Pay by Bank for online shops
Pay by Bank, auch Instant Payment genannt, ermöglicht es Käufer:innen, Deine Waren oder Dienstleistungen direkt von ihrem Bankkonto aus zu bezahlen. So können Kund:innen ganz ohne Kredit- oder Debitkarte in Deinem Onlineshop einkaufen.
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Bank transfer
FREE
STANDARD
PREMIUM
For the DACH region
The payment method Pay by Bank is ideal for Swiss merchants whose customers are either from Germany or Austria. Here, bank transfer is particularly popular among buyers.
Low fees
In contrast to other payment methods, Pay by Bank proves to be a cost-effective alternative for EU-wide payments: Since the amount is transferred directly from the bank account, additional credit card fees are eliminated.
Secure transfer
Thanks to Payrexx's modern, high security standards, you and your buyers benefit from comprehensive protection against fraud attempts or misuse.
Processing by
Payrexx
Type
Bank transfer
Availability
CH
Währungen
All
Payout currencies
CHF, EUR, USD, GBP, DKK, CAD, AUD
Transaction fees
FREE
STANDARD
PREMIUM
Kanäle
Online
Functions
Limit per Transaction
Payrexx Pay
CHF 20’000
Payrexx Pay Plus
CHF 30’000
Documentation
How to activate Pay by Bank
Frequently Asked Questions about Bank Transfer for Online Shops
Answers to typical questions that merchants and SMEs have about the payment method bank transfer, including important information on costs, security, and implementation for use in checkout or online shop.
What does Pay by Bank cost and what is the specific benefit for me?
You typically benefit from low transaction costs as no traditional credit card fees apply. Payrexx quotes a fee for Pay by Bank of 0.6 % or 0.5 % per transaction depending on the package, with a minimum amount of 0.50 CHF, in addition to the monthly Payrexx fee. From a merchant's perspective, Pay by Bank is also described as fast, secure, and cost-efficient.
What requirements must I meet to activate Pay by Bank in Payrexx?
You need a registered office in Switzerland, a commercial register entry or a UID and a verified Payrexx account.
What is Pay by Bank from Payrexx?
You offer a direct bank payment: Customers pay online directly from their bank account, without a credit or debit card. Technically, this is based on Open Banking, with Tink providing the technical solution and Payrexx ensuring the payment flow.
