CREDIT CARD

(Known in English as "Credit Card").

A credit card is a widely used payment method in e-commerce. It allows customers to buy goods and services online and pay later.

Credit card

A credit card is a plastic-coated card issued by financial institutions such as banks or credit card companies. It allows the cardholder to purchase goods or services on credit and pay them back later. When making online payments, the credit card number, expiration date and card verification code (CVC) are entered to authorize the transaction. Credit cards offer a convenient and secure way to shop online worldwide.

Credit card examples

A customer uses his credit card to book airline tickets online.

When shopping in an online store, the buyer enters his credit card details to pay for the order.

A subscriber to a streaming service uses his credit card to pay monthly fees.

Credit card FAQ

  • The security of credit card use in online commerce is ensured by extensive measures taken by the credit card companies. These include rigid security protocols such as the 3D Secure procedure and encryption technologies. These protective measures safeguard transactions, minimizing the risks of fraud and unauthorized access.

  • The use of credit cards holds a variety of benefits. In addition to elementary convenience, they also enable a flexible payment option. Added to this are often attractive rewards such as cashback or bonus points, which further enhance the shopping experience and optimize the cardholder's financial flexibility.

  • The differences between credit cards and debit cards are significant. While credit cards offer the option of taking out loans and paying them off at a later date, a debit card debits the amount immediately from the linked bank account. This distinction determines how the two types of cards enable financial transactions.

  • 3D Secure is proving to be a significant security protocol used specifically for online credit card payments. It adds additional authentication steps to the transaction aimed at thwarting fraud attempts. This security measure increases customer confidence when shopping online and reinforces the security of payment transactions.

  • Credit cards can be issued by banks or credit card companies. Those interested in obtaining a credit card can inquire with their bank about available credit card offers. Providing this information will allow those interested to make an informed decision according to their needs and preferences.