iDEAL for online stores

iDEAL is a Dutch online payment system that offers the option of paying directly from a bank account. iDEAL is based on the principle of online banking and works in a similar way to other payment methods, such as giropay, and also offers instant bank transfers. With iDEAL, customers can make online payments conveniently and securely by making transfers directly from their bank account.

Particularly fast

Payments via iDEAL are made in real time, which means that customers and merchants receive an immediate confirmation as soon as the payment is completed. This means that the ordered goods or services can be dispatched or provided quickly.

Dutch market

iDEAL is widely accepted in the Netherlands and is an established and trusted payment method. This can strengthen customer trust in your online store and increase conversion rates.

Integration

Payrexx facilitates the implementation of iDEAL as a payment method and enables merchants to benefit quickly and smoothly from the advantages of this modern payment option. This allows you to offer iDEAL alongside TWINT, PostFinance, Reka and many others.

Functions of iDEAL for online stores

Currencies

Payments

All

Payout currency

CHF, EUR, USD, GBP, DKK, CAD, AUD

Availability

Switzerland, Germany, Austria, Liechtenstein, France, Italy, United Kingdom, Netherlands, Denmark

Transaction fees

  • ... - FREE plan

  • ... - STANDARD Plan

  • ... - PREMIUM plan

More

Limit per transaction

  • CHF 20,000 (Payrexx Swiss Collect)

  • CHF 30,000 (Payrexx Direct)

Payments

  • Payout to your bank account

  • Weekly payment intervals

  • Monthly payment intervals

Documentation

Advantages of iDEAL

For you as a merchant

iDEAL is widely accepted in the Netherlands and is an established and trusted payment method. Payments via iDEAL are made in real time, which means that you receive an instant confirmation as soon as the payment is completed. This allows you to quickly deliver the ordered goods or services to your customers.

iDEAL is secure because payments are processed via the existing online banking system of Dutch banks. Customers do not have to enter any sensitive bank details on your website, which minimizes the risk of data misuse.

In summary, iDEAL offers merchants the advantage of a widely used, trusted and fast payment method that improves the shopping experience for customers while being secure and cost-efficient.

For your customers

iDEAL offers buyers a smooth and convenient way to make online payments in the Netherlands. One of the main advantages for buyers is that iDEAL is closely linked to Dutch banks and allows them to pay directly from their bank account. This means that they do not need any additional accounts or credit card information to complete transactions.

Another big advantage for buyers is security. iDEAL payments are processed via the established online banking system of Dutch banks, which provides a trusted and secure environment for online payments.

Transactions take place in real time, which means that buyers and merchants receive immediate confirmation. This makes it possible to receive the ordered products or services quickly.

How to activate iDEAL

Existing customer

Log in to your Payrexx account and activate iDEAL in your payment provider settings. iDEAL can then be offered automatically, together with giropay, PostFinance, Reka, Google Pay etc.

Not a customer yet?

Create your Payrexx account at the click of a button and test Payrexx without obligation. iDEAL is already activated for Swiss merchants and you only need to have your account verified before you can receive live payments with iDEAL.

Frequently asked questions about iDEAL for online stores

  • The merchant shall make iDEAL available as one of the accepted payment methods. If a customer selects iDEAL as a payment option, he or she will be asked to select his or her bank. They will then be redirected to the selected bank's website. There, the customer is shown the purchase amount.

    To complete the payment, the customer enters their account number and authenticates themselves with two-factor authentication. This ensures that the transaction is protected.

  • iDEAL for webshops is a payment solution that enables online merchants to offer iDEAL as a payment method in their webshops. iDEAL is a widely used and popular online payment method in the Netherlands that enables customers to pay for their purchases securely and conveniently online.

  • iDEAL does not charge any fees when you as a shopper use:in iDEAL, whether in stores, online or in apps.

    However, merchants pay a transaction fee depending on the payment provider. With Payrexx, this is between 1.6% and 2.4%, depending on the merchant's transaction volume.

  • Paying with iDEAL is a common method in the Netherlands that allows customers to make online payments securely and conveniently. iDEAL is also a common payment method for Dutch shoppers and tourists in Switzerland.

  • Yes, thanks to Payrexx, all Swiss merchants can offer iDEAL. This means that foreign buyers from the Netherlands can also use iDEAL to pay in Swiss online stores.

    Please note, however, that the availability of iDEAL as a payment option in Swiss online stores may vary. Before you make a purchase, you should therefore check the payment options on the website of the respective Swiss webshop to ensure that iDEAL is accepted as a payment method.

  • The activation of iDEAL for online stores is extremely quick and easy with Payrexx. No lengthy registration procedures are required. You can also benefit from our free open source Payrexx plugins.

    This enables you to integrate iDEAL smoothly into your online store project.

    Further information on the implementation of iDEAL in the most popular e-commerce systems:

    View overview

    Also with our customized system: Payrexx Merchant:inside API

  • Setting up iDEAL with Payrexx is extremely quick and easy. No lengthy registration procedures are required. You can also benefit from our free open source Payrexx plugins.

    This enables you to integrate iDEAL smoothly into your online store project.

    Further information on the implementation of iDEAL in the most popular e-commerce systems:

    View overview

    Also with our customized system: Payrexx Merchant:inside API

  • If you integrate iDEAL for merchants with Payrexx in your webshop, we guarantee you the greatest possible security for every transaction. Payrexx enables the following security precautions when integrating the iDEAL payment method:

    • Personal data, both yours and that of your customers, is stored on secure Swiss servers in compliance with the GDPR.

    • Payrexx is fully PCI DSS Level 1 certified, the highest global security standard for payment data, developed in cooperation with several credit card organizations.

    • To ensure secure data transmission, Payrexx uses encryption protocols such as SSL (Secure Socket Layer) with 256-bit encryption, the highest security standard.

    • The 3-D Secure process strengthens online payments with additional identification, minimizes fraud risks and chargebacks, and ensures maximum security and customer authentication.

    With Payrexx and iDEAL for merchants, you can accept your first online payments securely and easily in just 5 minutes.

Are you ready to get started? Try Payrexx free of charge and without obligation.