American Express for online shops

Reach a loyal, global audience with Amex and increase your average cart value. Thanks to Payrexx, you activate the payment method with just a few clicks – simple, secure, and customer-oriented.

Transaction fees

Transaction fees

American Express
FREE

2.90%

+

CHF 0.30

2.90%

+

CHF 0.30

STANDARD

2.90%

+

CHF 0.20

2.90%

+

CHF 0.20

PREMIUM

2.90%

+

CHF 0.20

2.90%

+

CHF 0.20

High cart values

Benefit from a global, affluent target audience. Studies show: Amex members spend significantly more on average than other card users. By conducting larger transactions, you increase your margin and maximize your revenue per order.

Loyal regular customers

Amex cardholders are loyal. Thanks to attractive bonus programs, they use their card more frequently and prefer to return to places where Amex is accepted. With Payrexx, you offer exactly this incentive and strengthen your long-term customer loyalty.

Maximum Trust

First-class buyer protection and highest security standards are the hallmark of American Express. This image is directly transferred to your shop: With Amex, you signal professionalism and create a trustworthy basis for new customers worldwide.

Processing by

Payrexx

Type

Cards and Wallets

Availability

CH, DE, AT, LI, FR, IT

Währungen

All

Payout currencies

CHF, EUR, USD, GBP

Transaction fees online

FREE

2.90%

+

CHF 0.30

2.90%

+

CHF 0.30

STANDARD

2.90%

+

CHF 0.20

2.90%

+

CHF 0.20

PREMIUM

2.90%

+

CHF 0.20

2.90%

+

CHF 0.20

Kanäle

Online

Functions

Refunds

Partial refunds

Pre-authorizations

Tokenizations

Limit per Transaction

Payrexx Pay

CHF 20’000

Payrexx Pay Plus

CHF 30’000

Documentation

Benefit as an SME from the Amex effect

Focus on high cart volumes instead of low fees. With the Amex effect, you reach an exclusive segment that sustainably drives your company's profitability.

How to activate American Express

For existing customers

Log into your Payrexx account and activate American Express in your payment provider settings. This way, American Express, along with Google Pay, Visa, Apple Pay, Samsung Pay, TWINT etc., is available for your customers.

For new customers

Create your Payrexx account with the push of a button and test Payrexx without obligation. American Express is already activated for Swiss merchants, and you only need to have your account verified before you can receive live payments with Amex.

For existing customers

Log into your Payrexx account and activate American Express in your payment provider settings. This way, American Express, along with Google Pay, Visa, Apple Pay, Samsung Pay, TWINT etc., is available for your customers.

For new customers

Create your Payrexx account with the push of a button and test Payrexx without obligation. American Express is already activated for Swiss merchants, and you only need to have your account verified before you can receive live payments with Amex.

Frequently Asked Questions about Amex for Online Shops

Is Amex worth it for SMEs?

Amex is considered expensive, but a look at the numbers shows: Amex cardholders are a highly attractive target group – even for small and medium-sized enterprises. According to studies, you can increase the value per purchase with Amex by up to 2.4 times. The higher transaction costs are thus compensated by the higher revenue per customer. Amex is not a cost factor, but a revenue driver.

How secure is American Express for merchants?

By integrating American Express for merchants with Payrexx in your webshop, we guarantee you the greatest possible security with every transaction. Payrexx enables the following security measures when integrating the Amex payment method:

  • Personal data, both yours and that of your customers, is stored in compliance with DSGVO on secure Swiss servers.

  • Payrexx is fully certified PCI DSS Level 1, the highest global security standard for payment data, developed in collaboration with several credit card organizations.

  • To ensure secure data transmission, Payrexx uses encryption protocols such as SSL (Secure Socket Layer) with 256-bit encryption, the highest security standard.

  • The 3-D Secure process strengthens online payments with additional identification, minimizes fraud risks and chargebacks, and ensures maximum security and customer authentication.

Within just 5 minutes, you can securely and easily accept your first online payments with Payrexx and American Express for merchants.

Set up Payrexx American Express

Setting up American Express using Payrexx is extremely quick and effortless. There is no need for lengthy registration procedures. Additionally, you can benefit from our free Open-Source Payrexx plugins.

This allows you a seamless integration of Amex for your online shop project.

Further information on the implementation of American Express in the most well-known e-commerce systems:

View overview

Also with our customized system: Payrexx Merchant API

Set up American Express payments easily

The activation of American Express for online shops with Payrexx is extremely quick and hassle-free. It does not require lengthy registration procedures. Additionally, you can benefit from our free Open-Source Payrexx plugins.

This enables you to seamlessly integrate Amex for your online shop project.

Further information on the implementation of American Express in the most well-known e-commerce systems:

View overview

Also with our custom system: Payrexx Merchant API

Which cards are available from American Express?

American Express offers various credit card models. Here is a comparison of the costs of each card:

  • Platinum Card: 60 euros monthly, no enrollment fee

  • Gold Card: 12 euros monthly

  • American Express Card: five euros monthly in the first year, then free with an annual turnover of up to 9,000 euros

  • Blue Card: fee-free

  • PAYBACK Card: fee-free

Can you pay with American Express in Switzerland?

Although the acceptance of Visa and Mastercard credit cards is still broader than that of Amex credit cards, cardholders in Switzerland now have the opportunity to use their American Express credit card at major supermarkets, gas stations, furniture stores, fashion shops, and of course, also in online commerce.

What makes American Express special?

The company's core offerings primarily consist of credit cards. In addition, the company also provides banking and investment services and offers insurance services. The credit card issued by American Express is known worldwide as the "Amex Card."

What are the fees for American Express?

American Express does not charge any fees when you use this payment option as a shopper, whether in stores, online, or through apps.

As a merchant, however, you pay a transaction fee if you offer American Express in your online shop, depending on the payment provider. With Payrexx, this fee ranges between 3% and 5%, depending on the transaction volume of the merchant.

Can everyone get an American Express?

The minimum age for an Amex card is 18 years. For other credit cards, you often also need a residence in the country. However, with American Express, you can often apply for a credit card even if you live abroad, as long as you have a bank account in Switzerland.

How does American Express work in Switzerland?

American Express (Amex) works in Switzerland similarly to other countries and offers a wide range of credit card and payment solutions for individuals and businesses. Using Amex typically starts with a card application, where potential cardholders provide the required information and undergo a credit check.

After approval and authorization of the card, American Express issues the physical or virtual card. Cardholders can then use their Amex card at merchants and online shops that accept Amex as a payment method. This allows them to make purchases, use services, and process payments conveniently.

Test Payrexx free of charge and without obligation.

Without risk and without obligations. Discover how simple online payments can be.

Test Payrexx free of charge and without obligation.

Without risk and without obligations. Discover how simple online payments can be.

Test Payrexx free of charge and without obligation.

Without risk and without obligations. Discover how simple online payments can be.