PostFinance Pay
PostFinance Pay combines the previously available payment methods PostFinance Card and PostFinance E-Finance into a fast and reliable payment method. Customers can pay directly with PostFinance Pay via the PostFinance App on their smartphone without having to enter their PostFinance Card details each time.
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PostFinance Pay
FREE
STANDARD
PREMIUM
Comprehensive Services
PostFinance offers you a wide range of financial services, including PostFinance Pay, banking services, savings accounts, credit cards, mortgages, investment products, and much more.
Accessibility and Trust
With an extensive network of branches and ATMs in Switzerland, PostFinance enjoys the trust of its customers and offers them convenient accessibility.
Innovation and Security
PostFinance invests in digital innovations to offer contemporary banking solutions and implements strict security standards to protect customers and their transactions.
Processing by
Payrexx
Type
Cards and Wallets
Availability
CH
Currencies
All
Payout currencies
EUR, EUR, USD, GBP, DKK, CAD, AUD
Transaction fees
FREE
STANDARD
PREMIUM
Channels
Online
Functions
Refunds
Partial Refunds
Pre-authorizations
Tokenizations
Limit per transaction
Payrexx Pay
CHF 20,000
Payrexx Pay Plus
CHF 30,000
Documentation
How to activate PostFinance Pay
Frequently Asked Questions about PostFinance Pay for Online Shops
Answers to typical questions that Comerciante and SMEs have about the PostfinancePay payment method, including important information on costs, security, and implementation for use in checkout or online shop.
Set up Payrexx PostFinance Pay
The activation of PostFinance Pay for online shops with Payrexx is quick and seamless. It requires no lengthy registration procedures. Additionally, you can benefit from our free open-source Payrexx plugins. This allows you smooth integration of PostFinance Pay for your online shop project.
Further information on implementing PostFinance Pay in the most well-known e-commerce systems:
PostFinance Pay via Payrexx and WooCommerce integration
PostFinance Pay via Payrexx and Shopware integration
PostFinance Pay via Payrexx and Shopify integration
PostFinance Pay via Payrexx and Prestashop integration
PostFinance Pay via Payrexx and MyCommerce integration
PostFinance Pay via Payrexx and Magento integration
PostFinance Pay via Payrexx and Gambio integration
Also with our customized system: Payrexx Comerciante API
How secure is PostFinance Pay for Comerciante?
Integrate PostFinance Pay for Comerciantes with Payrexx in your webshop, we guarantee you the highest possible security for every transaction. The following security measures are enabled by Payrexx when integrating the payment method PostFinance Pay:
Personal data, both yours and that of your customers, is stored in compliance with the GDPR on secure Swiss servers.
Payrexx is fully PCI DSS Level 1 certified, the highest global security standard for payment data, developed in collaboration with several credit card organizations.
To ensure secure data transmission, Payrexx uses encryption protocols such as SSL (Secure Socket Layer) with 256-bit encryption, the highest security standard.
The 3-D Secure procedure enhances online payments with additional identification, minimizes fraud risks and chargebacks, and ensures maximum security and customer authentication.
Within just 5 minutes, you can start accepting your first online payments securely and easily with Payrexx and PostFinance Pay for Comerciantes.
Easily set up PostFinance Pay payments
The activation of PostFinance Pay for online shops with Payrexx is swift and uncomplicated. There is no need for lengthy registration procedures. Furthermore, you can benefit from our free open-source Payrexx plugins.
This enables a smooth integration of PostFinance Pay for your online shop project.
More information about the implementation of PostFinance Pay in the most popular e-commerce systems:
PostFinance Pay via Payrexx and WooCommerce integration
PostFinance Pay via Payrexx and Shopware integration
PostFinance Pay via Payrexx and Shopify integration
PostFinance Pay via Payrexx and Prestashop integration
PostFinance Pay via Payrexx and MyCommerce integration
PostFinance Pay via Payrexx and Magento integration
PostFinance Pay via Payrexx and Gambio integration
Also with our customized system: Payrexx Comerciante API
What is PostFinance Pay for online shops?
PostFinance Pay for online shops is very popular as a payment method because it offers consumers a high level of security through extensive insurance and robust buyer protection. When you integrate PostFinance Pay payments into your online shop, you offer customers worldwide the opportunity to use their preferred payment method.
What is the Blue PostFinance Card?
The PostFinance Card (officially written as PostFinance Card, formerly known as Postcard) is the debit card from PostFinance, which has been issued in combination with the Debit Mastercard since April 2022. It was introduced in 1991 and serves as the successor to the Postomat Plus card as well as the blue, guaranteed postal cheque.
Is the PostFinance Card a debit card?
Yes, the PostFinance Card is a debit card, not a credit card. When you pay online or in a store with your PostFinance Card, the amount is directly debited from your checking account. Unlike credit cards, a credit limit does not need to be granted first, which is then repaid later. Nevertheless, you can conveniently shop with your PostFinance Card in Switzerland and abroad, whether in stores or online. Additionally, you can withdraw cash worldwide.
Is the PostFinance Card a credit card?
No, the PostFinance Card is not a credit card, but a debit card. So when you pay with the PostFinance Card, the amount is directly debited from your checking account. At the same time, you can use the PostFinance Visa Classic credit card and the Mastercard® Standard to shop online or in stores worldwide, withdraw cash and pay contactlessly at the checkout. This means that you can make your purchases in many countries and anywhere these credit cards are accepted. Whether you're traveling and shopping in foreign stores or conveniently shopping online from home, these cards offer you the flexibility and convenience you need to manage payments securely and easily.
Can you shop abroad with PostFinance Pay?
Yes, you can shop abroad with PostFinance Pay as long as the PostFinance Pay logo is displayed on the payment terminal or the business's website. This means that you can use this payment method in a variety of stores and online shops abroad to make purchases or pay for services. However, note that there may occasionally be fees for international transactions, so it is advisable to check your bank's or PostFinance's fee policy before making payments abroad.
Where to shop with PostFinance Pay?
With PostFinance Pay, you can shop worldwide wherever the PostFinance Pay logo is displayed. This means that you can make cashless payments in a wide range of stores and online shops both in Switzerland and internationally. Whether you are shopping in your hometown or traveling, PostFinance Pay offers you the freedom and flexibility to make your purchases conveniently and securely.
What is the cost of paying with PostFinance Pay?
As you, as a Comerciante, surely already know, fees of typically between 1 and 3 percent apply to credit card transactions.
With Payrexx, the transaction fees for PostFinance Pay, depending on the subscription, are between 1.5 and 1.9 percent + 0.20 EUR.