QR Pay is already used and highly appreciated by many merchants with very different business models. Whether market stall, coffee shop, farm shop, or vending machine: The QR-

payment codes are rapidly created, intuitive to use, and can be deployed almost anywhere.

And thanks to the partnership with Visa click to pay, merchants additionally benefit from particularly low fees of only 1.25% + 0.00 CHF per transaction.

Examples from everyday business

For which businesses is QR Pay especially worthwhile, and how can it be used to simplify everyday business and payment processing? Let's look at three typical application examples.

The ceramics market stall – selling without additional hardware

A merchant is at the craft market selling her handmade ceramics. She no longer wants to offer cash as the only payment option, as many customers simply do not have any cash on hand. An expensive card reader is not worth it because it is costly and is only used occasionally.

With QR Pay, she can now simply attach a QR payment code at her stall, which customers can scan with their smartphone and pay directly – for example, via credit card, TWINT, or mobile wallet. Thanks to click to pay, this is especially quick: customers register once and store their card for all future purchases to avoid typing in their card data.

The take-away café – faster service, less waiting time

In a small take-away café, things have to move quickly during peak times. Long queues or cumbersome payment processes slow down the service – costing nerves and revenue.

With a QR payment code, customers simply scan the code and pay with their preferred payment method. This works for regular customers as well as for tourist walk-ins without local payment apps like TWINT.

While the payment is processing, the café can already prepare the coffee. This way, everyone benefits from faster service.

The self-service farm shop – paying even without cash

Many farms have their own farm shops or vending machines for fresh cheese, vegetables, or meat. Since these shops are usually unattended, cash payment is often the only option. The money is simply deposited in a cash box.

QR Pay makes payment easier for customers and is also available to spontaneous customers who do not have cash with them. The payment code is simply attached to the stall as a sticker, and customers can now pay with all common payment methods – whether by credit card, mobile wallet, TWINT, or other popular payment methods.

This not only makes the customers happy but also the farm shop owner. The money lands directly in the Payrexx account, and they do not have to empty the cash box first.

Conclusion

For small and medium-sized Swiss merchants and self-service shops, QR Pay with Visa click to pay is a real asset: easy, contactless payment combined with attractive fees. Anyone who wants to offer their customers fast service while keeping costs in check should definitely try this solution.