HeyLight for online shops
HeyLight is a modern "Buy Now, Pay Later" platform from the Swiss HeyLight AG (formerly HeidiPay), part of the Mediobanca Group. It allows online and in-store purchases with deferred payment - either by monthly/QR invoice or via digital credit card.
![](data:image/svg+xml,<svg display="block" role="presentation" viewBox="0 0 120 80" xmlns="http://www.w3.org/2000/svg"><g d="M 0 0 L 120 0 L 120 80 L 0 80 Z M 47.025 49.152 L 42.856 36.872 L 39.831 36.872 L 44.728 51.164 L 46.557 51.164 L 45.666 53.648 L 41.071 53.648 L 41.071 56.147 L 44.68 56.147 C 46.854 56.147 48.012 54.989 48.613 53.241 L 54.246 36.872 L 51.231 36.872 L 47.022 49.152 Z M 69.774 31.625 C 68.697 31.625 67.804 32.525 67.804 33.611 C 67.804 34.697 68.697 35.624 69.774 35.624 C 70.851 35.624 71.77 34.724 71.77 33.611 C 71.77 32.498 70.878 31.625 69.774 31.625 Z M 71.239 36.872 L 68.305 36.872 L 68.305 51.162 L 71.239 51.162 Z M 111.567 39.378 L 111.567 36.867 L 107.87 36.867 L 107.87 31.88 L 104.934 31.88 L 104.934 36.867 L 102.585 36.867 L 102.585 39.378 L 104.934 39.378 L 104.934 47.199 C 104.934 49.511 106.595 51.165 108.86 51.165 L 111.567 51.165 L 111.567 48.66 L 107.87 48.66 L 107.87 39.38 L 111.567 39.38 Z M 58.431 31.88 L 55.419 31.88 L 55.419 51.162 L 66.79 51.162 L 66.79 48.414 L 58.431 48.414 Z M 96.494 36.605 C 94.08 36.605 92.453 37.77 91.857 39.524 L 91.857 31.88 L 88.896 31.88 L 88.896 51.164 L 91.857 51.164 L 91.857 43.94 C 91.857 40.991 93.212 39.155 95.751 39.155 C 97.823 39.155 98.816 40.368 98.816 42.636 L 98.816 51.162 L 101.775 51.162 L 101.775 42.45 C 101.775 38.81 99.863 36.603 96.492 36.603 Z M 33.456 36.605 C 29.271 36.605 26.467 39.332 26.467 44.037 C 26.467 48.743 29.322 51.416 33.574 51.416 C 37.827 51.416 39.69 48.53 40.041 46.392 L 37.089 46.392 C 36.838 47.726 36.085 48.924 33.684 48.924 C 30.994 48.924 29.583 47.405 29.493 44.942 L 40.053 44.942 L 40.053 43.574 C 40.053 39.606 37.818 36.603 33.459 36.603 Z M 29.495 42.6 C 29.573 40.889 30.566 39.105 33.338 39.105 C 36.11 39.105 37.115 40.889 37.193 42.6 Z M 21.733 39.96 L 11.514 39.96 L 11.514 31.88 L 8.475 31.88 L 8.475 51.162 L 11.514 51.162 L 11.514 42.722 L 21.733 42.722 L 21.733 51.162 L 24.772 51.162 L 24.772 31.88 L 21.733 31.88 Z M 84.043 39.287 C 83.128 37.611 81.462 36.603 79.249 36.603 C 76.017 36.603 72.805 38.733 72.805 43.575 C 72.805 48.417 76.017 50.534 79.266 50.534 C 81.516 50.534 83.238 49.524 83.869 47.775 L 83.869 49.943 C 83.869 52.487 82.815 53.876 79.872 53.876 C 77.46 53.876 76.42 52.95 76.185 51.165 L 72.894 51.165 C 73.206 54.438 75.591 56.411 79.783 56.411 C 84.417 56.411 86.829 53.999 86.829 49.784 L 86.829 36.87 L 84.583 36.87 L 84.042 39.287 Z M 79.845 48.012 C 77.685 48.012 75.749 46.79 75.749 43.589 C 75.749 40.388 77.687 39.158 79.845 39.158 C 82.004 39.158 83.951 40.37 83.951 43.563 C 83.951 46.757 82.005 48.014 79.845 48.014 Z" fill="transparent" height="80px" id="cWUTwnf7m" width="120px"><path d="M 0 0 L 120 0 L 120 80 L 0 80 Z" fill="rgb(0, 0, 0)" height="80px" id="qEXIqYMN0" width="120px"/><path d="M 38.55 17.527 L 34.381 5.247 L 31.356 5.247 L 36.253 19.539 L 38.082 19.539 L 37.191 22.023 L 32.596 22.023 L 32.596 24.522 L 36.205 24.522 C 38.379 24.522 39.537 23.364 40.138 21.616 L 45.771 5.247 L 42.756 5.247 L 38.547 17.527 Z M 61.299 0 C 60.222 0 59.329 0.9 59.329 1.986 C 59.329 3.072 60.222 3.999 61.299 3.999 C 62.376 3.999 63.295 3.099 63.295 1.986 C 63.295 0.873 62.403 0 61.299 0 Z M 62.764 5.247 L 59.83 5.247 L 59.83 19.537 L 62.764 19.537 Z M 103.092 7.754 L 103.092 5.243 L 99.395 5.243 L 99.395 0.255 L 96.459 0.255 L 96.459 5.243 L 94.11 5.243 L 94.11 7.754 L 96.459 7.754 L 96.459 15.575 C 96.459 17.886 98.12 19.541 100.385 19.541 L 103.092 19.541 L 103.092 17.036 L 99.395 17.036 L 99.395 7.755 L 103.092 7.755 Z M 49.956 0.255 L 46.944 0.255 L 46.944 19.538 L 58.315 19.538 L 58.315 16.79 L 49.956 16.79 Z M 88.019 4.98 C 85.605 4.98 83.978 6.146 83.382 7.899 L 83.382 0.255 L 80.421 0.255 L 80.421 19.539 L 83.382 19.539 L 83.382 12.315 C 83.382 9.366 84.737 7.53 87.276 7.53 C 89.348 7.53 90.341 8.744 90.341 11.012 L 90.341 19.538 L 93.3 19.538 L 93.3 10.826 C 93.3 7.185 91.388 4.979 88.017 4.979 Z M 24.981 4.98 C 20.796 4.98 17.993 7.707 17.993 12.412 C 17.993 17.118 20.847 19.791 