PostFinance Pay
PostFinance Pay combines the previous payment methods PostFinance Card and PostFinance E-Finance into a fast, reliable payment method. Customers can pay directly with PostFinance Pay via the PostFinance app on their smartphone, without having to enter their PostFinance Card details every time.
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PostFinance Pay
FREE
STANDARD
PREMIUM
Comprehensive services
PostFinance offers you a wide range of financial services, including PostFinance Pay, banking services, savings accounts, credit cards, mortgages, investment products, and much more.
Accessibility and Trust
With a wide network of branches and ATMs in Switzerland, PostFinance enjoys the trust of its customers and offers them convenient accessibility.
Innovation and Security
PostFinance invests in digital innovations to offer modern banking solutions and applies strict security standards to protect customers and their transactions.
Processing by
Payrexx
Type
Cards and Wallets
Availability
CH
Currencies
All
Payout Currencies
EUR, EUR, USD, GBP, DKK, CAD, AUD
Transaction fees
FREE
STANDARD
PREMIUM
Kanäle
Online
Functions
Refunds
Partial Refunds
Pre-authorisations
Tokenisations
Limit per transaction
Payrexx Pay
CHF 20,000
Payrexx Pay Plus
CHF 30,000
Documentation
How to activate PostFinance Pay
Frequently Asked Questions about PostFinance Pay for Online Shops
Answers to typical questions that Comerciante and SMEs have about the payment method PostfinancePay, including important information on costs, security, and implementation for use in checkout or online shop.
Set up Payrexx PostFinance Pay
The activation of PostFinance Pay for online shops with Payrexx is quick and straightforward. It requires no lengthy registration procedures. Moreover, you can benefit from our free Open-Source Payrexx plugins. This enables seamless integration of PostFinance Pay for your online shop project.
Further information on the implementation of PostFinance Pay into the most well-known e-commerce systems:
PostFinance Pay via Payrexx and WooCommerce integration
PostFinance Pay via Payrexx and Shopware integration
PostFinance Pay via Payrexx and Shopify integration
PostFinance Pay via Payrexx and Prestashop integration
PostFinance Pay via Payrexx and MyCommerce integration
PostFinance Pay via Payrexx and Magento integration
PostFinance Pay via Payrexx and Gambio integration
Also with our customised system: Payrexx Comerciante API
How secure is PostFinance Pay for Comerciantes?
Integrate PostFinance Pay for comerciantes with Payrexx in your webshop, we guarantee you the greatest possible security for every transaction. Payrexx enables the following security precautions when integrating the payment method PostFinance Pay:
Personal data, both yours and that of your customers, is stored in compliance with GDPR on secure Swiss servers.
Payrexx is fully PCI DSS Level 1 certified, the highest global security standard for payment data, developed in collaboration with several credit card organisations.
To ensure secure data transmission, Payrexx uses encryption protocols such as SSL (Secure Socket Layer) with 256-bit encryption, the highest security standard.
The 3-D Secure procedure strengthens online payments with additional identification, minimises fraud risks and chargebacks, and ensures the highest security and customer authentication.
Within just 5 minutes, you can securely and easily accept your first online payments with Payrexx and PostFinance Pay for comerciantes.
Set up PostFinance Pay payments easily
The activation of PostFinance Pay for online shops with Payrexx is swift and seamless. There is no need for lengthy registration procedures. Additionally, you can benefit from our free open-source Payrexx plugins.
This allows you a smooth integration of PostFinance Pay for your online shop project.
Further information on implementing PostFinance Pay in the most renowned e-commerce systems:
PostFinance Pay via Payrexx and WooCommerce integration
PostFinance Pay via Payrexx and Shopware integration
PostFinance Pay via Payrexx and Shopify integration
PostFinance Pay via Payrexx and Prestashop integration
PostFinance Pay via Payrexx and MyCommerce integration
PostFinance Pay via Payrexx and Magento integration
PostFinance Pay via Payrexx and Gambio integration
Also with our tailored system: Payrexx Comerciante API
What is PostFinance Pay for online shops?
PostFinance Pay for online shops is very popular as a payment method because it provides consumers with a high level of security through extensive insurance and robust buyer protection. By integrating PostFinance Pay payments into your online shop, you offer customers worldwide the opportunity to use their preferred payment method.
What is the Blue PostFinance card?
The PostFinance Card (officially written as PostFinance Card, formerly known as Postcard) is the debit card from PostFinance, which has been issued in combination with the Debit Mastercard since April 2022. It was introduced in 1991 and serves as the successor of the Postomat Plus Card as well as the blue, guaranteed postal cheque.
Is the PostFinance Card a debit card?
Yes, the PostFinance Card is a debit card, not a credit card. When you pay online or in-store with your PostFinance Card, the amount is directly debited from your current account. Unlike credit cards, a credit limit does not need to be granted first, which is then paid back later. Nevertheless, you can conveniently shop with your PostFinance Card in Switzerland and abroad, whether in stores or online. Additionally, you can withdraw cash worldwide.
Is the PostFinance Card a credit card?
No, the PostFinance Card is not a credit card, but a debit card. So when you pay with the PostFinance Card, the amount is directly debited from your current account. At the same time, you can use the credit card PostFinance Visa Classic and the Mastercard® Standard to shop online or in stores worldwide, withdraw cash, and pay contactlessly at the checkout. This means you can make your purchases in many countries and anywhere these credit cards are accepted. Whether you're travelling and shopping in foreign stores or shopping online comfortably from home, these cards offer you the flexibility and convenience you need to process payments securely and easily.
Can you shop abroad using PostFinance Pay?
Yes, you can shop abroad with PostFinance Pay as long as the PostFinance Pay logo is displayed at the payment terminal or on the shop's website. This means that you can use this payment method in a variety of shops and online stores abroad to make purchases or pay for services. However, note that international transactions may occasionally incur fees, so it is advisable to check the fee policy of your bank or PostFinance before paying abroad.
Where to shop with PostFinance Pay?
With PostFinance Pay, you can shop worldwide wherever the PostFinance Pay logo is displayed. This means you can make cashless payments in a wide range of stores and online shops both in Switzerland and internationally. Whether you are shopping in your hometown or travelling, PostFinance Pay offers you the freedom and flexibility to handle your purchases conveniently and securely.
What does it cost to pay with PostFinance Pay?
As you, as a Comerciante, surely already know, credit card transactions usually incur fees between 1 and 3 percent.
With Payrexx, the transaction fees for PostFinance Pay, depending on the subscription, range between 1.5 and 1.9 percent + 0.20 EUR.
