QR Pay is already used and greatly appreciated by many merchants with very different business models. Whether it's a market stall, coffee shop, farm shop or vending machine: The QR-

payment codes are quickly created, intuitive to use, and can be applied almost anywhere.

And thanks to the partnership with Visa click to pay, merchants additionally benefit from particularly low fees of only 1.25% + 0.00 EUR per transaction.

Application examples from everyday business

For which businesses is QR Pay particularly worthwhile, and how can it be used to simplify everyday business and payment processing? We look at three typical application examples.

The Ceramic Market Stall – selling without additional hardware

A female merchant is at the craft market selling her handmade ceramics. She no longer wants to offer cash as the only payment option, as many customers simply don't have any with them. An expensive card reader is not worthwhile, as it is costly and only used occasionally.

With QR Pay, she can now simply attach a QR payment code at her stand, which customers can scan with their smartphone and pay directly – for example via credit card, TWINT or mobile wallet. Thanks to click to pay, this is particularly quick: Customers register once and store their card for all future purchases to save themselves the hassle of typing in their card details.

The Take-Away Café – faster service, less waiting time

In a small take-away café, things have to move quickly during peak times. Long queues or cumbersome payment processes slow down the service – and cost nerves and sales.

With a QR payment code, customers simply scan the code and pay with their preferred payment method. This works both for regular customers and for tourist walk-ins without local payment apps like TWINT.

While the payment is being processed, the café can already prepare the coffee. This speeds up service for everyone.

The Self-Service Farm Shop – paying without cash

Many farms have their own farm shops or vending machines for fresh cheese, vegetables, or meat. Since these shops are usually unattended, cash payment is often the only option. The money is simply deposited in a cash box.

QR Pay makes payment easier for customers and is also available for spontaneous customers who do not have cash on hand. The payment code is simply placed on the stand as a sticker, and customers can pay immediately with all common payment methods – whether by credit card, mobile wallet, TWINT or other popular methods.

This not only makes the customers happy but also the farm shop owner. The money lands immediately in the Payrexx account, and they do not have to empty the cash box first.

Conclusion

For small and medium Swiss merchants and self-service shops, QR Pay with Visa click to pay is a real win: simple, contactless payments combined with attractive fees. Anyone who wants to offer their customers fast service and at the same time keep an eye on costs should definitely try this solution.