TWINT for online stores

With TWINT, Switzerland's payment app, you can pay conveniently and securely with your smartphone. TWINT makes it easy to pay digitally and without cash at the checkout in the supermarket, in online stores or when shopping in the farm store. TWINT is seamlessly integrated with Payrexx. You can create a TWINT QR code and scan it with the Payrexx QR code tool. Payrexx offers low TWINT fees and costs for online stores.

QR code

The TWINT QR code is at the heart of TWINT. It is a convenient and secure way to make payments in Switzerland, especially for mobile payments and money transfers. With Payrexx, you can create a TWINT QR code and then scan it with Payrexx QR Pay.

Versatility

TWINT is suitable for: Online stores, sending money, restaurants, public transport, parking fees, petrol stations, donations, group payments, farm stores, cafés, cabs, hairdressers, flea markets, tickets, hotels, delivery services, etc. Simply create a TWINT QR code and show it to the buyer.

Swiss focus

TWINT was developed specifically for Switzerland and tailored to the unique needs and habits of the Swiss population. TWINT is a trustworthy, secure and proven mobile payment app.

TWINT functions for online stores

Currencies

Payments

CHF

Payout currency

CHF, EUR

Availability

Switzerland

Transaction fees

  • ... - FREE plan

  • ... - STANDARD Plan

  • ... - PREMIUM plan

More

Limit per transaction

  • CHF 1'000 (TWINT)

Payments

  • Payout to your bank account

  • Weekly payment intervals

  • Monthly payment intervals

Documentation

Advantages of TWINT

For you as a merchant

Whether you use a POS terminal, are on the move, collect club membership fees or sell products online, TWINT offers suitable solutions for every sales channel and every payment situation. You also benefit from the dedicated community.

The simple integration into payment systems saves time and effort. The app expands your customer base and shortens transaction times. Security measures protect against fraud and reduce costs. Offers strengthen customer loyalty and because fewer paper receipts are needed, TWINT is also environmentally friendly. TWINT can be used flexibly in retail stores and online. Transparent settlements simplify financial management, TWINT promotes local businesses and offers a comprehensive solution for mobile payments and money transfers.

For your customers

TWINT combines convenience, versatility, security and speed to create a seamless shopping experience. Whether you are shopping in a supermarket, café, restaurant or your favorite online store, TWINT offers a wide range of acceptance points.

Security is TWINT's top priority. You can rest assured that your sensitive data and transactions are protected with the latest encryption technologies. This means you can shop and pay with peace of mind.

TWINT is also known for its speed. Paying with this app is lightning fast and significantly reduces the waiting time at the checkout. Another notable feature of TWINT is the ability to send and request money.

How to activate TWINT

Existing customer

Log in to your Payrexx account and activate TWINT in your payment provider settings. This allows you to offer TWINT to your customers. You can also offer TWINT for later payments in the same way. This together with Apple Pay, Mastercard, Visa, Reka, Google Pay and other payment methods.

Not a customer yet?

Create your Payrexx account at the touch of a button and test Payrexx without obligation. TWINT is already activated for Swiss merchants and you only need to have your account verified before you can receive live payments with TWINT and TWINT Pay later.

Frequently asked questions about TWINT for online stores

  • The transaction fee for merchants who accept payments with TWINT at Payrexx is 1.3% of the transaction amount.

    Creating the QR code in the Payrexx dashboard is free of charge.

  • If you would like to use TWINT without a direct connection to a bank account or credit card, you have the option of using the standard TWINT prepaid app. If you would like to link TWINT to your credit card or a prepaid card, we recommend the TWINT app from UBS.

  • This is how paying with TWINT in an online store via your smartphone works:

    1. Select TWINT as payment method at check-out.

    2. After confirming the payment process via the button in the online store, the TWINT app opens automatically.

    3. Confirm the payment and you're done. Quick and easy!

  • TWINT is generally free of charge for payments by private customers. Merchants, on the other hand, pay a transaction fee. With Payrexx, this is 1.3%.

