Most used Payment Service Provider 2026

The online merchant survey by the University of Applied Sciences North-western Switzerland (FHNW) annually examines the state of Swiss e-commerce. This year, the focus was on AI, specifically on the automation of business processes and Agentic Commerce.

Most used Payment Service Provider 2026

The online merchant survey by the University of Applied Sciences North-western Switzerland (FHNW) annually examines the state of Swiss e-commerce. This year, the focus was on AI, specifically on the automation of business processes and Agentic Commerce.

Most used Payment Service Provider 2026

The online merchant survey by the University of Applied Sciences North-western Switzerland (FHNW) annually examines the state of Swiss e-commerce. This year, the focus was on AI, specifically on the automation of business processes and Agentic Commerce.

The online Comerciante survey is a comprehensive analysis of the Swiss e-commerce market: Current trends, challenges, innovations and long-term perspectives.

The online Comerciante survey is a comprehensive analysis of the Swiss e-commerce market: Current trends, challenges, innovations and long-term perspectives.

The online Comerciante survey is a comprehensive analysis of the Swiss e-commerce market: Current trends, challenges, innovations and long-term perspectives.

Agentic Commerce
Trends in the e-commerce market:

Already ten percent of all participants consider this new sales channel to be relevant.

Artificial Intelligence

Already 85 percent of Comerciantes create and translate texts using AI.

Artificial Intelligence

Already 85 percent of Comerciantes create and translate texts using AI.

Automation

Credit checks and the monitoring of key figures are most frequently automated for online Comerciantes.

Automation

Credit checks and the monitoring of key figures are most frequently automated for online Comerciantes.

Payment Methods

Credit card and TWINT are the most widely used payment methods in Swiss e-commerce.

Payment Methods

Credit card and TWINT are the most widely used payment methods in Swiss e-commerce.

The results of recent years

The results of recent years

The results of recent years

Payrexx lands in first place once again in 2026

This year, Payrexx was able to further expand its leading position: 27.8 percent of all participants work with the payment provider from Thun – that is 4.8 percentage points more than last year. Payrexx is particularly strongly represented among small online shops: 37.3 percent of Comerciantes with up to four employees rely on Payrexx. For large Comerciantes with at least 21 employees, the figure is 5.7 percent.

Payrexx was the most used PSP for the first time in 2023

In the 2025 online Comerciante survey, Payrexx was named the most widely used Payment Service Provider (PSP) in Swiss e-commerce for the first time. The company had already earned the title of most popular PSP in 2023, after which the wording of the question was adapted. Payrexx impresses in particular with its user-friendly all-in-one platform, which combines online and on-site solutions.

The core of the study

The core of the study

The core of the study

Focus Switzerland

A total of 473 online shops took part in the 2026 online Comerciante survey. The clear focus was on the Swiss market: 90 percent of the participants come from Switzerland, supplemented by three percent from Austria, three percent from Germany and three percent from other European countries.

B2C: Business-to-Consumer

B2C: Business-to-Consumer

82 percent of the participating online shops operate in the B2C segment – many are increasingly relying on AI-based personalization and omnichannel strategies.

B2B: Business-to-Business

B2B: Business-to-Business

51 percent of the surveyed online shops operate in the B2B sector, 39 percent also sell in parallel to end customers (B2C). The boundaries between B2B and B2C are increasingly blurring.

D2C: Direct-to-consumer sales

D2C: Direct-to-consumer sales

Around 9 percent of the online shops surveyed operate D2C sales – i.e. selling their products or services directly to end customers (Direct-to-Consumer).

Issuer of the online merchant survey

The online Comerciantebefragung 2026 is published by the E-Commerce Lab of the University of Applied Sciences North-western Switzerland (FHNW).

Issuer of the online merchant survey

The online Comerciantebefragung 2026 is published by the E-Commerce Lab of the University of Applied Sciences North-western Switzerland (FHNW).

Further articles

Despite the additional financial expense, Payrexx has consciously chosen Amazon Web Services (AWS): Unlike many other hosting providers, Amazon actively strives to protect the environment. The company relies on renewable energies, minimizes energy consumption as much as possible, and uses existing resources responsibly.

Further articles

Despite the additional financial expense, Payrexx has consciously chosen Amazon Web Services (AWS): Unlike many other hosting providers, Amazon actively strives to protect the environment. The company relies on renewable energies, minimizes energy consumption as much as possible, and uses existing resources responsibly.

Further articles

Despite the additional financial expense, Payrexx has consciously chosen Amazon Web Services (AWS): Unlike many other hosting providers, Amazon actively strives to protect the environment. The company relies on renewable energies, minimizes energy consumption as much as possible, and uses existing resources responsibly.

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Are you ready to get started?

Test Payrexx free of charge and without obligation.

Are you ready to get started?

Test Payrexx free of charge and without obligation.

Are you ready to get started?

Test Payrexx free of charge and without obligation.