TWINT pay later
With the new TWINT feature Pay Later, you offer your customers a modern payment option with additional flexibility for payment within 30 days. As a Comerciant, you receive your money immediately.
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TWINT Pay Later
FREE
STANDARD
PREMIUM
Preferred Partner
With Payrexx, you can collectively offer TWINT and all other common payment methods. Receive your payout as usual from a single source, even if your customers use TWINT's "Pay later" option.
“Pay later”
The new feature TWINT Pay Later allows your customers to shop with added flexibility and ease. They can decide at checkout whether to pay immediately or within 30 days. Here is the link to the overview page of TWINT.
Invoice purchase completely digital
Integrate the feature TWINT Pay Later as a payment option in your online shop, allowing your customers to pay either immediately or within 30 days using TWINT. This offers a kind of traditional invoice purchase, which is, however, completely processed digitally via TWINT.
Processing by
Payrexx
Type
Cards and Wallets
Availability
CH
Currencies
All
Payout Currencies
EUR, EUR, USD, GBP, DKK, CAD, AUD
Transaction fees
FREE
STANDARD
PREMIUM
Kanäle
Online
Functions
Refunds
Partial Refunds
Pre-authorisations
Tokenisations
Limit per transaction
Payrexx Pay
CHF 20,000
Payrexx Pay Plus
CHF 30,000
Documentation
How to activate TWINT Pay Later
Frequently Asked Questions About TWINT Pay Later for Online Shops
Answers to typical questions that Comerciante and SMEs have about the TWINT payment method pay later, including important information about costs, security, and implementation for use at checkout or online shop.
How can one create a TWINT QR code?
Creating a TWINT QR code is quick and easy thanks to the QR tool from Payrexx. Once you have logged into your Payrexx backend, you can create a QR code with just a few clicks, print it out, and place it in your shop or web shop. Your customers only need to scan it, and they will be directed straight to the payment page.
How secure is TWINT "Pay Later" from the buyer's perspective?
TWINT “Pay Later” is just as secure as a classic TWINT payment.
How secure is TWINT "Pay later" from the perspective of the merchant?
For the comerciante, the function is very secure and risk-free. The comerciante takes on no risk.
What happens if someone does not pay?
As soon as the customer makes a purchase at the Comerciante via TWINT "Pay later", Swissbilling immediately pays the money to the Comerciante and assumes the risk of default. That is, if the customer does not pay, then that is the risk of Swissbilling. The customer is then reminded and admonished if necessary. For the Comerciante, the function is therefore very secure and risk-free.
How can I, as a Comerciante, deactivate the future payment with TWINT or cancel the contract?
Will all customers be able to use the "Pay Later" feature in the TWINT app?
The option to pay later will be offered to all TWINT users in the app, provided they are of legal age and reside in Switzerland. Further conditions may be determined by the respective TWINT app issuers if applicable. The TWINT partner company Swissbilling also conducts further checks, in particular a credit check.
Do I have to specify "Pay Later" with TWINT as an additional payment option in my online shop?
You do not need to make any changes to your webshop to offer this function. Your customers decide directly when paying in the TWINT app whether the transaction is paid immediately or later.
Who pays the fees?
The fees for using this solution are borne by the Comerciante. The option "Pay later" is free of charge for TWINT users.
What are the benefits of TWINT Pay Later for shoppers?
With "TWINT pay later", customers benefit from a modern, paperless payment experience with high transparency and no hidden fees. Automated transfers reduce the risk of payment delays and reminders. The flexible payment option enables a more convenient and controlled shopping experience. Partial and full returns can also be easily offset.
What are the advantages of paying later with TWINT for online shops?
With 'TWINT Pay Later', you offer your customers a modern, fully digital shopping experience – without any additional technical effort. Refunds and invoices are processed seamlessly and paperlessly via TWINT, while you receive your income immediately as usual. The flexible payment option strengthens customer loyalty and potentially increases your revenue through higher conversion rates. Sellers bear no risk, as the purchase price is paid out immediately.
