Turn your phone into a Lector de tarjetas

Download the free Payrexx Tap to Pay app onto your smartphone and receive payments quickly and easily—no matter where you are.

Tap to Pay - Mobile phone as a card reader

Turn your phone into a Lector de tarjetas

Download the free Payrexx Tap to Pay app onto your smartphone and receive payments quickly and easily—no matter where you are.

Turn your phone into a Lector de tarjetas

Download the free Payrexx Tap to Pay app onto your smartphone and receive payments quickly and easily—no matter where you are.

Tap to Pay - Mobile phone as a card reader

How it works

Do you want to accept card payments and mobile payments, but not purchase a Kartenlesegerät? That's now easy, directly with your smartphone!

How it works

Do you want to accept card payments and mobile payments, but not purchase a Kartenlesegerät? That's now easy, directly with your smartphone!

All the advantages of the Payrexx Tap to Pay app

The Payrexx Tap to Pay app replaces expensive hardware, is quickly installed, easy to use, and provides you with all important payment and analysis features.

Flexible and mobile
Practical Features
Analysis of Payments
Simple Management

Always carry your card reader as an app with you

With the SoftPOS solution from Payrexx, you can receive payments directly via your smartphone. You don't need an expensive card reader or additional hardware, just an internet connection. This makes it the perfect payment solution for merchants who are frequently on the go — such as delivery services, market stalls, or mobile service providers.

softPOS mobile card reader illustration
Flexible and mobile
Practical Features
Analysis of Payments
Simple Management

Always carry your card reader as an app with you

With the SoftPOS solution from Payrexx, you can receive payments directly via your smartphone. You don't need an expensive card reader or additional hardware, just an internet connection. This makes it the perfect payment solution for merchants who are frequently on the go — such as delivery services, market stalls, or mobile service providers.

softPOS mobile card reader illustration

Always carry your card reader as an app with you

With the SoftPOS solution from Payrexx, you can receive payments directly via your smartphone. You don't need an expensive card reader or additional hardware, just an internet connection. This makes it the perfect payment solution for merchants who are frequently on the go — such as delivery services, market stalls, or mobile service providers.

Flexible and mobile
softPOS mobile card reader illustration

Manage and refund payments

The integrated analytics function helps you keep track of your payments on the go, in addition to your Payrexx account. Payrexx Tap to Pay lists all payments and provides you with the key details of the transaction. Additionally, you can summarize and compare by day, week, or month.

Analysis of Payments
softPOS Dashboard on mobile

Benefit from the entire offering

Whether on your smartphone or at the desktop: As a comprehensive solution, Payrexx offers you a variety of features. In your Payrexx Dashboard, you will not only find analyses and payment overviews, but you can also add more terminals and utilize the versatile Payrexx tools.

Simple Management

Tap to Pay Illustration Management

Do everything from your smartphone

Payrexx Tap to Pay app is intuitive, quick to install, user-friendly, and offers a variety of practical features. Switch between multiple terminals, contact support directly, mute incoming calls and notifications, or use the app in Light or Dark Mode.

Practical Features
softPOS Mobile Screen

In 3 steps to the free Kartenlesegerät

Get started with card payments effortlessly and offer all your customers a fast, secure, and contactless payment option.

In 3 steps to the free Kartenlesegerät

Get started with card payments effortlessly and offer all your customers a fast, secure, and contactless payment option.

Install Payrexx Tap to Pay on the phone

Download the free SoftPOS app on your Android device.

Connect the app with your Payrexx account

Once you start the app on your phone, you will be prompted to log in.

Receive payments via card or TWINT

Enter the desired amount and let your customers pay with their preferred payment method.

Tap to Pay – included in every subscription

Simple, secure, and without additional integration

No cable, no terminal, no complexity. With every subscription, you are ready for contactless payments using an Android device.

Tap to Pay – included in every subscription

Simple, secure, and without additional integration

No cable, no terminal, no complexity. With every subscription, you are ready for contactless payments using an Android device.

Tap to Pay – included in every subscription

Simple, secure, and without additional integration

No cable, no terminal, no complexity. With every subscription, you are ready for contactless payments using an Android device.

Technical details of Payrexx Tap to Pay

Technical details of Payrexx Tap to Pay

Payment Methods

Debit and credit cards from Visa and Mastercard (also via PostFinance) TWINT Mobile wallets like Apple Pay, Google Pay, and Samsung Pay

Payment Methods

Debit and credit cards from Visa and Mastercard (also via PostFinance) TWINT Mobile wallets like Apple Pay, Google Pay, and Samsung Pay

Compatibility

Android Devices Android version 8.1 or higher

Compatibility

Android Devices Android version 8.1 or higher

Communication

4G/3G/2G, Wi-Fi, Bluetooth

Communication

4G/3G/2G, Wi-Fi, Bluetooth

Sales function

E-receipt can be sent via email or SMS

Sales function

E-receipt can be sent via email or SMS

Payment function

Contactless via NFC

Payment function

Contactless via NFC

Fees

1.65 % + 0.15 EUR

Fees

1.65 % + 0.15 EUR

Fees

Comerciante(s)

Switzerland

Buyer(s)

all countries

Fees

Comerciante(s)

Switzerland

Buyer(s)

all countries

Currencies

Payments

EUR, EUR

Payouts

EUR, EUR

Currencies

Payments

EUR, EUR

Payouts

EUR, EUR

Limit per transaction

EUR 20,000 (Payrexx Pay)

Limit per transaction

EUR 20,000 (Payrexx Pay)

Payouts

Payout to your bank account

Daily (after 48 hours) payout interval

Weekly payout interval

Monthly payout interval

Existing Customer

Frequently Asked Questions about Tap to Pay

Frequently Asked Questions about Tap to Pay

What is Tap to Pay?

