Most used Payment Service Provider 2026

The online merchant survey by the University of Applied Sciences North-western Switzerland (FHNW) annually examines the state of Swiss e-commerce. This year, the focus was on AI, specifically on the automation of business processes as well as on Agentic Commerce.

Most used Payment Service Provider 2026

The online merchant survey by the University of Applied Sciences North-western Switzerland (FHNW) annually examines the state of Swiss e-commerce. This year, the focus was on AI, specifically on the automation of business processes as well as on Agentic Commerce.

Most used Payment Service Provider 2026

The online merchant survey by the University of Applied Sciences North-western Switzerland (FHNW) annually examines the state of Swiss e-commerce. This year, the focus was on AI, specifically on the automation of business processes as well as on Agentic Commerce.

The online merchant survey is a comprehensive analysis of the Swiss e-commerce market: Current trends, challenges, innovations and long-term perspectives.

The online merchant survey is a comprehensive analysis of the Swiss e-commerce market: Current trends, challenges, innovations and long-term perspectives.

The online merchant survey is a comprehensive analysis of the Swiss e-commerce market: Current trends, challenges, innovations and long-term perspectives.

Agentic Commerce
Trends in the e-commerce market:

Already ten percent of all participants consider this new sales channel to be relevant.

Artificial Intelligence

Already 85 percent of merchants create and translate texts with the help of AI.

Artificial Intelligence

Already 85 percent of merchants create and translate texts with the help of AI.

Automation

Credit checks and key figure monitoring are most frequently automated by online merchants.

Automation

Credit checks and key figure monitoring are most frequently automated by online merchants.

Payment methods

Credit card and TWINT are the most widely used payment methods in Swiss e-commerce.

Payment methods

Credit card and TWINT are the most widely used payment methods in Swiss e-commerce.

The results of recent years

The results of recent years

The results of recent years

Payrexx lands in first place again in 2026

This year, Payrexx was able to further expand its leading position: 27.8 percent of all participants work with the payment provider from Thun – that is 4.8 percentage points more than last year. Payrexx is particularly strongly represented among small online shops: 37.3 percent of merchants with up to four employees rely on Payrexx. Among large merchants with at least 21 employees, the figure is 5.7 percent.

Payrexx was the most used PSP for the first time in 2023

In the 2025 online merchant survey, Payrexx was named the most frequently used Payment Service Provider (PSP) in Swiss e-commerce for the first time. Already in 2023, the company earned the title of most popular PSP, after which the wording of the question was adapted. Payrexx convinces in particular with your user-friendly all-in-one platform that combines online and on-site solutions.

The core of the study

The core of the study

The core of the study

Focus Switzerland

A total of 473 online shops took part in the 2026 online retailer survey. The clear focus was on the Swiss market: 90 percent of the participants come from Switzerland, supplemented by three percent from Austria, three percent from Germany and three percent from other European countries.

B2C: Business-to-Consumer

B2C: Business-to-Consumer

82 percent of the participating online shops are active in the B2C segment – many are increasingly relying on AI-based personalisation and omnichannel strategies.

B2B: Business-to-Business

B2B: Business-to-Business

51 percent of the online shops surveyed operate in the B2B sector, while 39 percent also sell to end consumers (B2C) at the same time. The boundaries between B2B and B2C are becoming increasingly blurred.

D2C: Direct-to-Consumer Manufacturing

D2C: Direct-to-Consumer Manufacturing

Around 9 percent of the online shops surveyed operate D2C sales – meaning they sell their products or services directly to end customers (Direct-to-Consumer).

Herausgeber der Onlinehändlerumfrage

The 2026 online merchant survey is published by the E-Commerce Lab of the University of Applied Sciences and Arts North-western Switzerland (FHNW).

Publisher of the study

The 2026 online merchant survey is published by the E-Commerce Lab of the University of Applied Sciences and Arts North-western Switzerland (FHNW).

Herausgeber der Onlinehändlerumfrage

The 2026 online merchant survey is published by the E-Commerce Lab of the University of Applied Sciences and Arts North-western Switzerland (FHNW).

Further articles

Despite the financial extra cost, Payrexx consciously chose Amazon Web Services (AWS): Unlike many other hosts, Amazon actively cares for the environment. The company relies on renewable energy, minimizes energy consumption as much as possible, and deals responsibly with the available resources.

Further articles

Despite the financial extra cost, Payrexx consciously chose Amazon Web Services (AWS): Unlike many other hosts, Amazon actively cares for the environment. The company relies on renewable energy, minimizes energy consumption as much as possible, and deals responsibly with the available resources.

Further articles

Despite the financial extra cost, Payrexx consciously chose Amazon Web Services (AWS): Unlike many other hosts, Amazon actively cares for the environment. The company relies on renewable energy, minimizes energy consumption as much as possible, and deals responsibly with the available resources.

Temu in Switzerland: 4 tips on how you stay competitive as an SME

The intensified market situation is challenging Swiss merchants, especially the competition from Asian platforms like Temu and others. These tips are intended to help you compete against them.

6 AI tools in e-commerce: Which technologies propel merchants forward

Over half of Swiss shops use AI tools in their company. The blog shows which tools truly make an impact in e-commerce and how merchants can profitably utilize them.

Are you ready to take off?

Test Payrexx for free and without obligation.

Are you ready to take off?

Test Payrexx for free and without obligation.

Are you ready to take off?

Test Payrexx for free and without obligation.