PostFinance Pay
PostFinance Pay is the online payment method of Swiss Post, allowing PostFinance account holders to pay directly from their e-banking — without a credit card.
PostFinance Pay
PostFinance Pay (formerly PostFinance E-Finance) is an online payment method from PostFinance — the largest retail bank in Switzerland with over 2.5 million customers. Buyers select PostFinance Pay at checkout, are redirected to the PostFinance login page, confirm the payment, and are redirected back to the shop.
For Swiss online shops, PostFinance Pay is an important addition to credit cards and TWINT, as a large part of the Swiss population holds a PostFinance account. Payment is made via bank transfer — the amount is debited directly from the buyer's PostFinance account.
PostFinance Pay is a purely Swiss payment method and is only available to PostFinance account holders. It is not an option for the German or Austrian market. Transaction fees are between 1.50–1.90% + CHF 0.20 — positioned between TWINT and credit cards.
PostFinance Pay examples
A PostFinance customer selects PostFinance Pay in the checkout, logs in with their e-banking details and confirms the payment — the amount is transferred immediately.
A Swiss online shop offers PostFinance Pay alongside Visa, Mastercard and TWINT in order to reach the large PostFinance customer base.
An association uses PostFinance Pay via payment links: members click the link and pay their annual fee directly from their PostFinance account.
PostFinance Pay FAQ
What is PostFinance Pay?
PostFinance Pay is the online payment method of PostFinance. Buyers pay directly from their PostFinance e-banking — without a credit card. The amount is debited from the PostFinance account immediately.
Do you need PostFinance Pay in your Swiss shop?
PostFinance has over 2.5 million customers in Switzerland. If your target group includes PostFinance account holders, PostFinance Pay is a sensible addition — especially alongside TWINT and credit cards.
What does PostFinance Pay cost for merchants?
Transaction fees range from 1.50–1.90% + CHF 0.20, depending on the PSP and plan. With the Premium plan, fees are typically lower.
Does PostFinance Pay work abroad?
No, PostFinance Pay is a purely Swiss payment method. It only works for PostFinance account holders and is not an option for foreign customers.
