American Express for online shops

Reach a loyal, global audience with Amex and increase your average cart value. With Payrexx, you can activate the payment method with just a few clicks – simple, secure, and customer-focused.

Transaction fees

Transaction fees

American Express
FREE

2.90%

+

CHF 0.30

2.90%

+

CHF 0.30

STANDARD

2.90%

+

CHF 0.20

2.90%

+

CHF 0.20

PREMIUM

2.90%

+

CHF 0.20

2.90%

+

CHF 0.20

High shopping cart values

Benefit from a global, affluent target audience. Studies show: Amex members spend significantly more on average than other card users. By achieving larger transactions, you increase your margin and maximize your revenue per order.

Loyal regular customers

Amex cardholders are loyal. Thanks to attractive bonus programs, they use their cards more frequently and prefer to return to places where Amex is accepted. With Payrexx, you offer exactly this incentive and strengthen your long-term customer loyalty.

Maximum Trust

First-class buyer protection and the highest security standards are the hallmark of American Express. This image is directly transferred to your shop: With Amex, you signal professionalism and create a trustworthy basis for new customers worldwide.

Processing by

Payrexx

Type

Cards and Wallets

Availability

CH, DE, AT, LI, FR, IT

Currencies

All

Payout currencies

EUR, EUR, USD, GBP

Transaction Fees Online

FREE

2.90%

+

CHF 0.30

2.90%

+

CHF 0.30

STANDARD

2.90%

+

CHF 0.20

2.90%

+

CHF 0.20

PREMIUM

2.90%

+

CHF 0.20

2.90%

+

CHF 0.20

Channels

Online

Functions

Refunds

Partial Refunds

Pre-authorizations

Tokenizations

Limit per transaction

Payrexx Pay

CHF 20,000

Payrexx Pay Plus

CHF 30,000

Documentation

Benefit as an SME from the Amex effect

Focus on high cart volumes instead of low fees. With the Amex effect, you reach an exclusive segment that sustainably drives the profitability of your company forward.

How to activate American Express

For existing customers

Log in to your Payrexx account and activate American Express in your payment provider settings. Thus, American Express, along with Google Pay, Visa, Apple Pay, Samsung Pay, TWINT, etc., is ready for your customers.

For new customers

Create your Payrexx account at the push of a button and test Payrexx without obligation. American Express is already activated for Swiss Comerciantes, and you only need to have your account verified before you can receive live payments with Amex.

For existing customers

Log in to your Payrexx account and activate American Express in your payment provider settings. Thus, American Express, along with Google Pay, Visa, Apple Pay, Samsung Pay, TWINT, etc., is ready for your customers.

For new customers

Create your Payrexx account at the push of a button and test Payrexx without obligation. American Express is already activated for Swiss Comerciantes, and you only need to have your account verified before you can receive live payments with Amex.

Frequently Asked Questions about Amex for Online Shops

Is Amex worth it for SMEs?

Amex is often considered expensive, but looking at the figures reveals: Amex cardholders are a highly attractive target group – even for small and medium-sized businesses. According to studies, you can increase the value per purchase with Amex by up to 2.4 times. The higher transaction costs are therefore offset by the higher revenue per customer. Amex is not a cost factor, but a revenue driver.

How secure is American Express for Comerciante(s)?

If you integrate American Express for Comerciantes with Payrexx in your webshop, we guarantee you the highest possible security for every transaction. Payrexx allows the following security measures when integrating the Amex payment method:

  • Personal data, both yours and that of your customers, is stored GDPR-compliant on secure Swiss servers.

  • Payrexx is fully PCI DSS Level 1 certified, the highest global security standard for payment data, developed in collaboration with several credit card organizations.

  • To ensure secure data transmission, Payrexx uses encryption protocols like SSL (Secure Socket Layer) with 256-bit encryption, the highest security standard.

  • The 3-D Secure procedure strengthens online payments with additional identification, minimizes fraud risks and chargebacks, and ensures maximum security and customer authentication.

Within just 5 minutes, you can start accepting your first online payments securely and easily with Payrexx and American Express for Comerciantes.

Set up Payrexx American Express

Setting up American Exprexx with Payrexx is extremely swift and effortless. There is no need for lengthy registration procedures. Additionally, you can benefit from our free Open-Source Payrexx plugins.

This allows you a seamless integration of Amex for your online shop project.

Further information on implementing American Express in the most well-known e-commerce systems:

View Overview

Also with our custom system: Payrexx Comerciante API

Easily set up American Express payments

The activation of American Express for online shops is extremely quick and hassle-free with Payrexx. There is no need for lengthy registration procedures. In addition, you can benefit from our free open-source Payrexx plugins.

This allows you a smooth integration of Amex for your online shop project.

More information about the implementation of American Express in the most well-known e-commerce systems:

View overview

Also with our customized system: Payrexx Comerciante API

What types of cards are available from American Express?

American Express offers various credit card models. Here is a comparison of the costs of the individual cards:

  • Platinum Card: 60 euros monthly, no enrollment fee

  • Gold Card: 12 euros monthly

  • American Express Card: five euros monthly in the first year, then free of charge with an annual turnover of up to 9,000 euros

  • Blue Card: contribution free

  • PAYBACK Card: contribution free

Can you pay with American Express in Switzerland?

Although the acceptance of Visa and Mastercard credit cards is still broader than that of Amex credit cards, cardholders in Switzerland now have the opportunity to use their American Express credit card at large supermarkets, gas stations, furniture Merchants, fashion stores, and of course, also in online commerce.

What makes American Express special?

The company's core offerings mainly consist of credit cards. In addition, the company also provides banking and investment services and offers insurance services. The credit card issued by American Express is known worldwide as the "Amex Card."

What are the fees for American Express?

American Express charges no fees when you use this payment option as a shopper, neither in stores nor online or through apps.

As a Comerciante, however, you pay a transaction fee if you offer American Express in your online shop, depending on the payment provider. At Payrexx, this ranges between 3% and 5%, depending on the transaction volume of the Comerciante.

Can anyone get an American Express?

The minimum age for an Amex card is 18 years. For other credit cards, a residence in the country is often required. However, with American Express, you can often apply for a credit card even if you live abroad, as long as you have a bank account in Switzerland.

How does American Express work in Switzerland?

American Express (Amex) functions in Switzerland similarly to other countries and offers a wide range of credit card and payment solutions for individuals and businesses. The use of Amex typically begins with a card application, where potential cardholders provide the required information and undergo a credit check.

After approval and authorization of the card, American Express issues the physical or virtual card. Cardholders can then use their Amex card at Comerciantes and online shops that accept Amex as a payment method. This allows them to make purchases, access services, and process payments conveniently.

Test Payrexx for free and without obligation

Without risk and without obligations. Discover how easy online payments can be.

Test Payrexx for free and without obligation

Without risk and without obligations. Discover how easy online payments can be.

Test Payrexx for free and without obligation

Without risk and without obligations. Discover how easy online payments can be.