Bancontact for online shops

Bancontact can be used for the purchase of goods and services in both physical stores and online shops. Bancontact is one of the leading payment methods in Belgium and allows consumers to pay online and in stores.

Transaction fees

Transaction fees

Bancontact
FREE

2.40%

+

0.3 EUR

2.40%

+

0.3 EUR

STANDARD

2.40%

+

0.3 EUR

2.40%

+

0.3 EUR

PREMIUM

1.60%

+

0.2 EUR

1.60%

+

0.2 EUR

Trustworthy

Bancontact payments are secure and reliable. Customers are familiar with this widely used method in Belgium and feel safe and welcome when shopping in your store.

International

Belgian customers who use Bancontact could also place international orders. This enables you to expand your business beyond borders and present your product or service to a broader European market.

Integration

Payrexx simplifies the implementation of Bancontact as a payment method and enables Comerciantes to quickly and smoothly benefit from the advantages of this modern payment option.

Processing by

Payrexx

Type

Bank Transfer

Availability

CH, DE, AT, LI, FR, IT, UK, NL, DK

Currencies

All

Payout currencies

EUR, EUR, USD, GBP, DKK, CAD, AUD

Transaction fees

FREE

2.40%

+

0.3 EUR

2.40%

+

0.3 EUR

STANDARD

2.40%

+

0.3 EUR

2.40%

+

0.3 EUR

PREMIUM

1.60%

+

0.2 EUR

1.60%

+

0.2 EUR

Channels

Online

Functions

Refunds

Limit per transaction

Payrexx Pay

CHF 20,000

Payrexx Pay Plus

CHF 30,000

Documentation

How to activate Bancontact

For existing customers

Log into your Payrexx account and activate Bancontact in your payment provider settings. Thus, Bancontact is available alongside Google Pay, Visa, Apple Pay, Samsung Pay, TWINT etc. for your customers.

For new customers

Create your Payrexx account with a click of a button and test Payrexx without obligation. Bancontact is already activated for Swiss Comerciantes and you only need to have Una cuenta verified before you can receive live payments with Bancontact.

For existing customers

Log into your Payrexx account and activate Bancontact in your payment provider settings. Thus, Bancontact is available alongside Google Pay, Visa, Apple Pay, Samsung Pay, TWINT etc. for your customers.

For new customers

Create your Payrexx account with a click of a button and test Payrexx without obligation. Bancontact is already activated for Swiss Comerciantes and you only need to have Una cuenta verified before you can receive live payments with Bancontact.

Frequently Asked Questions about Bancontact for Online Shops

Answers to typical questions that Comerciante and SMEs have about the Bancontact payment method, including important information on costs, security, and implementation for use in the checkout or online shop.

How secure is Bancontact for Comerciantes?

Integrating Bancontact for Comerciantes with Payrexx in your webshop guarantees you the highest security in every transaction. The following security measures are enabled by Payrexx when integrating the Bancontact payment method:

  • Personal data, both yours and that of your customers, is stored in compliance with GDPR on secure Swiss servers.

  • Payrexx is fully PCI DSS Level 1 certified, the highest global security standard for payment data, developed in collaboration with several credit card organizations.

  • To ensure secure data transmission, Payrexx uses encryption protocols such as SSL (Secure Socket Layer) with 256-bit encryption, the highest security standard.

  • The 3-D Secure process enhances online payments with additional identification, minimizes fraud risks and chargebacks, and ensures maximum security and customer authentication.

Within just 5 minutes, you can safely and easily receive your first online payments with Payrexx and Bancontact for Comerciantes.

Set up Payrexx Bancontact

Setting up Bancontact with Payrexx is extremely quick and easy. There is no need for lengthy registration procedures. In addition, you can benefit from our free Open-Source Payrexx plugins.

This allows you a seamless integration of Bancontact for your online shop project.

Further information on the implementation of Bancontact in the most famous e-commerce systems:

View overview

Also with our custom system: Payrexx Comerciantes API

Easily set up Bancontact

The activation of Bancontact for online shops is extremely fast and hassle-free with Payrexx. There is no need for lengthy registration procedures. Moreover, you can benefit from our free open-source Payrexx plugins.

This allows you to smoothly integrate Bancontact for your online shop project.

Further information on the implementation of Bancontact into the most popular e-commerce systems:

View overview

Also with our customized system: Payrexx Comerciante API

Can you pay for an online shop with Bancontact in Switzerland?

Bancontact is a widely used payment system in Belgium and is mainly used in Belgium. In Switzerland, Bancontact is not as widespread, and it is unlikely that many Swiss online shops accept this payment method.

In Switzerland, common payment methods for online shopping are credit cards (such as Visa and Mastercard), debit cards (such as Maestro), PayPal, and bank transfers. The exact payment methods can vary from one online shop to another. It is advisable to check the payment options on the respective online shop's website or contact the shop's customer service directly to obtain information about the accepted payment methods.

If you have a Bancontact card and want to shop in Switzerland, you should make sure that the online shop offers this payment option. Otherwise, you will need to use one of the more common payment methods in Switzerland.

How does paying with Bancontact work?

Payments with Bancontact are a common method in Belgium. This widespread payment method holds a high status in the country with over 15 million cards in circulation.

You can either use a physical Bancontact card or the convenient Bancontact app, which is linked to your Belgian bank account. The special aspect of online payments with Bancontact is that they are extremely secure and reliable, and receive immediate confirmation.

When you use Bancontact for online payments, you will be redirected to the Bancontact website or app to authorize the transaction. Afterwards, you seamlessly return to the website of the Comerciante, where you are immediately informed of the success or any issues with the payment. This ensures a smooth and transparent processing of online payments with Bancontact.

What are the fees for Bancontact?

Bancontact does not charge any fees when you, as a shopper, use Bancontact, neither in stores nor online or in apps.

Comerciantes, however, pay a transaction fee depending on the payment provider. At Payrexx, this is between 1.6% and 2.4%, depending on the transaction volume of the Comerciante.

What is Bancontact for webshops?

Bancontact, formerly known as Mister Cash, is a payment option that allows consumers in Belgium to make online transfers. In the 1980s, the companies Bancontact and Mister Cash merged to form this payment method. With over 15 million cardholders, Bancontact is now the leading provider of electronic payments in Belgium. More than 80 percent of Belgian online shops offer their customers the option to conveniently pay their bills using Bancontact.

How does Bancontact Switzerland work?

Bancontact functions as a type of debit card, specifically designed for processing online payments.

Bancontact offers the advantage of real-time payments, enabling quick processing. It is also secure, as it typically requires additional authentication steps to verify the customer's identity. This makes it a popular and trusted payment method in Belgium, especially for online purchases.

What are the advantages of Bancontact for shoppers?

With Bancontact, you pay safely, contactlessly, and mobile worldwide. You benefit from fraud protection, 3-D Secure, and depending on the card, cashback or additional services.

What are the advantages of Bancontact for online shops?

Bancontact offers worldwide acceptance, fast payments, high fraud protection with 3-D Secure, and easy integration – ideal for increased conversion and secure transactions.

Test Payrexx for free and without obligation

Without risk and without obligations. Discover how easy online payments can be.

Test Payrexx for free and without obligation

Without risk and without obligations. Discover how easy online payments can be.

Test Payrexx for free and without obligation

Without risk and without obligations. Discover how easy online payments can be.