PostFinance Pay for online stores

PostFinance Pay combines the existing payment methods PostFinance Card and PostFinance e-finance into one fast, reliable payment method. Customers can use PostFinance Pay to pay directly via the PostFinance app on their smartphone, without having to enter their PostFinance Card details every time.

Comprehensive services

PostFinance offers you a wide range of financial services, including PostFinance Pay, banking services, savings accounts, credit cards, mortgages, investment products and much more.

Accessibility and trust

With an extensive network of branches and ATMs in Switzerland, PostFinance enjoys the trust of customers and offers them convenient accessibility.

Innovation and security

PostFinance invests in digital innovations to offer modern banking solutions and applies strict security standards to protect customers and their transactions.

PostFinance Pay functions for online stores

Availability

Switzerland

Currencies

Payments

CHF

Payout currency

CHF, EUR

Transaction fees

  • 1.9% + 0.20 CHF - FREE Plan

  • 1.9% + 0.20 CHF - STANDARD Plan

  • 1.5% + 0.20 CH - PREMIUM Plan

More

Limit per transaction

  • CHF 20,000 (Payrexx Swiss Collect)

Payments

  • Payout to your bank account

  • Weekly payment intervals

  • Monthly payment intervals

Documentation

Advantages of PostFinance Pay

For you as a merchant

PostFinance offers merchants numerous advantages. The security of payment processing minimizes the risk of fraud. With various payment methods, including the PostFinance app, debit cards, credit cards and online transfers, your customers are offered a wide range of options and customer satisfaction is increased.

International transactions are effortless and the integration of PostFinance payment solutions into your platform is simple and time-saving. Cost efficiency and reliable customer support are further plus points.

PostFinance not only offers payment solutions, but also financial services to support your business growth. Access to customer information helps you to optimize marketing strategies and improve the customer experience.

To summarize: PostFinance simplifies payment transactions and offers you as a merchant numerous opportunities to increase efficiency and customer satisfaction.

For your customers

PostFinance Pay offers buyers numerous advantages, including security, speed and versatility. The payment method protects personal data, eliminates the need to type in card details and offers confidence in secure financial transactions.

PostFinance Pay is growing rapidly in Switzerland and enables shoppers to carry out cashless transactions conveniently in many stores and online stores. The payment solution via app simplifies the shopping process and is an increasingly popular payment method in everyday life.

The PostFinance app is extremely reliable, easy to use and allows the PostFinance Card data to be saved so that it can be used quickly and easily for purchases.

Shoppers can track their spending more easily, as all transactions are recorded in the account statements and in the app. Online purchases are also secure and convenient, and the app can be used internationally.

How to activate PostFinance Pay

Existing customer

Log in to your Payrexx account and activate PostFinance Pay in your payment provider settings. You can then offer PostFinance Pay together with TWINT, Mastercard, Visa, Reka , etc.

Not a customer yet?

Create your Payrexx account at the click of a button and test Payrexx without obligation. PostFinance Pay is already activated for Swiss merchants and you only need to have your account verified to receive live payments.

Frequently asked questions about PostFinance Pay for online stores

  • As you as a merchant are probably already aware, credit card transactions usually incur fees of between 1 and 3 percent.

    With Payrexx, the transaction fees for PostFinance Pay are between 1.5 and 1.9 percent + CHF 0.20, depending on the subscription.

  • With PostFinance Pay, you can shop anywhere in the world where the PostFinance Pay logo is displayed. This means that you can make cashless payments in a wide range of stores and online stores both in Switzerland and internationally. Whether you're shopping in your home town or traveling, PostFinance Pay gives you the freedom and flexibility to make your purchases conveniently and securely.

  • Yes, you can make purchases abroad with PostFinance Pay as long as the PostFinance Pay logo is displayed on the payment terminal or the store's website. This means that you can use this payment method in a large number of stores and online stores abroad to make purchases or pay for services. Note, however, that international transactions may occasionally incur fees, so it is advisable to check the fee policy of your bank or PostFinance before paying abroad.

  • No, the PostFinance Card is not a credit card, but a debit card. This means that when you pay with the PostFinance Card, the amount is debited directly from your current account. At the same time, you can use the PostFinance Visa Classic credit card and the Mastercard® Standard to make purchases on the Internet or in stores worldwide, withdraw cash and make contactless payments at the till. This means that you can make purchases in many countries and wherever these credit cards are accepted. Whether you're traveling and want to shop in foreign stores or store online from the comfort of your home, these cards offer you the flexibility and convenience you need to make payments securely and easily.

  • Yes, the PostFinance Card is a debit card, not a credit card. If you pay online or in a store with your PostFinance Card, the amount is debited directly from your current account. Unlike with credit cards, you do not have to grant a credit line first, which is paid back later. Nevertheless, you can use your PostFinance Card to make convenient purchases in Switzerland and abroad, whether in stores or online. You can also withdraw cash worldwide.

  • The PostfFnance Card (officially written as PostFinance Card, formerly known as Postcard) is the debit card from PostFinance, which has been issued in combination with the Debit Mastercard since April 2022. It was introduced in 1991 and serves as the successor to the Postomat Plus card and the blue, guaranteed Postcheque.

  • PostFinance Pay for online stores enjoys great popularity as a payment method because it offers consumers a high level of security through comprehensive insurance and robust buyer protection. By integrating PostFinance Pay payments into your online store, you offer customers worldwide the opportunity to use their preferred payment method.

  • Activating PostFinance Pay for online stores with Payrexx is quick and easy. No lengthy registration procedures are required. You can also benefit from our free open source Payrexx plugins.

    This enables you to integrate PostFinance Pay smoothly into your online store project.

    Further information on the implementation of PostFinance Pay in the most popular e-commerce systems:

    View overview

    Also with our customized system: Payrexx Merchant:inside API

  • If you integrate PostFinance Pay for merchants with Payrexx in your webshop, we guarantee you the greatest possible security for every transaction. Payrexx enables the following security precautions when integrating the PostFinance Pay payment method:

    • Personal data, both yours and that of your customers, is stored on secure Swiss servers in compliance with the GDPR.

    • Payrexx is fully PCI DSS Level 1 certified, the highest global security standard for payment data, developed in cooperation with several credit card organizations.

    • To ensure secure data transmission, Payrexx uses encryption protocols such as SSL (Secure Socket Layer) with 256-bit encryption, the highest security standard.

    • The 3-D Secure process strengthens online payments with additional identification, minimizes fraud risks and chargebacks, and ensures maximum security and customer authentication.

    Within just 5 minutes, you can accept your first online payments securely and easily with Payrexx and PostFinance Pay for merchants.

  • Activating PostFinance Pay for online stores with Payrexx is quick and easy. No lengthy registration procedures are required. You can also benefit from our free open source Payrexx plugins. This enables you to integrate PostFinance Pay smoothly into your online store project.

    Further information on the implementation of PostFinance Pay in the most popular e-commerce systems:

    View overview

    Also with our customized system: Payrexx Merchant:inside API

Are you ready to get started? Try Payrexx free of charge and without obligation.