Tap to Pay, also known as SoftPOS, is a technology that allows Swiss merchants to use their smartphone as a card reader. This allows them to accept payments without additional hardware.

Tap to Pay is an app that is installed on the cell phone. Merchants can make contactless payments via credit and debit card (Visa and Mastercard), TWINT or via mobile wallets such as Apple Pay, Google Pay or Samsung Pay accept.

The smartphone becomes a card reader.

Note: Please note that Payrexx Tap to Pay is currently only available for merchants based in Switzerland.

The payment process with Payrexx Tap to Pay includes the following steps:

1. Select the desired payment method (card or TWINT).

2. Enter the amount to be paid.

3. Your customers can now either hold their card to your smartphone, open the mobile wallet and hold their cell phone to yours or scan the TWINT code displayed within their TWINT app.

4. Done! The transaction is complete and the amount will be transferred to your Payrexx account within 48 hours.

You can find detailed instructions on the payment process in the documentation.

The app works on all cell phones that meet the following requirements:

• Android operating system, version 8.1 or higher

• NFC compatibility

• Google Mobile Service

• TEE in a SoC (Trusted Execution Environment in a System on a Chip)

• Internet connection

Most of these points are available on all modern, popular smartphones. If you download Payrexx Tap to Pay via the Google Play Store and have not modified your phone or activated the developer options, the app should work without any problems.

You can find the detailed list of requirements in the documentation.

No, unfortunately not.

This is not due to Payrexx, but to Apple: the company has not yet released the payment technology in its smartphones for Switzerland. As soon as Apple catches up with this step, Payrexx Tap to Pay will also be available for all iPhones.

With Payrexx Tap to Pay, your customers can pay with the following payment methods:

• Visa

• Mastercard

• TWINT

• Mobile wallets (Apple Pay, Google Pay or Samsung Pay)

Payrexx Tap to Pay is designed to enable you to receive payments as conveniently as possible and without additional technology. The app contains the following features:

• Payment overview of all transactions

• Analysis of your payments

• Muting incoming calls and notifications

• Switch between several terminals

• Light or dark mode

• available in German, English, French and Italian

You can find an overview of all Payrexx Tap to Pay functions in the documentation.

The app can be downloaded free of charge from the Google Play Store or directly via your Payrexx account.

In addition to the monthly costs for your Payrexx account, the following transaction fees apply:

1.65 % + CHF 0.15
for domestic payments.

There is also a monthly fee of CHF 4 for each additional active Android device.

For more detailed information on the Payrexx pricing model, please also consult the pricing page.

Yes, you can test Tap to Pay from Payrexx for 30 days free of charge.

You then have the choice: either you opt for a paid subscription and reduce the transaction costs, or you automatically switch to the free subscription. As there are no costs involved, you don't have to worry about falling into a subscription trap.

With the highest security standards, Payrexx ensures that not only your data but also your customers' data is secure. We offer the greatest possible security for every transaction. The following security precautions Payrexx takes specifically:

• Personal data, both yours and that of your customers, is stored on secure Swiss servers in compliance with the GDPR.

• Payrexx is fully PCI DSS Level 1 certified, the highest global security standard for payment data, developed in cooperation with several credit card organizations.

• To ensure secure data transmission, Payrexx uses encryption protocols such as SSL (Secure Socket Layer) with 256-bit encryption, the highest security standard.

• The 3-D Secure process strengthens online payments with additional identification, minimizes fraud risks and chargebacks, and ensures maximum security and customer authentication.