Ideal Payment for Online Shops
Ideal Payment ermöglicht Commerciante:n aus der Schweiz, ihren Kund:innen den Kauf auf Rechnung mit integriertem Debitorenmanagement anzubieten – ganz ohne eigenes Mahnwesen. Neben Einmalzahlungen ist auch eine einfache Ratenzahlung in zwei bis drei Raten möglich.
Ideal Payment
FREE
STANDARD
PREMIUM
Integrated Accounts Receivable Management
Ideal Payment takes over the complete claims management including dunning for Händler:innen. This eliminates the time and resource-intensive effort for payment reminders, debt collection, or tracking of outstanding invoices.
Invoice purchase with installment option
Customers have the option to conveniently pay for their purchases in two to three installments, which can facilitate purchasing decisions and lead to higher shopping cart values. For Comerciante, this means an increased conversion rate.
Simple integration via Payrexx
The payment method can be seamlessly integrated into existing Payrexx shops without major technical effort or long implementation times. Comerciante:s can quickly activate and offer Ideal Payment immediately.
Processing by
Proveedor externo
Type
Buy now pay later
Availability
CH, DE, AT, LI, FR, IT, UK, NL, DK
Transaction fees
FREE
STANDARD
PREMIUM
Channels
Online
Functions
See documentation
Documentation
How to activate Ideal Payment
The most frequent questions about Ideal Payment for online shops
Answers to typical questions that Comerciante and SMEs have about the payment method Ideal Payment, including important information on costs, security, and implementation for use in checkout or online shop.
How does an SME set up Ideal Payment in Payrexx?
In Payrexx, go to Payment providers, open the alternative payment methods and start the setup with Ideal Payment to request an offer. Then configure Ideal Payment in Payrexx with Live or Test mode and enter the credentials you receive from Ideal Payment.
How do payouts via Payrexx work with Ideal Payment?
Since Ideal Payment is integrated as an external payment provider in Payrexx, payouts are not executed by Payrexx but directly by Ideal Payment. According to the documentation, many transactions are paid out in real-time upon completion of payment, while the rest according to the settlement period from the invoice date, averaging around 15 days until the full amount.
Can Comerciante and SMEs influence payment reminder deadlines at Ideal Payment?
Yes. Comerciante can adjust the reminder deadlines in the Ideal Payment customer portal to give customers more time to pay if needed.
Is there a seller risk with Ideal Payment?
No, Ideal Payment assumes the risk of payment defaults. Comerciantes receive their money according to the contractually agreed conditions, regardless of whether the customer pays or not.
How can I, as an SME, offer a transparent and genuine installment payment directly at checkout?
Yes, with ideal BILLING+ via Payrexx, you offer your customers a true installment payment option at checkout – without interest, only with a fixed fee per installment. Your customers transparently select the installments, and thanks to a payment guarantee, you receive your money immediately – all without a minimum amount or credit check.
What is Ideal Payment and how does it work for Comerciante?
Ideal Payment is a Swiss payment service provider that offers merchants the payment method "Buy on Invoice" with integrated receivables management. The entire dunning and collections process is handled automatically, which relieves merchants. For SMEs, this is interesting because you can offer invoice purchasing and at the same time processes around claims are structured through the provider.
Can Comerciantes with Idal Payment accept partial payments?
Yes, partial payments are possible. The customer can pay a partial amount while the dunning process for the outstanding balance continues until it is fully settled.
