American Express for online shops

American Express for online shops

Transaction fees

Transaction fees

American Express
FREE

2.90%

+

0.3 EUR

2.90%

+

0.3 EUR

STANDARD

2.90%

+

0.2 EUR

2.90%

+

0.2 EUR

PREMIUM

2.90%

+

0.2 EUR

2.90%

+

0.2 EUR

Customer retention

Amex cardholders are often loyal customers who actively seek out Comerciante who accept their card. By offering Amex, you could retain these loyal customers and encourage them to shop with you more frequently.

Basket size

Amex cardholders tend to place larger orders and spend more. Even if the fees are higher, you could benefit from larger transactions. Accepting this card can increase your customers' trust.

Integration

Payrexx facilitates the implementation of American Express as a payment method and allows Comerciante to quickly and smoothly benefit from the advantages of this modern payment option. This way, you can offer Amex alongside Apple Pay, TWINT, PostFinance, Reka, and many more.

Processing by

Payrexx

Type

Cards and Wallets

Availability

CH, DE, AT, LI, FR, IT, UK, NL, DK

Currencies

All

Payout Currencies

EUR, EUR, USD, GBP, DKK, CAD, AUD

Transaction fees

FREE

2.90%

+

0.3 EUR

2.90%

+

0.3 EUR

STANDARD

2.90%

+

0.2 EUR

2.90%

+

0.2 EUR

PREMIUM

2.90%

+

0.2 EUR

2.90%

+

0.2 EUR

Kanäle

Online

Functions

Refunds

Partial Refunds

Pre-authorisations

Tokenisations

Limit per transaction

Payrexx Pay

CHF 20,000

Payrexx Pay Plus

CHF 30,000

Documentation

How to activate American Express

For existing customers

Log into your Payrexx account and activate American Express in your payment provider settings. This way, American Express, alongside Google Pay, Visa, Apple Pay, Samsung Pay, TWINT, etc., is ready for your customers.

For new customers

Create your Payrexx Una cuenta with the push of a button and test Payrexx without obligation. American Express is already activated for Swiss Comerciante and you just need to have your Una cuenta verified before you can receive live payments with American Express.

For existing customers

Log into your Payrexx account and activate American Express in your payment provider settings. This way, American Express, alongside Google Pay, Visa, Apple Pay, Samsung Pay, TWINT, etc., is ready for your customers.

For new customers

Create your Payrexx Una cuenta with the push of a button and test Payrexx without obligation. American Express is already activated for Swiss Comerciante and you just need to have your Una cuenta verified before you can receive live payments with American Express.

Frequently Asked Questions about Amex for Online Shops

Answers to typical questions that Comerciante and SMEs have about the payment method AMEX, including important information on costs, security, and implementation for use in checkout or online shop.

How secure is American Express for Comerciante?

If you integrate American Express for Comerciante:s with Payrexx in your webshop, we guarantee you the greatest possible security for each transaction. The following security measures are enabled by Payrexx when implementing the Amex payment method:

  • Personal data, both yours and that of your customers, is stored in compliance with GDPR on secure Swiss servers.

  • Payrexx is fully PCI DSS Level 1 certified, the highest global security standard for payment data, developed in collaboration with several credit card organisations.

  • To ensure secure data transmission, Payrexx uses encryption protocols such as SSL (Secure Socket Layer) with 256-bit encryption, the highest security standard.

  • The 3-D Secure process strengthens online payments with additional identification, minimises fraud risks and chargebacks, and ensures the highest security and customer authentication.

Within just 5 minutes, you can securely and easily start accepting your first online payments with Payrexx and American Express for Comerciante:s.

Set up Payrexx American Express

Setting up American Exprexx using Payrexx is extremely quick and hassle-free. There are no lengthy registration procedures required. Furthermore, you can benefit from our free Open-Source Payrexx plugins.

This enables smooth integration of Amex for your online shop project.

Further information on the implementation of American Express in the most popular e-commerce systems:

View overview

Also with our customised system: Payrexx Comerciante API

Set up American Express payments easily

The activation of American Express for online shops is extremely swift and seamless with Payrexx. There is no need for lengthy registration procedures. Furthermore, you can benefit from our free open-source Payrexx plugins.

This allows for a smooth integration of Amex for your online shop project.

Further information on implementing American Express into the most well-known e-commerce systems:

View overview

Also with our customised system: Payrexx Comerciante API

Which cards are available from American Express?

American Express offers various credit card models. Here is a comparison of the costs of each card:

  • Platinum Card: 60 euros per month, with no application fee

  • Gold Card: 12 euros per month

  • American Express Card: five euros per month in the first year, then free with an annual turnover of up to 9,000 euros

  • Blue Card: free of charge

  • PAYBACK Card: free of charge

Can you pay with American Express in Switzerland?

Although the acceptance of Visa and Mastercard credit cards remains broader than that of Amex credit cards, cardholders in Switzerland now have the opportunity to use their American Express credit card at major supermarkets, petrol stations, furniture Comerciante, fashion stores, and of course also in online trading.

What makes American Express special?

The core offerings of the company primarily consist of credit cards. In addition, the company also provides banking and investment services and offers insurance benefits. The credit card issued by American Express is known worldwide as the "Amex Card".

What are the fees for American Express?

American Express does not charge any fees when you use this payment option as a shopper for shopping, neither in stores nor online or via apps.

As a Comerciante, however, you pay a transaction fee if you offer American Express in your online shop, depending on the payment provider. With Payrexx, this fee ranges between 3% and 5%, depending on the transaction volume of the Comerciante.

Can anyone get an American Express?

The minimum age for an Amex card is 18 years. For other credit cards, a residence in the country is often required. However, with American Express, you can often apply for a credit card even if you live abroad, as long as you have a bank account in Switzerland.

How does American Express work in Switzerland?

American Express (Amex) operates in Switzerland similarly to other countries, offering a wide range of credit card and payment solutions for individuals and businesses. The use of Amex typically begins with a card application, where potential cardholders provide the required information and undergo a credit check.

Upon approval and authorisation of the card, American Express issues the physical or virtual card. Cardholders can then use their Amex card at Comerciante and online shops that accept Amex as a payment method. This allows them to make purchases, access services, and handle payments conveniently.

What are the advantages of American Express for shoppers?

With American Express, you pay securely, contactlessly, and mobile worldwide. You benefit from fraud protection, 3-D Secure, and, depending on the card, cashback or additional services.

Test Payrexx for free and without obligation

Without risk and without obligations. Discover how simple online payments can be.

Test Payrexx for free and without obligation

Without risk and without obligations. Discover how simple online payments can be.

Test Payrexx for free and without obligation

Without risk and without obligations. Discover how simple online payments can be.