eps transfer for online stores

eps-Überweisung is an online payment service that is supported by several Austrian banks and was developed by the Studiengesellschaft für Zusammenarbeit im Zahlungsverkehr. It enables online purchases as well as the payment of fees and charges to Austrian authorities and public institutions.

Particularly fast

eps payments are made in real time, allowing merchants to receive immediate confirmation as soon as the payment is completed. This makes it easier to ship or provide ordered goods or services to customers quickly.

Austrian market

eps (Electronic Payment Standard) is widely used in Austria and is one of the most frequently used online payment methods. This means that many Austrian customers are already familiar with eps and consider it a trustworthy payment option.

Integration

Payrexx facilitates the implementation of eps transfer as a payment method and enables merchants to benefit quickly and smoothly from the advantages of this modern payment option. This allows you to offer eps alongside TWINT, PostFinance, Reka and many others.

Functions of eps bank transfer for online stores

Currencies

Payments

All

Payout currency

CHF, EUR, USD, GBP, DKK, CAD, AUD


Availability

Switzerland, Germany, Austria, Liechtenstein, France, Italy, United Kingdom, Netherlands, Denmark.


Transaction fees

  • ... - CHECKOUT Plan

  • ... - STARTER Plan

  • ... - PLUS Plan

  • ... - PRO Plan


More


Limit per transaction

  • CHF 20,000 (Payrexx Swiss Collect)

  • CHF 30,000 (Payrexx Direct)


Disbursements

  • Payout to your bank account

  • Weekly payment intervals

  • Monthly payment intervals


Downloads

Price list (DE)
Price list (EN)
Price list (FR)
Price list (IT)


Documentation

Advantages of eps bank transfer

For you as a retailer

The eps bank transfer offers merchants from Austria a number of significant advantages. It is characterized by wide acceptance in the country and is a trusted online payment method. With eps, payments are made in real time, allowing merchants to receive instant confirmations and ship orders or provide services quickly. This payment method supports transactions in euros, making it easier to process payments in the local currency.

Security is another plus, as eps payments are made via the proven online banking system of Austrian banks. The user-friendliness of the integration into the checkout process is high, and many e-commerce platforms already offer support for eps payments. Overall, eps offers merchants a reliable, fast and secure payment option that helps to increase customer confidence and improve the shopping experience.

For your customers

Customers feel comfortable using eps-Überweisung as this payment method is processed in their home currency, the euro. Payment processing with eps is also extremely fast, as transactions take place in real time. Customers receive instant confirmations, which means they can use the goods or services ordered immediately. eps-Überweisung works closely with Austrian banks, which gives customers a sense of familiarity.

Using eps in their home currency, the euro, makes it easier for customers to process payments, as they do not have to take exchange rates or currency problems into account.

As eps is widely used in Austria, customers can use this payment method in a large number of Austrian online stores, which increases flexibility and convenience when shopping.

How to activate eps transfer

Existing customer

Log in to your Payrexx account and activate eps-Überweisung in your payment provider settings. eps-Überweisung is then offered automatically, together with iDEAL, giropay, Reka, Google Pay etc.

Not a customer yet?

Create your Payrexx account at the click of a button and test Payrexx without obligation. eps-Überweisung is already activated for Swiss merchants and you only need to have your account verified before you can receive live payments with eps-Überweisung.

Frequently asked questions about eps bank transfer for online stores

  • The eps transfer is originally a widespread online payment method in Austria and is sometimes also used in Switzerland, often with the help of Payrexx. It is specifically designed for the Austrian banking system and the Austrian currency (euro).

    As a merchant in Switzerland, you can also offer eps bank transfer for your webshop thanks to Payrexx.

  • eps (Electronic Payment Standard) is a widely used online payment method in Austria. eps enables customers to make secure and convenient online payments.

  • eps-Überweisung does not charge any fees when you use this payment method as a shopper:in, whether in stores, online or in apps.

    However, merchants pay a transaction fee depending on the payment provider. With Payrexx, this is between 1.6% and 2.4%, depending on the merchant's transaction volume.

  • Paying with eps-Überweisung is a process by which customers in Austria can process online payments for their purchases or services via their online bank account. Merchants in Switzerland can also offer eps-Überweisung as a payment method to their customers with Payrexx.

  • Austrian customers can use eps-Überweisung in Swiss online stores, as this payment method is widely used in Austria. For webshops in Switzerland, eps-Überweisung is available through Payrexx. Austrian online stores can also contact Payrexx if they want to offer eps-Überweisung.

  • The activation of eps-Überweisung for online stores is extremely quick and easy with Payrexx. No lengthy registration procedures are required. You can also benefit from our free open source Payrexx plugins.

    This enables you to smoothly integrate eps-Überweisung for your online store project.

    Further information on the implementation of eps-Überweisung in the most popular e-commerce systems:

    View overview

    Also with our customized system: Payrexx Merchant:inside API

  • Setting up an eps transfer with Payrexx is extremely quick and easy. No lengthy registration procedures are required. You can also benefit from our free open source Payrexx plugins.

    This enables you to smoothly integrate eps-Überweisung for your online store project.

    Further information on the implementation of eps-Überweisung in the most popular e-commerce systems:

    View overview

    Also with our customized system: Payrexx Merchant:inside API

  • If you integrate eps-Überweisung for merchants with Payrexx in your webshop, we guarantee you the greatest possible security for every transaction. Payrexx enables the following security precautions when integrating the eps-Überweisung payment method:

    • Personal data, both yours and that of your customers, is stored on secure Swiss servers in compliance with the GDPR.

    • Payrexx is fully PCI DSS Level 1 certified, the highest global security standard for payment data, developed in cooperation with several credit card organizations.

    • To ensure secure data transmission, Payrexx uses encryption protocols such as SSL (Secure Socket Layer) with 256-bit encryption, the highest security standard.

    • The 3-D Secure process strengthens online payments with additional identification, minimizes fraud risks and chargebacks, and ensures maximum security and customer authentication.

    Within just 5 minutes, you can accept your first online payments securely and easily with Payrexx and eps-Überweisung für Händler:innen.

Are you ready to get started? Try Payrexx free of charge and without obligation.