CREDIT CARD

(Known as a "credit card" in English).

A credit card is a widely used payment method in e-commerce. It enables customers to buy goods and services online and pay later.

Credit card

A credit card is a plastic-coated card issued by financial institutions such as banks or credit card companies. It allows the cardholder to buy goods or services on credit and pay them back later. For online payments, the credit card number, expiration date and card verification code (CVC) are entered to authorize the transaction. Credit cards offer a convenient and secure way to shop online worldwide.

Credit card examples

A customer uses his credit card to book flight tickets online.

When making a purchase in an online store, the buyer enters their credit card details to pay for the order.

A subscriber to a streaming service uses his credit card to pay monthly fees.

Credit card FAQ

  • The security of credit card use in online commerce is guaranteed by extensive measures taken by credit card companies. These include rigid security protocols such as the 3D Secure procedure and encryption technologies. These protective measures safeguard transactions, minimizing the risks of fraud and unauthorized access.

  • There are many advantages to using credit cards. In addition to the basic convenience, they also offer a flexible payment option. In addition, there are often attractive rewards such as cashback or bonus points, which further enhance the shopping experience and optimize the cardholder's financial flexibility.

  • The differences between credit cards and debit cards are significant. While credit cards offer the option of taking out loans and paying them at a later date, with a debit card the amount is debited directly from the linked bank account. This distinction determines the way in which the two types of card enable financial transactions.

  • 3D Secure is proving to be a significant security protocol that is used specifically for online credit card payments. It adds additional authentication steps to the transaction aimed at thwarting fraud attempts. This security measure increases customer confidence when shopping online and strengthens the security of payment transactions.

  • Credit cards can be issued by banks or credit card companies. Those interested in obtaining a credit card can inquire with their bank about the credit card offers available. Providing this information allows prospective customers to make an informed decision based on their needs and preferences.