Contactless payment

(Known in English as "contactless payment").

Contactless payment enables fast, secure transactions without physical contact between the card and the terminal - simply hold the card up to the reader, and you're done.

Contactless payment

Contactless payment refers to a modern payment method in which customers hold their cards or smartphones in front of a contactless payment terminal to process transactions. This method uses NFC (Near Field Communication) technology, which allows data to be exchanged wirelessly between devices when they are in close proximity. Through this method, seamless and fast payment is made possible without the need to make physical contact. Contactless payment not only offers convenience, but also increases security by encrypting sensitive payment information and reducing the risk of data theft.

This method is used in a variety of industries, including retail stores, restaurants and public transportation. Customers can use their credit cards, debit cards or mobile payment apps that support contactless payments. Using contactless payments can shorten queues and speed up the check-out process, which is beneficial for both customers and merchants.

Contactless payment examples

Supermarket: When shopping at the supermarket, customers can simply hold their card up to the contactless terminal to pay quickly, without cash or entering a PIN.

Café: Contactless payment can be used in cafés to purchase coffee and snacks without delay.

Transportation: On public transportation, passengers can make contactless payments by holding their card or smartphone up to the reader at the entrance.

Contactless payment FAQ

  • Contactless payment is based on NFC (Near Field Communication) technology. This advanced technology enables secure wireless data transmission in close proximity. By using NFC chips in cards and devices, smooth and fast transactions can be carried out.

  • Yes, contactless payments are extremely secure and reliable. The NFC technology used encrypts the transmitted data, protecting personal and financial information. In addition, dynamic security codes are generated for each transaction, ensuring secure authentication and minimizing the risk of unauthorized access.

  • In most cases, there is a set transaction limit for contactless payments. This measure serves to provide additional security and prevent potential misuse. For higher amounts or regular payments, additional security procedures are usually required.

  • Contactless payment is supported by most credit and debit cards that have NFC-enabled chips. In addition, many modern smartphones with corresponding payment apps offer the ability to make contactless payments. To ensure that your card or device supports this feature, contact your financial institution or the manufacturer of your smartphone.

  • Yes, contactless payment is widespread internationally and available in a large number of countries. However, the acceptance of contactless payments depends on the respective merchants and their payment systems. It is advisable to check the acceptance of contactless payments in your destination country before traveling abroad to ensure that you can use this convenient payment method.