
CHF 19.90
1.55%
+
CHF 0.18
wallee
Business
CHF 0.00
CHF 69.90
1.55%
+
CHF 0.12
Additional remarks
Payrexx
Payrexx is especially easy to set up as a Payment Facilitator – no programming knowledge is required. For verification, a valid photo ID and, where applicable, a trade register number are required. If you register by 4 pm, the review takes place on the same day. Start-ups receive a 30% discount, and non-profit organisations benefit from a 50% reduction on transaction fees.
PostFinance
For the use of PostFinance Checkout, a PostFinance business account or a credit card for fee billing is required. In addition, one-time setup costs of 199 CHF (Checkout All-in-One) to 249 CHF (Checkout Flex) apply. A free simulation mode allows merchants to test the integration in advance.
Conclusion: Which Swiss PSP offers the best overall package?
All three are Swiss companies with personal support – a clear advantage over international providers. Google ratings: Payrexx 3.9 stars (155), wallee 3.4 stars (133), PostFinance 2.2 stars (178). Payrexx and wallee are clearly ahead of PostFinance here, with Payrexx showing the highest customer satisfaction.
