HeyLight for online shops
HeyLight is a modern 'Buy Now, Pay Later' platform by the Swiss HeyLight AG (formerly HeidiPay), part of the Mediobanca Group. It allows online and in-store purchases with deferred payment – either by monthly/QR invoice or via digital credit card.
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HeyLight
FREE
STANDARD
PREMIUM
Pay invoice later
Users choose the QR/monthly invoice at checkout and conveniently pay one month later. The transparent monthly statement consolidates all purchases – ideal for clear budget control.
Simple installment payment
HeyLight offers flexible terms from 3 to 36 months, sometimes interest-free, depending on the merchant. Users can choose shorter or longer payment plans, tailored to their budget.
Easy integration via Payrexx
The payment method can be seamlessly integrated into existing Payrexx shops – without significant technical effort or long implementation times. Merchants can quickly activate Heylight and offer it immediately.
Processing by
Third-party provider
Type
Buy Now Pay Later
Availability
CH
Payout currencies
Transaction fees online
FREE
STANDARD
PREMIUM
Kanäle
Online
Functions
See documentation
Documentation
This is how you can activate HeyLight
The most common questions about HeyLight for online shops
Answers to typical questions that merchants and SMEs have about the payment method Heylight, including important information about costs, security, and implementation for use in checkout or online shop.
How can I activate HeyLight with Payrexx
HeyLight is integrated into Payrexx as an external payment provider. You activate the provider in your Payrexx account and then connect it with your HeyLight onboarding so that the payment method can be offered at checkout.
Who bears the interest and financing costs at HeyLight
Merchants can decide whether to bear the financing costs themselves or pass the interest costs on to the customers. This is helpful if you want to offer HeyLight either as a service for customers or make it cost-neutral.
How do customers specifically pay the installments at HeyLight
The installments can be made via debit or credit card with automatic monthly debiting depending on the configuration. Additionally, a QR invoice may also be available as a payment option in the HeyLight Checkout.
Which instalment options can customers select at HeyLight
In the Payrexx process, customers typically choose between 3, 6, or 12 installments. This makes HeyLight particularly interesting for SMEs that want to make larger shopping carts more sales-friendly without having to offer discounts.
How does HeyLight work in the Payrexx Checkout for customers
Customers choose HeyLight as the payment method at checkout and then decide in how many installments they want to pay. For use, a smartphone is usually sufficient, as well as a credit or debit card. Depending on the setup, alternative payment methods are also offered in the HeyLight checkout.
What is HeyLight and what is it suitable for small and medium-sized enterprises (SMEs)
HeyLight is a Swiss Buy Now Pay Later solution for installment payments in online retail and brick-and-mortar stores. With it, SMEs can offer an installment payment option during checkout without having to develop their own credit solution. HeyLight was called HeidiPay until September 10, 2024.
