iDEAL for online shops

iDEAL is a Dutch online payment system that offers the ability to pay directly from a bank account. iDEAL is based on the principle of online banking and works similarly to other payment methods such as giropay, and also offers instant transfer.

Transaction fees

Transaction fees

Ideal
FREE

1.30%

+

0.5 EUR

1.30%

+

0.5 EUR

STANDARD

1.30%

+

0.5 EUR

1.30%

+

0.5 EUR

PREMIUM

0.50%

+

0.5 EUR

0.50%

+

0.5 EUR

Especially fast

Payments via iDEAL are carried out in real-time, meaning that customers and Comerciante immediately receive a confirmation once the payment is completed. This allows the ordered goods or services to be quickly dispatched or provided.

Dutch Market

iDEAL enjoys wide acceptance in the Netherlands and is an established and trusted payment method. This can enhance customer trust in your online shop and increase conversion rates.

Integration

Payrexx simplifies the implementation of iDEAL as a payment method, allowing Comerciantes to quickly and seamlessly benefit from the advantages of this modern payment option. In this way, you can offer iDEAL alongside TWINT, PostFinance, Reka, and many others.

Processing by

Payrexx

Type

Bank Transfer

Availability

CH, DE, AT, LI, FR, IT, UK, NL, DK

Currencies

All

Payout currencies

EUR, EUR, USD, GBP, DKK, CAD, AUD

Transaction fees

FREE

1.30%

+

0.5 EUR

1.30%

+

0.5 EUR

STANDARD

1.30%

+

0.5 EUR

1.30%

+

0.5 EUR

PREMIUM

0.50%

+

0.5 EUR

0.50%

+

0.5 EUR

Channels

Online

Functions

Refunds

Limit per transaction

Payrexx Pay

CHF 20,000

Payrexx Pay Plus

CHF 30,000

Documentation

How to activate iDEAL

For existing customers

Log in to your Payrexx account and activate iDEAL in your payment provider settings. Thus, iDEAL is available alongside Google Pay, Visa, Apple Pay, Samsung Pay, TWINT, etc. for your customers.

For new customers

Create your Payrexx account at the touch of a button and test Payrexx without obligation. iDEAL is already activated for Swiss Comerciantes and you just need to have your account verified before you can receive live payments with iDEAL.

For existing customers

Log in to your Payrexx account and activate iDEAL in your payment provider settings. Thus, iDEAL is available alongside Google Pay, Visa, Apple Pay, Samsung Pay, TWINT, etc. for your customers.

For new customers

Create your Payrexx account at the touch of a button and test Payrexx without obligation. iDEAL is already activated for Swiss Comerciantes and you just need to have your account verified before you can receive live payments with iDEAL.

Frequently Asked Questions about iDEAL for Online Shops

Answers to common questions that Comerciante and SMEs have about the payment method iDEAL, including important information on costs, security, and implementation for use in checkout or online stores.

How secure is iDEAL for Comerciantes?

If you integrate iDEAL for Comerciantes with Payrexx in your webshop, we guarantee you the greatest possible security for every transaction. Payrexx enables the following security measures for the integration of the iDEAL payment method:

  • Personal data, both yours and your customers', are stored GDPR-compliant on secure Swiss servers.

  • Payrexx is fully PCI DSS Level 1 certified, the highest global security standard for payment data, developed in collaboration with several credit card organizations.

  • To ensure secure data transmission, Payrexx uses encryption protocols such as SSL (Secure Socket Layer) with 256-bit encryption, the highest security standard.

  • The 3-D Secure process strengthens online payments with additional identification, minimizes fraud risks and chargebacks, and guarantees the highest security and customer authentication.

Within just 5 minutes, you can accept your first online payments securely and easily with Payrexx and iDEAL for Comerciantes.

Set up Payrexx iDEAL

Setting up iDEAL with Payrexx is extremely quick and easy. It requires no lengthy registration procedures. Additionally, you can benefit from our free open-source Payrexx plugins.

This allows you to seamlessly integrate iDEAL for your online shop project.

Further information on implementing iDEAL in the most well-known E-commerce systems:

View overview

Also with our customized system: Payrexx Comerciante API

Easily set up iDEAL payments

The activation of iDEAL for online shops is extremely quick and easy with Payrexx. There are no lengthy registration procedures required. Additionally, you can benefit from our free open-source Payrexx plugins.

This allows you a smooth integration of iDEAL for your online shop project.

Further information on the implementation of iDEAL in the most well-known e-commerce systems:

View overview

Also with our customized system: Payrexx Comerciante API

Is it possible to pay for online shops with iDEAL in Switzerland?

Yes, thanks to Payrexx, all Swiss Comerciante:s can offer iDEAL. This allows even international buyers from the Netherlands to use iDEAL to pay in Swiss online stores.

However, please note that the availability of iDEAL as a payment option in Swiss online stores may vary. Before making a purchase, you should check the payment options on the respective Swiss webshop's website to ensure that iDEAL is accepted as a payment method.

What is paying with iDEAL?

Paying with iDEAL is a common method in the Netherlands that allows customers to process online payments securely and conveniently. iDEAL is also a popular payment method for Dutch shoppers or tourists in Switzerland.

What are the fees for iDEAL?

iDEAL does not charge any fees when you use iDEAL as a shopper, neither in shops nor online or in apps.

However, merchants pay a transaction fee depending on the payment provider. At Payrexx, this ranges between 1.6% and 2.4%, depending on the transaction volume of the merchant.

What is iDEAL for webshops?

iDEAL for webshops is a payment solution that enables online comerciantes to offer iDEAL as a payment method in their webshops. iDEAL is a widely used and popular online payment method in the Netherlands, allowing customers to pay for their purchases safely and conveniently online.

How does iDEAL Switzerland work?

The Comerciante provides iDEAL as one of the accepted payment methods. If a customer selects iDEAL as a payment option, he or she is prompted to choose their bank. They are then redirected to the selected bank's website, where the purchase amount is displayed to the customer.

To complete the payment, the customer enters their account number and authenticates using two-factor authentication. This ensures that the transaction is secure.

What are the benefits of iDEAL for shoppers?

With iDEAL, you pay securely, contactlessly, and mobile globally. You benefit from fraud protection, 3-D Secure, and depending on the card, cashback or additional services.

What are the benefits of iDEAL for online shops?

iDEAL offers worldwide acceptance, fast payments, high fraud protection with 3-D Secure, and easy integration – ideal for increased conversion and secure transactions.

Test Payrexx for free and without obligation

Without risk and without obligations. Discover how easy online payments can be.

Test Payrexx for free and without obligation

Without risk and without obligations. Discover how easy online payments can be.

Test Payrexx for free and without obligation

Without risk and without obligations. Discover how easy online payments can be.