Payment solution for small businesses, market stalls, or vending machines: QR Pay
For small stores, market stalls, or take-away businesses, every minute and every franc counts. Customers want to pay quickly and contactlessly today, and comerciantes want to save on fees and avoid expensive card terminals at the same time. This is exactly where Payrexx QR Pay comes in – now in combination with Visa Click to Pay.
Jan 29, 2026
Melanie
Frutiger

QR Pay is already used and highly appreciated by many merchants with very different business models. Whether market stall, coffee shop, farm shop, or vending machine: The QR
payment codes are quickly created, intuitive to use, and can be deployed almost anywhere.
And thanks to the partnership with Visa click to pay, traders additionally benefit from especially low fees of only 1.25% + 0.00 EUR per transaction.
Application examples from everyday business life
For which businesses is QR Pay particularly worthwhile, and how can it be used to simplify everyday business operations and payment processing? We look at three typical application examples.
The Ceramic Market Stand – selling without additional hardware

A merchant stands at the crafts market and sells her handmade ceramics. She no longer wants to offer cash as the only payment option, as many customers simply do not carry cash. An expensive card reader is not worthwhile, as it is expensive and only used occasionally.
With QR Pay, she can now easily attach a QR payment code at her stand, which customers can scan with their smartphones and pay directly – for example via credit card, TWINT, or mobile wallet. Thanks to Click to Pay, this is particularly fast: Customers register once and store their card for all future purchases to save typing in their card details.
The Take-Away Café – faster service, less waiting time

In a small take-away café, things need to be quick during peak hours. Long queues or cumbersome payment processes slow down service – costing nerves and revenue.
With a QR payment code, customers simply scan the code and pay with their preferred payment method. This works for both regular customers and tourist walk-in clients without local payment apps like TWINT.
While the payment is being processed, the café can already prepare the coffee. Thus, everyone benefits from faster service.
The Self-Service Farm Shop – paying without cash

Many farms have their own farm shops or vending machines for fresh cheese, vegetables, or meat. Since these shops are mostly unattended, payment is often cash only. The money is simply deposited in a cash box.
QR Pay makes it easier for customers to pay and is available for spontaneous customers who do not have cash on hand. The payment code is simply attached as a sticker at the stand, and customers can now pay with all common payment methods – whether by credit card, mobile wallet, TWINT, or other popular payment methods.
This not only makes the customers happy but also the farm shop owner. The money immediately lands in the Payrexx account and they no longer have to go and empty the cash box.
Conclusion
For small and medium-sized Swiss merchants and self-service shops, QR Pay with Visa click to pay is a real win: simple, contactless payment combined with attractive fees. Those who want to offer their customers fast service while keeping costs in check should definitely try this solution.
