Bancontact for online shops

Both in physical stores and in online shops, Bancontact can be used for purchasing goods and services. Bancontact is one of the leading payment methods in Belgium and enables consumers to pay online and in stores.

Transaction fees

Transaction fees

Bancontact
FREE

2.40%

+

0.3 CHF

2.40%

+

0.3 CHF

STANDARD

2.40%

+

0.3 CHF

2.40%

+

0.3 CHF

PREMIUM

1.60%

+

0.2 CHF

1.60%

+

0.2 CHF

Trustworthy

Bancontact payments are safe and reliable. Customers are familiar with this widely used method in Belgium and feel safe and welcome when shopping in your store.

International

Belgian customers who use Bancontact could also place international orders. This allows you to expand your business beyond borders and present your product or service to a broader European market.

Integration

Payrexx makes it easier to implement Bancontact as a payment method and allows merchants to quickly and smoothly benefit from the advantages of this modern payment option.

Processing by

Payrexx

Type

Bank transfer

Availability

CH, DE, AT, LI, FR, IT, UK, NL, DK

Währungen

All

Payout currencies

CHF, EUR, USD, GBP, DKK, CAD, AUD

Transaction fees

FREE

2.40%

+

0.3 CHF

2.40%

+

0.3 CHF

STANDARD

2.40%

+

0.3 CHF

2.40%

+

0.3 CHF

PREMIUM

1.60%

+

0.2 CHF

1.60%

+

0.2 CHF

Kanäle

Online

Functions

Refunds

Limit per Transaction

Payrexx Pay

CHF 20’000

Payrexx Pay Plus

CHF 30’000

Documentation

How to activate Bancontact

For existing customers

Log into your Payrexx account and activate Bancontact in your payment provider settings. Thus, Bancontact alongside Google Pay, Visa, Apple Pay, Samsung Pay, TWINT etc. is ready for your customers.

For new customers

Create your Payrexx account with the click of a button and test Payrexx without obligations. Bancontact is already activated for Swiss merchants, and you just need to have your account verified before you can receive live payments with Bancontact.

For existing customers

Log into your Payrexx account and activate Bancontact in your payment provider settings. Thus, Bancontact alongside Google Pay, Visa, Apple Pay, Samsung Pay, TWINT etc. is ready for your customers.

For new customers

Create your Payrexx account with the click of a button and test Payrexx without obligations. Bancontact is already activated for Swiss merchants, and you just need to have your account verified before you can receive live payments with Bancontact.

Frequently Asked Questions about Bancontact for Online Shops

Answers to typical questions that merchants and SMEs have about the Bancontact payment method, including important information on costs, security, and implementation for use in checkout or online shop.

How secure is Bancontact for merchants?

By integrating Bancontact for merchants with Payrexx in your webshop, we guarantee you the greatest possible security for every transaction. Payrexx enables the following security measures when integrating the Bancontact payment method:

  • Personal data, both yours and that of your customers, is stored in compliance with GDPR on secure Swiss servers.

  • Payrexx is fully PCI DSS Level 1 certified, the highest global security standard for payment data, developed in cooperation with several credit card organizations.

  • To ensure secure data transmission, Payrexx uses encryption protocols such as SSL (Secure Socket Layer) with 256-bit encryption, the highest security standard.

  • The 3-D Secure process strengthens online payments with additional identification, minimizes fraud risks and chargebacks, and ensures the highest security and customer authentication.

Within just 5 minutes, you can start accepting your first online payments securely and easily with Payrexx and Bancontact for merchants.

Set up Bancontact with Payrexx

Setting up Bancontact using Payrexx is extremely quick and easy. There are no lengthy registration procedures required. Furthermore, you can benefit from our free open-source Payrexx plugins.

This allows you to smoothly integrate Bancontact for your online shop project.

More information on the implementation of Bancontact in the most popular e-commerce systems:

View overview

Set up Bancontact easily

The activation of Bancontact for online shops is extremely quick and effortless with Payrexx. There is no need for lengthy registration procedures. Moreover, you can benefit from our free open-source Payrexx plugins.

This enables a smooth integration of Bancontact for your online shop project.

Further information on the implementation of Bancontact in the most well-known e-commerce systems:

View overview

Also with our tailor-made system: Payrexx Merchant API

Can you pay for online shopping with Bancontact in Switzerland?

Bancontact is a widely used payment system in Belgium and is mainly used in Belgium. In Switzerland, Bancontact is not as common, and it is unlikely that many Swiss online shops accept this payment method.

In Switzerland, common payment methods for online purchases are credit cards (such as Visa and Mastercard), debit cards (such as Maestro), PayPal, and bank transfers. The exact payment methods can vary from one online shop to another. It is advisable to check the payment options on the website of the respective online shop or contact the shop's customer service directly to get information about the accepted payment methods.

If you have a Bancontact card and want to shop in Switzerland, you should ensure that the online shop offers this payment option. Otherwise, you will need to use one of the more common payment methods in Switzerland.

How does paying with Bancontact work?

Payments with Bancontact are a common method in Belgium. This widespread payment method holds a significant position in the country with over 15 million cards in circulation.

You can either use a physical Bancontact card or the convenient Bancontact app, which is linked to your Belgian bank account. The special thing about online payments with Bancontact is that they are extremely secure and reliable and receive immediate confirmation.

When you use Bancontact for online payments, you will be redirected to the Bancontact website or app to authorize the transaction. Afterwards, you seamlessly return to the merchant's website, where you are immediately informed about the success or any issues with the payment. This ensures a smooth and transparent processing of online payments with Bancontact.

What are the fees for Bancontact?

Bancontact erhebt keine Gebühren, wenn Du als Shopper:in Bancontact nutzt, weder in Geschäften noch online oder in Apps.

Händler:innen jedoch bezahlen je nach Zahlungsanbieter eine Transaktionsgebühr. Bei Payrexx liegt diese zwischen 1,6 % und 2,4 %, je nach Transaktionsvolumen des oder der Händler:in.

What is Bancontact for webshops?

Bancontact, formerly known as Mister Cash, is a payment option that enables consumers in Belgium to make online transfers. In the 1980s, the companies Bancontact and Mister Cash merged into this payment method. With over 15 million cardholders, Bancontact is now the leading provider of electronic payments in Belgium. More than 80 percent of Belgian online shops offer their customers the opportunity to conveniently settle their bills with Bancontact.

How does Bancontact Switzerland work?

Bancontact functions as a type of debit card, specifically developed for processing online payments.

Bancontact offers the advantage that the payment takes place in real-time, thus enabling fast processing. It is also secure, as it typically requires additional authentication steps to verify the identity of the customer. This makes it a popular and trusted payment method in Belgium, especially for online purchases.

What are the advantages of Bancontact for shoppers?

With Bancontact, you pay securely, contactless, and mobile worldwide. You benefit from fraud protection, 3-D Secure, and depending on the card, cashback or additional services.

What are the advantages of Bancontact for online shops?

Bancontact offers worldwide acceptance, fast payments, high fraud protection with 3-D Secure, and easy integration—ideal for more conversion and secure transactions.

Test Payrexx free of charge and without obligation.

Without risk and without obligations. Discover how simple online payments can be.

Test Payrexx free of charge and without obligation.

Without risk and without obligations. Discover how simple online payments can be.

Test Payrexx free of charge and without obligation.

Without risk and without obligations. Discover how simple online payments can be.