Tap to Pay, also known as SoftPOS, is a technology that allows Swiss Comerciantes to use their smartphone as a Lector de tarjetas. This enables them to accept payments without additional hardware.

What mobile payments can I accept with Tap to Pay?

Tap to Pay is an app that is installed on the mobile phone. Merchants can accept contactless payments via credit and debit cards (Visa and Mastercard), TWINT or via mobile wallets like Apple Pay, Google Pay, or Samsung Pay.

The smartphone thus effectively becomes the Kartenlesegerät.

Note: Please note that Payrexx Tap to Pay is currently available only for merchants based in Switzerland.

How do my customers pay with Payrexx Tap to Pay?

The payment process with Payrexx Tap to Pay includes the following steps:

  1. Select the desired payment method (card or TWINT).

  2. Enter the amount to be paid.

  3. Your customers can now either hold their card to your smartphone, open the mobile wallet and hold their phone to yours, or scan the displayed TWINT code within their TWINT app.

  4. Done! The transaction is complete, and the amount will be transferred to your Payrexx account within 48 hours.

A detailed guide of the payment process can be found in the documentation.

Which devices are compatible with Payrexx Tap to Pay?

The app works on all phones that meet the following requirements:

  • Android operating system, version 8.1 or higher

  • NFC compatibility

  • Google Mobile Service

  • TEE in a SoC (Trusted Execution Environment in a System on a Chip)

  • Internet connection

Most of these conditions are met by all modern, common smartphones. As long as you download Payrexx Tap to Pay via the Google Play Store and your phone is not modified or developer options are not activated, the app should work without issues.

You can find the detailed list of requirements in the documentation.

Can I install Payrexx Tap to Pay on my iPhone?

No, unfortunately not.

This is not due to Payrexx, but to Apple: The company has not yet released the payment technology in its smartphones for Switzerland. As soon as Apple takes this step, Payrexx Tap to Pay will also be available for all iPhones.

What other features does Payrexx Tap to Pay offer?

Payrexx Tap to Pay is designed to enable you to receive payments as comfortably as possible and without additional technology. The app includes the following features:

  • Overview of all transactions

  • Analysis of your payments

  • Mute incoming calls and notifications

  • Switch between multiple terminals

  • Light or Dark Mode

  • Available in German, English, French, and Italian

An overview of all functions of Payrexx Tap to Pay can be found in the documentation.

How much does Tap to Pay cost and are there any hidden fees?

The app can be downloaded for free in the Google Play Store or directly through your Payrexx account.

In addition to the monthly costs for your Payrexx account, the following transaction fees apply:

1.65 % + 0.15 EUR
for domestic payments.

A monthly fee of 4 EUR is also charged for each additional active Android device.

For more detailed information about the Payrexx pricing model, please also consult the pricing page.

Is there a free trial period?

Yes! You can try Tap to Pay by Payrexx for free for 30 days.

After that, you have the choice: Either you opt for a paid subscription and thus reduce the transaction costs, or you automatically switch to the free Free subscription. Since no costs are incurred in this case, you don't have to worry about a subscription trap.

How secure is Tap to Pay with Payrexx?

With the highest security standards, Payrexx ensures that not only your data but also your customers' data is protected. We offer the greatest possible security for every transaction. Payrexx specifically implements the following security measures:

  • Personal data, both yours and your customers’, is stored in compliance with GDPR on secure Swiss servers.

  • Payrexx is fully PCI DSS Level 1 certified, the highest global security standard for payment data, developed in collaboration with several credit card organizations.

  • To ensure secure data transmission, Payrexx uses encryption protocols such as SSL (Secure Socket Layer) with 256-bit encryption, the highest security standard.

  • The 3-D Secure process enhances online payments with additional identification, minimizing fraud risks and chargebacks, and ensuring the highest security and customer authentication.

What types of payments can I accept with Tap to Pay?

With Payrexx Tap to Pay, your customers can pay using the following payment methods:

Don't feel like deciding just yet?

Then test Tap to Pay free for 30 days!

Don't feel like deciding just yet?

Then test Tap to Pay free for 30 days!

Don't feel like deciding just yet?

Then test Tap to Pay free for 30 days!

In 3 steps to the free Kartenlesegerät

This is how easily you can start with card payments and offer all customers fast, secure, and contactless payment options.

How it works

Do you want to accept card payments and mobile payments, but not purchase a Kartenlesegerät? That's now easy, directly with your smartphone!