25.1 19.791 C 29.352 19.791 31.215 16.905 31.566 14.767 L 28.614 14.767 C 28.364 16.101 27.611 17.299 25.209 17.299 C 22.52 17.299 21.108 15.78 21.018 13.317 L 31.578 13.317 L 31.578 11.949 C 31.578 7.981 29.343 4.978 24.984 4.978 Z M 21.02 10.976 C 21.098 9.264 22.091 7.481 24.863 7.481 C 27.635 7.481 28.64 9.264 28.718 10.976 Z M 13.258 8.336 L 3.039 8.336 L 3.039 0.255 L 0 0.255 L 0 19.538 L 3.039 19.538 L 3.039 11.097 L 13.258 11.097 L 13.258 19.538 L 16.298 19.538 L 16.298 0.255 L 13.258 0.255 Z M 75.568 7.662 C 74.653 5.986 72.987 4.978 70.774 4.978 C 67.542 4.978 64.33 7.108 64.33 11.95 C 64.33 16.792 67.542 18.909 70.791 18.909 C 73.041 18.909 74.763 17.899 75.394 16.15 L 75.394 18.318 C 75.394 20.862 74.34 22.251 71.397 22.251 C 68.985 22.251 67.945 21.325 67.71 19.54 L 64.419 19.54 C 64.731 22.813 67.116 24.786 71.308 24.786 C 75.942 24.786 78.354 22.374 78.354 18.159 L 78.354 5.245 L 76.108 5.245 L 75.567 7.662 Z M 71.37 16.388 C 69.21 16.388 67.274 15.165 67.274 11.964 C 67.274 8.763 69.212 7.533 71.37 7.533 C 73.529 7.533 75.476 8.745 75.476 11.939 C 75.476 15.132 73.53 16.389 71.37 16.389 Z" fill="rgb(255, 255, 255)" height="24.78599988937367px" id="G8rFpuCE4" transform="translate(8.475 31.625)" width="103.09200061035153px"/></g></svg>)
HeyLight
FREE
STANDARD
PREMIUM
Pay the invoice later
Users select the QR/monthly invoice during checkout and conveniently pay one month later. The transparent monthly statement consolidates all purchases – ideal for clear budget control.
Simple installment payment
HeyLight offers flexible terms from 3 to 36 months, partly interest-free, depending on the Comerciante. Users can choose shorter or longer payment plans, tailored to their budget.
Simple integration via Payrexx
The payment method can be seamlessly integrated into existing Payrexx stores without significant technical effort or long implementation times. Merchants can quickly activate Heylight and offer it immediately.
Processing by
Proveedor externo
Type
Buy now pay later
Availability
CH
Payout currencies
Transaction Fees Online
FREE
STANDARD
PREMIUM
Channels
Online
Functions
See documentation
Documentation
This is how you can activate HeyLight
The most common questions about HeyLight for online shops
Answers to typical questions that merchants and SMEs have about the payment method Heylight, including important information about costs, security, and implementation for use at checkout or in an online shop.
How can I activate HeyLight on Payrexx
HeyLight is integrated into Payrexx as an external payment provider. You activate the provider in your Payrexx account and then connect it with your HeyLight Onboarding, so that the payment method can be offered in the checkout.
Who bears the interest and financing costs at HeyLight
Comerciante können entscheiden, ob sie die Finanzierung selbst übernehmen oder ob die Zinskosten an die Kundschaft weitergegeben werden. Das ist hilfreich, wenn du HeyLight entweder als Service für Kund:innen anbieten oder kostenneutral gestalten willst.
How do customers specifically pay the installments at HeyLight?
The installments can be made via debit or credit card with automatic monthly deductions, depending on the configuration. Additionally, a QR invoice can be available as a payment option in the HeyLight Checkout.
What installment options can customers select with HeyLight
In the Payrexx process, customers typically choose between 3, 6, or 12 installments. This makes HeyLight particularly interesting for SMEs that want to make larger shopping carts more appealing without having to offer discounts.
How does HeyLight work in Payrexx Checkout for customers
Customers select HeyLight as a payment method during checkout and then decide in how many installments they want to pay. Generally, a smartphone and a credit or debit card are sufficient for use, depending on the setup, alternative payment methods are also offered in the HeyLight checkout.
What is HeyLight and what is it suitable for SMEs?
HeyLight is a Swiss Buy Now Pay Later solution for installment payments in online and offline retail. This allows SMEs to offer an installment payment option at checkout without having to develop their own credit solution. Until September 10, 2024, HeyLight was called HeidiPay.