  • You can set up TWINT with the following steps:

    1. Download the TWINT app from your bank. The app is available for the iOS (Apple) or Android (Google) operating systems.

    2. Enter your Swiss cell phone number. You will then receive an activation code by SMS.

    3. Enter the activation code in the app. And that's it: TWINT is successfully set up!

  • You can set up TWINT PostFinance on your smartphone with the following steps:

    1. Download PostFinance TWINT as an app directly from Google Play or the App Store.

    2. Complete the one-off registration using PostFinance Login and the PostFinance app

    3. After successful registration, enter a payment method of your choice, as well as any customer cards and membership cards.

    4. For easier use of the app, you can activate identification via fingerprint or facial recognition. However, this step is optional.

  • You can set up Raiffeisen TWINT on your smartphone with the following steps:

    1. Download the Raiffeisen TWINT app either from the App Store or Google Pay.

    2. You will be guided through the simple registration process in a few short steps.

    3. To register, you must have your debit or bank card ready with the following information: Card number and the last 5 digits of your IBAN number.

    4. Once you have entered all the information, you can complete the setup and use Raiffeisen TWINT quickly and easily.

  • To offer your customers TWINT as a payment method, you must log into your Payrexx account and activate TWINT in your payment provider settings. You can also integrate "Pay TWINT later" in this way.

  • You can use the QR code tool from Payrexx to quickly and easily create a TWINT QR code that your customers can use to pay in the online store. In addition to the amount, you have the option of collecting important information from your customers, such as their name, address, reason for payment and delivery details. You can decide for yourself which fields are optional or mandatory. This is a practical and efficient solution, both for you and your customers.

  • With over 5 million active users, TWINT is the most popular mobile payment method for online stores in Switzerland. It allows users to connect their bank account or cards to the TWINT app to make secure payments in brick-and-mortar stores and online stores.

    TWINT for online stores is super simple: the customer simply selects TWINT as the payment method at the checkout. Once the payment process has been confirmed by tapping the corresponding button in the online store, the TWINT app opens on the smartphone. When shopping on a tablet or notebook, the customer opens the TWINT app themselves and scans a QR code on the screen. Finally, the buyer confirms the payment - done!

  • The integration of TWINT for online stores with the help of Payrexx is quick and uncomplicated, without lengthy registration processes. In addition, our free open source Payrexx plugins are available to make integration easier.

    This enables you to integrate TWINT smoothly into your online store project.

    Further information on the implementation of TWINT in the most popular e-commerce systems:

    View overview

    Also with our customized system: Payrexx Merchant:inside API

  • With the help of Payrexx, it is quick and easy to use TWINT for your online store, without any lengthy registration processes. In addition, our free open-source Payrexx plugins are available to make integration easier.

    This enables you to integrate TWINT smoothly into your online store project.

    Further information about TWINT set up in the best-known e-commerce systems:

    View overview

    Also with our customized system: Payrexx Merchant:inside API

  • If you integrate TWINT into your webshop via Payrexx, we guarantee you the greatest possible security for every transaction. Payrexx enables the following security precautions when integrating the TWINT payment method:

    • Personal data, both yours and that of your customers, is stored on secure Swiss servers in compliance with the GDPR.

    • Payrexx is fully PCI DSS Level 1 certified, the highest global security standard for payment data, developed in cooperation with several credit card organizations.

    • To ensure secure data transmission, Payrexx uses encryption protocols such as SSL (Secure Socket Layer) with 256-bit encryption, the highest security standard.

    • The 3-D Secure process strengthens online payments with additional identification, minimizes fraud risks and chargebacks, and ensures maximum security and customer authentication.

    With Payrexx and TWINT for merchants, you can accept your first online payments securely and easily in just 5 minutes.

Are you ready to get started? Try Payrexx free of charge and without obligation.