iDEAL for online shops

iDEAL is a Dutch online payment system that allows for direct payment from a bank account. iDEAL is based on the principle of online banking and works similarly to other payment methods, such as giropay, and also offers instant transfer.

Transaction fees

Transaction fees

Ideal
FREE

1.30%

+

0.5 EUR

1.30%

+

0.5 EUR

STANDARD

1.30%

+

0.5 EUR

1.30%

+

0.5 EUR

PREMIUM

0.50%

+

0.5 EUR

0.50%

+

0.5 EUR

Especially fast

Payments via iDEAL are processed in real-time, which means that customers and Merchants receive immediate confirmation once the payment is complete. This allows ordered goods or services to be swiftly shipped or made available.

Dutch market

iDEAL enjoys broad acceptance in the Netherlands and is an established and trustworthy payment method. This can strengthen customer trust in your online shop and increase conversion rates.

Integration

Payrexx simplifies the integration of iDEAL as a payment method and enables Comerciantes to quickly and smoothly benefit from the advantages of this modern payment option. Thus, you can offer iDEAL alongside TWINT, PostFinance, Reka, and many others.

Processing by

Payrexx

Type

Bank transfer

Availability

CH, DE, AT, LI, FR, IT, UK, NL, DK

Currencies

All

Payout Currencies

EUR, EUR, USD, GBP, DKK, CAD, AUD

Transaction fees

FREE

1.30%

+

0.5 EUR

1.30%

+

0.5 EUR

STANDARD

1.30%

+

0.5 EUR

1.30%

+

0.5 EUR

PREMIUM

0.50%

+

0.5 EUR

0.50%

+

0.5 EUR

Kanäle

Online

Functions

Refunds

Limit per transaction

Payrexx Pay

CHF 20,000

Payrexx Pay Plus

CHF 30,000

Documentation

How to activate iDEAL

For existing customers

Log into your Payrexx account and activate iDEAL in your payment provider settings. This way, iDEAL alongside Google Pay, Visa, Apple Pay, Samsung Pay, TWINT etc. is ready for your customers.

For new customers

Create your Payrexx account at the touch of a button and test Payrexx without obligation. iDEAL is already activated for Swiss Comerciantes and you only need to have your account verified before you can receive live payments with iDEAL.

For existing customers

Log into your Payrexx account and activate iDEAL in your payment provider settings. This way, iDEAL alongside Google Pay, Visa, Apple Pay, Samsung Pay, TWINT etc. is ready for your customers.

For new customers

Create your Payrexx account at the touch of a button and test Payrexx without obligation. iDEAL is already activated for Swiss Comerciantes and you only need to have your account verified before you can receive live payments with iDEAL.

Frequently Asked Questions about iDEAL for Online Shops

Answers to typical questions that comerciantes and SMEs have about the iDEAL payment method, including important information on costs, security, and implementation for use in the checkout or online shop.

How secure is iDEAL for comerciantes?

If you integrate iDEAL for Comerciante with Payrexx in your webshop, we guarantee you the highest possible security for every transaction. Payrexx enables the following security measures when implementing the iDEAL payment method:

  • Personal data, both yours and your customers’, is stored GDPR-compliant on secure Swiss servers.

  • Payrexx is fully PCI DSS Level 1 certified, the highest global security standard for payment data, developed in collaboration with several credit card organizations.

  • To ensure secure data transfer, Payrexx uses encryption protocols such as SSL (Secure Socket Layer) with 256-bit encryption, the highest security standard.

  • The 3-D Secure procedure strengthens online payments with additional identification, minimizes fraud risks and chargebacks, and ensures the highest security and customer authentication.

Within only 5 minutes you can securely and easily receive your first online payments with Payrexx and iDEAL for Comerciante.

Set up Payrexx iDEAL

Setting up iDEAL using Payrexx is extremely quick and hassle-free. There are no lengthy registration procedures required. Moreover, you can benefit from our free open-source Payrexx plugins.

This enables you to smoothly integrate iDEAL into your online shop project.

Further information about implementing iDEAL in the most popular e-commerce systems:

View Overview

Also with our tailor-made system: Payrexx Comerciantes API

Easily set up iDEAL payments

The activation of iDEAL for online shops with Payrexx is extremely quick and seamless. There are no lengthy registration procedures required. Moreover, you can benefit from our free Open-Source Payrexx plugins.

This enables you to seamlessly integrate iDEAL into your online shop project.

Further information on the implementation of iDEAL in the most well-known e-commerce systems:

View overview

Also with our bespoke system: Payrexx Comerciante:in API

Can you pay for online shopping with iDEAL in Switzerland?

Yes, thanks to Payrexx, all Swiss Comerciante:s can offer iDEAL. This allows foreign buyers from the Netherlands to use iDEAL to pay in Swiss online shops.

However, please note that the availability of iDEAL as a payment option in Swiss online shops may vary. Before making a purchase, you should therefore check the payment options on the respective Swiss webshop's website to ensure that iDEAL is accepted as a payment method.

What about paying with iDEAL?

Paying with iDEAL is a common method in the Netherlands, allowing customers to process online payments securely and conveniently. iDEAL is also a common payment method for Dutch shoppers or tourists in Switzerland.

What are the fees with iDEAL?

iDEAL does not charge any fees when you, as a shopper, use iDEAL, either in stores, online or in apps.

However, merchants pay a transaction fee depending on the payment provider. With Payrexx, this is between 1.6% and 2.4%, depending on the transaction volume of the merchant.

What is iDEAL for webshops?

iDEAL for webshops is a payment solution that allows online Comerciante:s to offer iDEAL as a payment method in their webshops. iDEAL is a widely used and popular online payment method in the Netherlands, enabling customers to pay for their purchases securely and conveniently on the internet.

How does iDEAL Switzerland work?

The Comerciante provides iDEAL as one of the accepted payment methods. When a customer selects iDEAL as the payment option, he or she will be prompted to choose their bank. Subsequently, a redirection to the website of the selected bank occurs. There, the purchase amount will be displayed to the customer.

To complete the payment, the customer enters their account number and authenticates themselves using two-factor authentication. This ensures that the transaction is secure.

What are the advantages of iDEAL for shoppers?

With iDEAL, you pay securely, contactlessly, and mobile worldwide. You benefit from fraud protection, 3-D Secure, and depending on the card, cashback or additional services.

What are the benefits of iDEAL for online shops?

iDEAL offers worldwide acceptance, fast payments, high fraud protection with 3-D Secure, and easy integration – ideal for increased conversion and secure transactions.

Test Payrexx for free and without obligation

Without risk and without obligations. Discover how simple online payments can be.

Test Payrexx for free and without obligation

Without risk and without obligations. Discover how simple online payments can be.

Test Payrexx for free and without obligation

Without risk and without obligations. Discover how simple online payments can be.