TWINT pay later
With the new TWINT feature Pay Later, you offer your customers a modern payment option with additional flexibility for payment within 30 days. As a Comerciante, you receive your money immediately.
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TWINT pay later
FREE
STANDARD
PREMIUM
Preferred Partner
With Payrexx, you can offer TWINT and all other common payment methods together. Receive your payout from a single source as usual, even if your customers use TWINT 'Pay Later.'
“Pay Later”
The new TWINT Pay Later feature allows your customers to shop with added flexibility. They can decide at checkout whether to pay now or within 30 days. Here is the link to the TWINT overview page.
Invoice purchase completely digital
Integrate the TWINT Pay Later function as a payment option in your online shop and enable your customers to pay either immediately or within 30 days with TWINT. This provides a type of traditional invoice purchase, which is processed completely digitally via TWINT.
Processing by
Payrexx
Type
Cards and Wallets
Availability
CH
Currencies
All
Payout currencies
EUR, EUR, USD, GBP, DKK, CAD, AUD
Transaction fees
FREE
STANDARD
PREMIUM
Channels
Online
Functions
Refunds
Partial Refunds
Pre-authorizations
Tokenizations
Limit per transaction
Payrexx Pay
CHF 20,000
Payrexx Pay Plus
CHF 30,000
Documentation
How to activate TWINT Pay Later
Frequently Asked Questions about TWINT Pay Later for Online Shops
Answers to typical questions that Comerciante and SMEs have about the TWINT pay later payment method, including important information on costs, security, and implementation for use in checkout or online shop.
How can one create a TWINT QR code?
Creating a TWINT QR code is quick and easy thanks to Payrexx's QR tool. Once you have logged into your Payrexx backend, you can create a QR code with just a few clicks, print it, and place it in your store or webshop. Your customers only need to scan it, and they will be directly redirected to the payment page.
How secure is TWINT "Pay Later" from the buyer's perspective?
TWINT “Pay Later” is just as secure as a classic TWINT payment.
How secure is TWINT "Pay later" from the merchant's perspective?
For the Comerciante, the function is very secure and risk-free. The Comerciante assumes no risk.
What happens if someone does not pay?
As soon as the customer makes a purchase via TWINT “Pay Later” at the Händler, Swissbilling immediately pays out the money to the Comerciante and assumes the default risk. i.e., if the customer does not pay, then the risk is borne by Swissbilling. The customer is then reminded and, if necessary, also admonished. For the Comerciante, the function is therefore very secure and risk-free.
How can I, as a Merchant, deactivate the later payment with TWINT or terminate the contract?
Will all customers be able to use the "Pay later" feature in the TWINT app?
The option to pay later will be offered to all TWINT users in the app, provided they are of legal age and reside in Switzerland. Additional conditions may be determined by the respective TWINT app publishers. The TWINT partner company Swissbilling also conducts further checks, particularly a credit check.
Do I need to specify "Pay Later" with TWINT as an additional payment option in my online shop?
You do not need to make any changes to your webshop to offer this feature. Your customers decide directly when paying in the TWINT app whether the transaction will be paid immediately or later.
Who pays the fees?
The fees for using this solution are covered by the Comerciante. The option “Pay later” is free of charge for users of TWINT.
What are the advantages of 'TWINT pay later' for shoppers?
With "TWINT pay later," customers benefit from a modern, paperless payment experience with high transparency and no hidden fees. Automated transfers reduce the risk of payment delays and reminders. The flexible payment option allows for a more comfortable and controlled shopping experience. Partial and full returns can also be easily settled.
What are the advantages of TWINT Pay Later for online shops?
With "TWINT Pay Later," you offer your customers a modern, fully digital shopping experience—without any additional technical effort. Refunds and invoices are seamlessly and paperlessly handled via TWINT, while you receive your revenue immediately as usual. The flexible payment option strengthens customer loyalty and potentially increases your sales through higher conversion rates. Sellers bear no risk, as the purchase price is paid out immediately.