Visa for online shops

As one of the leading credit card brands, Visa offers a wide range of financial products, including debit cards and credit cards, which are issued by banks and financial institutions worldwide. With its global acceptance and high security standard, Visa is a trusted choice for both consumers and Comerciantes alike.

Transaction fees

Transaction fees

Visa
FREE

2.50%

+

0.3 EUR

2.50%

+

0.3 EUR

STANDARD

1.65%

+

0.18 EUR

1.65%

+

0.18 EUR

PREMIUM

1.35%

+

0.18 EUR

1.35%

+

0.18 EUR

Global Acceptance

The wide international acceptance of Visa credit cards offers cardholders a convenient and versatile way to use them, both in their home country and abroad.

Security and Protection

Visa places great emphasis on security and offers its customers advanced security measures, including EMV chip technology, 3-D Secure, and transaction monitoring.

Variety

Visa offers a wide range of credit card products, including credit cards, debit cards, and prepaid cards, to meet the diverse needs and preferences of consumers.

Processing by

Payrexx

Type

Cards and Wallets

Availability

CH, DE, AT, LI, FR, IT, UK, NL, DK

Currencies

All

Payout Currencies

EUR, EUR, USD, GBP, DKK, CAD, AUD

Transaction fees

FREE

2.50%

+

0.3 EUR

2.50%

+

0.3 EUR

STANDARD

1.65%

+

0.18 EUR

1.65%

+

0.18 EUR

PREMIUM

1.35%

+

0.18 EUR

1.35%

+

0.18 EUR

Kanäle

Online

POS

softPOS

Functions

Refunds

Partial Refunds

Pre-authorisations

Tokenisations

Limit per transaction

Payrexx Pay

CHF 20,000

Payrexx Pay Plus

CHF 30,000

Documentation

How to activate Visa

For existing customers

Log in to your Payrexx account and activate Visa in your payment provider settings. This way, Visa, alongside Google Pay, Apple Pay, Samsung Pay, TWINT etc., will be ready for your customers.

For new customers

Create your Payrexx account at the touch of a button and test Payrexx without obligation. Visa is already activated for Swiss merchants and you only need to have your account verified before you can start receiving live payments with Visa.

For existing customers

Log in to your Payrexx account and activate Visa in your payment provider settings. This way, Visa, alongside Google Pay, Apple Pay, Samsung Pay, TWINT etc., will be ready for your customers.

For new customers

Create your Payrexx account at the touch of a button and test Payrexx without obligation. Visa is already activated for Swiss merchants and you only need to have your account verified before you can start receiving live payments with Visa.

Frequently Asked Questions about Visa for Online Shops

Answers to typical questions that merchants and SMEs have about the Visa payment method, including important information on costs, security, and implementation for use in checkout or online shops.

What are the advantages of Visa for Comerciante

With Visa, you offer secure, fast payments, gain international customers, and increase both sales and trust at checkout.

What are the advantages of Visa for Comerciante

Pay worldwide quickly & securely with Visa, enjoy cashback and protection against fraud or erroneous transactions – for stress-free shopping online and on-site.

How secure is Visa for Comerciante:s?

Visa is safe for Comerciantes because:

  • Data is stored in accordance with GDPR on Swiss servers (yours and your customers')

  • Payrexx is PCI DSS Level 1 certified – the highest global security standard for payment data

  • 256-bit SSL encryption is used for the secure transmission of all payment information

  • 3-D Secure procedures additionally protect against fraud and chargebacks (customers must authenticate themselves when paying)

Set up payments with Visa for online shop

The integration of Visa for online shops using Payrexx is quick and straightforward, without lengthy registration processes. Additionally, our free open-source Payrexx plugins are available to you to facilitate the integration.

This allows you to seamlessly integrate Visa for your online shop project.

Further information on implementing Visa in the most well-known e-commerce systems:

View overview

Also with our customised system: Payrexx Comerciante API

What is Visa for online shops?

Visa is a globally accepted payment method that helps online shops reach more customers, process payments securely and quickly, and increase sales. Thanks to high security standards and easy integration, Visa reduces fraud risks and lowers operating costs.

Who can apply for a Visa card?

To apply for a credit card, certain conditions must be met:

  • Minimum age of 18 years (majority)

  • Permanent residence in Switzerland

  • Positive credit rating

  • Valid identification document (passport or ID card)

What are the disadvantages of the Visa debit card?

Visa debit cards are not accepted everywhere, e.g., at hotels or car rentals. Additional services are often lower, and overdrafts can become expensive.

What does the daily limit on a Visa card mean?

The daily limit of your credit card determines how much you can spend or withdraw per day at most – for protection against misuse and for better control.

What is the transaction limit for VISA?

The credit card limit for a Visa card varies depending on the bank and cardholder due to creditworthiness and agreements. Generally, it ranges from a few hundred to several thousand EUR. You can find out the exact limit from your bank or credit card issuer.

At Payrexx, the limit is as follows:

  • Payrexx Direct limit: 30,000 EUR

  • Payrexx Swiss Collect limit: 20,000 EUR

What is a Visa card?

With Visa credit cards, you can make payments and withdraw cash in Switzerland and abroad. They are also ideal for online purchases. Depending on the card type, the amount is either debited immediately or at a later date from your account.

Test Payrexx for free and without obligation

Without risk and without obligations. Discover how simple online payments can be.

Test Payrexx for free and without obligation

Without risk and without obligations. Discover how simple online payments can be.

Test Payrexx for free and without obligation

Without risk and without obligations. Discover how simple online payments can be.