Bancontact for online shops

Bancontact can be used for the purchase of goods and services both in physical stores and online shops. Bancontact is one of the leading payment methods in Belgium and allows consumers to pay online and in stores.

Transaction fees

Transaction fees

Bancontact
FREE

2.40%

+

0.3 EUR

2.40%

+

0.3 EUR

STANDARD

2.40%

+

0.3 EUR

2.40%

+

0.3 EUR

PREMIUM

1.60%

+

0.2 EUR

1.60%

+

0.2 EUR

Trustworthy

Bancontact payments are secure and reliable. Customers are familiar with this widely used method in Belgium, which makes them feel safe and welcome when shopping in your store.

International

Belgian customers who use Bancontact could also place international orders. This allows you to expand your business beyond borders and present your product or service to a broader European market.

Integration

Payrexx simplifies the implementation of Bancontact as a payment method, enabling Comerciante:innen to quickly and seamlessly benefit from the advantages of this modern payment option.

Processing by

Payrexx

Type

Bank transfer

Availability

CH, DE, AT, LI, FR, IT, UK, NL, DK

Currencies

All

Payout Currencies

EUR, EUR, USD, GBP, DKK, CAD, AUD

Transaction fees

FREE

2.40%

+

0.3 EUR

2.40%

+

0.3 EUR

STANDARD

2.40%

+

0.3 EUR

2.40%

+

0.3 EUR

PREMIUM

1.60%

+

0.2 EUR

1.60%

+

0.2 EUR

Kanäle

Online

Functions

Refunds

Limit per transaction

Payrexx Pay

CHF 20,000

Payrexx Pay Plus

CHF 30,000

Documentation

How to activate Bancontact

For existing customers

Log in to your Payrexx account and activate Bancontact in your payment provider settings. This way, Bancontact is available for your customers alongside Google Pay, Visa, Apple Pay, Samsung Pay, TWINT etc.

For new customers

Create your Payrexx account at the touch of a button and test Payrexx without obligation. Bancontact is already activated for Swiss comerciantes, and you only need to have your account verified before you can receive live payments with Bancontact.

For existing customers

Log in to your Payrexx account and activate Bancontact in your payment provider settings. This way, Bancontact is available for your customers alongside Google Pay, Visa, Apple Pay, Samsung Pay, TWINT etc.

For new customers

Create your Payrexx account at the touch of a button and test Payrexx without obligation. Bancontact is already activated for Swiss comerciantes, and you only need to have your account verified before you can receive live payments with Bancontact.

Frequently Asked Questions about Bancontact for Online Shops

Answers to typical questions that merchants and SMEs have about the payment method Bancontact, including important information on costs, security, and implementation for use in checkout or online shop.

How secure is Bancontact for Comerciantes?

If you integrate Bancontact for Comerciantes with Payrexx in your webshop, we guarantee you the greatest possible security with every transaction. The following security measures are enabled by Payrexx when integrating the Bancontact payment method:

  • Personal data, both yours and your customers’, are stored in compliance with the GDPR on secure Swiss servers.

  • Payrexx is fully PCI DSS Level 1 certified, the highest global security standard for payment data, developed in collaboration with several credit card organisations.

  • To ensure secure data transmission, Payrexx uses encryption protocols such as SSL (Secure Socket Layer) with 256-bit encryption, the highest security standard.

  • The 3-D Secure method enhances online payments with additional identification, minimises fraud risks and chargebacks, and ensures the highest security and customer authentication.

Within just 5 minutes, you can securely and easily start accepting your first online payments with Payrexx and Bancontact for Comerciantes.

Set up Bancontact with Payrexx

Setting up Bancontact with Payrexx is extremely swift and seamless. There is no need for lengthy registration procedures. Moreover, you can benefit from our free open-source Payrexx plugins.

This allows you smooth integration of Bancontact for your online shop project.

Further information on the implementation of Bancontact in the most well-known e-commerce systems:

View overview

Also with our customised system: Payrexx Comerciante API

Set up Bancontact easily

The activation of Bancontact for online shops with Payrexx is extremely swift and smooth. There are no lengthy registration procedures required. In addition, you can benefit from our free Open-Source Payrexx plugins.

This enables a seamless integration of Bancontact for your online shop project.

Further information on the implementation of Bancontact in the most well-known e-commerce systems:

View overview

Also with our bespoke system: Payrexx Comerciante API

Can you pay for online shopping with Bancontact in Switzerland?

Bancontact is a widely used payment system in Belgium and is mainly used in Belgium. In Switzerland, Bancontact is not as widespread, and it is unlikely that many Swiss online shops accept this payment method.

In Switzerland, typical payment methods for online purchases include credit cards (such as Visa and Mastercard), debit cards (such as Maestro), PayPal, and bank transfers. The exact payment methods may vary from one online shop to another. It is advisable to check the payment options on the respective online shop's website or to contact the shop's customer service directly for information about the accepted payment methods.

If you have a Bancontact card and wish to shop in Switzerland, you should ensure that the online shop offers this payment option. Otherwise, you will need to use one of the more common payment methods in Switzerland.

How does paying with Bancontact work?

Payments with Bancontact are a common method in Belgium. This widespread payment method holds a significant position in the country with over 15 million cards in circulation.

You can either use a physical Bancontact card or the convenient Bancontact app, which is linked to your Belgian bank account. What makes online payments with Bancontact special is that they are extremely secure and reliable and receive an immediate confirmation.

When you use Bancontact for online payments, you are redirected to the Bancontact website or app to authorize the transaction. You then seamlessly return to the site of the Comerciante, where you are immediately informed about the success or any issues with the payment. This ensures a smooth and transparent processing of online payments with Bancontact.

What are the fees for Bancontact?

Bancontact does not charge any fees when you, as a shopper, use Bancontact, neither in shops nor online or in apps.

However, Comerciantes pay a transaction fee depending on the payment provider. At Payrexx, this is between 1.6% and 2.4%, depending on the transaction volume of the Comerciante.

What is Bancontact for online shops?

Bancontact, formerly known as Mister Cash, is a payment option that enables consumers in Belgium to make online transfers. In the 1980s, the companies Bancontact and Mister Cash merged to form this payment method. With over 15 million cardholders, Bancontact is now the leading provider of electronic payments in Belgium. More than 80 percent of Belgian online shops offer their customers the opportunity to conveniently settle their bills with Bancontact.

How does Bancontact Switzerland work?

Bancontact functions as a type of debit card that has been specially developed for processing online payments.

Bancontact offers the advantage of real-time payment, allowing for quick processing. It is also secure, as it usually requires additional authentication steps to verify the identity of the customer. This makes it a popular and trusted payment method in Belgium, especially for online purchases.

What are the benefits of Bancontact for shoppers?

With Bancontact, you pay securely, contactless, and mobile worldwide. You benefit from fraud protection, 3-D Secure, and depending on the card, cashback or additional services.

What are the advantages of Bancontact for online shops?

Bancontact offers worldwide acceptance, fast payments, high fraud protection with 3-D Secure, and easy integration – ideal for more conversion and secure transactions.

Test Payrexx for free and without obligation

Without risk and without obligations. Discover how simple online payments can be.

Test Payrexx for free and without obligation

Without risk and without obligations. Discover how simple online payments can be.

Test Payrexx for free and without obligation

Without risk and without obligations. Discover how simple online payments can be.