Purchase on
invoice
with PowerPay

With POWERPAY , you offer your customers the convenient option of paying by invoice with a partial payment option . POWERPAY takes care of the upfront payment, thus eliminating the risk of default.

Purchase on account with POWERPAY


Offer your customers a pleasant shopping experience by allowing them to pay flexibly by invoice and benefit from the option of settling the amount in convenient installments.

Do n't worry about payment defaults: POWERPAY offers maximum security through pre-financing.

Integrate POWERPAY seamlessly into your online store - thanks to ready-to-use plugins and cooperation with Payrexx.

As the leading Swiss provider of purchase on account, POWERPAY offers you multilingual, local customer service .

POWERPAY is a product of MF Group AG, the leading Swiss financial services provider for invoicing for over 30 years.

Your advantages with POWERPAY

Good reasons for buying on account

72 percent

of all online retailers offer purchase on account².

39 percent

of all online retailers, purchase on account is one of the top 3 payment methods¹.

¹ Based on the 2024 online retailer survey of the Zurich University of Applied Sciences (ZHAW), together with the University of Applied Sciences Northwestern Switzerland (FHNW).

How to offer purchase on account with POWERPAY

1. log in

POWERPAY is activated directly in your Payrexx account. The first thing you need to do is log in to Payrexx.

2. connect POWERPAY

In the menu, go to " Payment Providers" > "Manual Payment Providers" > POWERPAY. Click "Configure" to either link an existing POWERPAY integration or start the onboarding process.

3. receive payments

Once POWERPAY is connected, customers can select the payment method directly in your checkout .

Questions and answers about POWERPAY

  • As soon as you have activated POWERPAY via Payrexx, your customers can easily select this payment option in your checkout. They then have to enter various details so that POWERPAY can check them and then send them the corresponding invoice.

    This information specifically includes: first name, surname, street and number, zip code, town/city, telephone number, e-mail address, date of birth.

    POWERPAY performs a credit check or, alternatively, authorizes your buyers in the background and in real time. If necessary, additional two-factor authentication is performed.

  • POWERPAY distinguishes between single invoices and monthly invoices.

    The payment term for individual invoices is 14 days, followed by the monthly invoice, which must be paid within 30 days. This means that the first reminder for non-payment is sent after 45 days at the earliest - the most customer-friendly reminder process in Switzerland.

  • If your customers have not paid their invoice after 45 days, they will receive a first reminder.

    However, as a retailer, you are not involved in this process. You will receive your money anyway and are therefore completely exempt from the risk of default.

  • Activating POWERPAY with Payrexx is quick and easy. You do not need any programming knowledge.

    In your Payrexx account, simply go to Payment Providers > Alternative Payment Methods > POWERPAY > Configure and then follow the steps displayed. If you already have an existing POWERPAY integration, you can link it directly. Otherwise, you can easily start the onboarding process.

    Once you have successfully activated POWERPAY, this payment method is automatically integrated into your payment gateway and can be selected and used by your customers during their purchase.

  • POWERPAY currently only serves Switzerland. This means that this payment option is currently only available for Swiss buyers and merchants.

  • POWERPAY offers you security by assuming the credit risk: Regardless of whether your buyers pay later, in installments, or not at all – you receive your money directly from POWERPAY. This means the company bears the entire risk of default for you.

    The standard POWERPAY payout interval is monthly. However, shorter payouts can be requested.

  • The exact costs of POWERPAY for you as a merchant depend on your minimum annual turnover.

    The standard fees are 1.10 % with a minimum annual turnover of CHF 100,000.

    There are also the Payrexx fees. These depend on your plan and can be viewed on the pricing page.

  • Both Payrexx and POWERPAY have the highest security standards to process your transactions with as little risk as possible.

    Specifically, Payrexx has the following security precautions:

    • Personal data, both yours and that of your customers, is stored on secure Swiss servers in compliance with the GDPR.

    • Payrexx is fully PCI DSS Level 1 certified. This is the highest global standard for payment data, developed in cooperation with several credit card organizations.

    • To ensure secure data transmission, Payrexx uses encryption protocols such as SLL (Secure Socket Layer) with 256-bit encryption.

    POWERPAY, in turn, handles your customers' identification in real time, ensuring that transactions are authorized according to the highest security standards. If necessary, buyers must also complete two-factor authentication via smartphone. POWERPAY also assumes the risk of payment default.

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