Most used Payment Service Provider 2026

The online Comerciante survey by the University of Applied Sciences North-western Switzerland (FHNW) annually examines the state of Swiss e-commerce. This year, the focus was on AI, specifically on the automation of business processes and on Agentic Commerce.

Most used Payment Service Provider 2026

The online Comerciante survey by the University of Applied Sciences North-western Switzerland (FHNW) annually examines the state of Swiss e-commerce. This year, the focus was on AI, specifically on the automation of business processes and on Agentic Commerce.

Most used Payment Service Provider 2026

The online Comerciante survey by the University of Applied Sciences North-western Switzerland (FHNW) annually examines the state of Swiss e-commerce. This year, the focus was on AI, specifically on the automation of business processes and on Agentic Commerce.

The online Comerciante survey is a comprehensive analysis of the Swiss e-commerce market: Current trends, challenges, innovations and long-term perspectives.

The online Comerciante survey is a comprehensive analysis of the Swiss e-commerce market: Current trends, challenges, innovations and long-term perspectives.

The online Comerciante survey is a comprehensive analysis of the Swiss e-commerce market: Current trends, challenges, innovations and long-term perspectives.

Agentic Commerce
Trends in the e-commerce market:

Already ten per cent of all participants consider this new sales channel to be relevant.

Artificial Intelligence

Already 85 per cent of merchants create and translate texts with the help of AI.

Artificial Intelligence

Already 85 per cent of merchants create and translate texts with the help of AI.

Automation

The credit check and the monitoring of key figures are most frequently automated for online Comerciantes.

Automation

The credit check and the monitoring of key figures are most frequently automated for online Comerciantes.

Payment Methods

Credit card and TWINT are the most widely used payment methods in Swiss e-commerce.

Payment Methods

Credit card and TWINT are the most widely used payment methods in Swiss e-commerce.

The results of recent years

The results of recent years

The results of recent years

Payrexx lands in first place once again in 2026

This year, Payrexx was able to further expand its leading position: 27.8 percent of all participants work with the payment provider from Thun – which is 4.8 percentage points more than last year. Payrexx is particularly strongly represented among small online shops: 37.3 percent of Comerciantes with up to four employees rely on Payrexx. For large Comerciantes with at least 21 employees, the figure is 5.7 percent.

Payrexx was the most used PSP for the first time in 2023

In the 2025 online Comerciante survey, Payrexx was named for the first time as the most used payment service provider (PSP) in Swiss e-commerce. Already in 2023, the company earned the title of the most popular PSP, after which the wording of the question was adapted. Payrexx convinces in particular through its user-friendly all-in-one platform, which combines online and on-site solutions.

The core of the study

The core of the study

The core of the study

Focus Switzerland

A total of 473 online shops took part in the 2026 online comerciante survey. The clear focus was on the Swiss market: 90 per cent of participants came from Switzerland, supplemented by three per cent from Austria, three per cent from Germany, and three per cent from other European countries.

B2C: Business-to-Consumer

B2C: Business-to-Consumer

82 per cent of the participating online shops operate in the B2C segment – many are increasingly relying on AI-based personalisation and omnichannel strategies.

B2B: Business-to-Business

B2B: Business-to-Business

51 per cent of the online shops surveyed operate in the B2B sector, while 39 per cent also sell to end consumers (B2C) at the same time. The boundaries between B2B and B2C are becoming increasingly blurred.

D2C: Direct-to-consumer sales

D2C: Direct-to-consumer sales

Around 9 per cent of the online shops surveyed operate D2C sales – meaning they sell their products or services directly to end customers (direct-to-consumer).

Publisher of the online Händler survey

The online merchant survey 2026 is published by the E-Commerce Lab of the University of Applied Sciences and Arts North-western Switzerland (FHNW).

Publisher of the study

The online merchant survey 2026 is published by the E-Commerce Lab of the University of Applied Sciences and Arts North-western Switzerland (FHNW).

Publisher of the online Händler survey

The online merchant survey 2026 is published by the E-Commerce Lab of the University of Applied Sciences and Arts North-western Switzerland (FHNW).

Further articles

Despite the financial additional expense, Payrexx has consciously chosen Amazon Web Services (AWS): Unlike many other hosts, Amazon actively strives to protect the environment. The company focuses on renewable energy, minimizes energy consumption as much as possible, and handles the available resources responsibly.

Further articles

Despite the financial additional expense, Payrexx has consciously chosen Amazon Web Services (AWS): Unlike many other hosts, Amazon actively strives to protect the environment. The company focuses on renewable energy, minimizes energy consumption as much as possible, and handles the available resources responsibly.

Further articles

Despite the financial additional expense, Payrexx has consciously chosen Amazon Web Services (AWS): Unlike many other hosts, Amazon actively strives to protect the environment. The company focuses on renewable energy, minimizes energy consumption as much as possible, and handles the available resources responsibly.

Temu in Switzerland: 4 Tips on How to Stay Competitive as an SME

The intensified market situation is causing Swiss Comerciante women and men difficulties, particularly the competition from Asian platforms like Temu and Co. These tips are intended to help you stand a chance against them.

6 AI tools in e-commerce: Which technologies drive Comerciante:s forward

Over half of Swiss shops use AI tools in their businesses. The blog explains which tools are truly effective in e-commerce and how Comerciante:s can use them profitably.

Are you ready to take off?

Test Payrexx for free and without obligation.

Are you ready to take off?

Test Payrexx for free and without obligation.

Are you ready to take off?

Test Payrexx for free and without obligation.