iDEAL für Online-Shops

iDEAL is a Dutch online payment system that offers the possibility to pay directly from the bank account. iDEAL is based on the principle of online banking and works similarly to other payment methods, such as giropay, and also offers instant bank transfer.

Transaction fees

Transaction fees

Ideal
FREE

1.30%

+

0.5 CHF

1.30%

+

0.5 CHF

STANDARD

1.30%

+

0.5 CHF

1.30%

+

0.5 CHF

PREMIUM

0.50%

+

0.5 CHF

0.50%

+

0.5 CHF

Especially fast

Payments via iDEAL are executed in real-time, which means that customers and merchants receive immediate confirmation as soon as the payment is completed. This allows the ordered goods or services to be sent or provided quickly.

Dutch Market

iDEAL enjoys broad acceptance in the Netherlands and is an established and trustworthy payment method. This can strengthen your online shop's customers' trust and increase conversion rates.

Integration

Payrexx makes it easy to implement iDEAL as a payment method, allowing merchants to quickly and smoothly benefit from the advantages of this modern payment option. This way, you can offer iDEAL alongside TWINT, PostFinance, Reka, and many others.

Processing by

Payrexx

Type

Bank transfer

Availability

CH, DE, AT, LI, FR, IT, UK, NL, DK

Währungen

All

Payout currencies

CHF, EUR, USD, GBP, DKK, CAD, AUD

Transaction fees

FREE

1.30%

+

0.5 CHF

1.30%

+

0.5 CHF

STANDARD

1.30%

+

0.5 CHF

1.30%

+

0.5 CHF

PREMIUM

0.50%

+

0.5 CHF

0.50%

+

0.5 CHF

Kanäle

Online

Functions

Refunds

Limit per Transaction

Payrexx Pay

CHF 20’000

Payrexx Pay Plus

CHF 30’000

Documentation

How to activate iDEAL

For existing customers

Log into your Payrexx account and activate iDEAL in your payment provider settings. Thus, iDEAL alongside Google Pay, Visa, Apple Pay, Samsung Pay, TWINT etc. is ready for your customers.

For new customers

Create your Payrexx account at the push of a button and test Payrexx without obligation. iDEAL is already activated for Swiss merchants, and you only have to verify your account before you can receive live payments with iDEAL.

For existing customers

Log into your Payrexx account and activate iDEAL in your payment provider settings. Thus, iDEAL alongside Google Pay, Visa, Apple Pay, Samsung Pay, TWINT etc. is ready for your customers.

For new customers

Create your Payrexx account at the push of a button and test Payrexx without obligation. iDEAL is already activated for Swiss merchants, and you only have to verify your account before you can receive live payments with iDEAL.

Frequently Asked Questions about iDEAL for Online Shops

Answers to typical questions that merchants and SMEs have about the iDEAL payment method, including important information on costs, security, and implementation for use at checkout or in an online shop.

How secure is iDEAL for merchants?

If you integrate iDEAL for merchants with Payrexx in your webshop, we guarantee you the highest possible security for every transaction. Payrexx enables the following security measures when integrating the iDEAL payment method:

  • Personal data, both yours and your customers', are stored in compliance with GDPR on secure Swiss servers.

  • Payrexx is fully PCI DSS Level 1 certified, the highest global security standard for payment data, developed in collaboration with several credit card organizations.

  • To ensure secure data transmission, Payrexx uses encryption protocols such as SSL (Secure Socket Layer) with 256-bit encryption, the highest security standard.

  • The 3-D Secure process enhances online payments with additional identification, minimizes fraud risks and chargebacks, and ensures the highest security and customer authentication.

In just 5 minutes, you can start accepting your first online payments safely and easily with Payrexx and iDEAL for merchants.

Set up Payrexx iDEAL

Setting up iDEAL with Payrexx is extremely quick and effortless. There is no need for lengthy registration procedures. Additionally, you can benefit from our free Open-Source Payrexx plugins.

This allows you a seamless integration of iDEAL for your online shop project.

Further information on the implementation of iDEAL in the most well-known e-commerce systems:

View overview

Also with our customized system: Payrexx Merchant API

Setup iDEAL payments easily

The activation of iDEAL for online shops with Payrexx is extremely quick and effortless. It requires no lengthy registration procedures. Additionally, you can benefit from our free open-source Payrexx plugins.

This allows you a smooth integration of iDEAL for your online shop project.

More information on implementing iDEAL in the most well-known e-commerce systems:

View overview

Also with our customized system: Payrexx Merchant API

Can you pay for an online shop in Switzerland with iDEAL?

Yes, thanks to Payrexx, all Swiss merchants can offer iDEAL. This allows foreign buyers from the Netherlands to use iDEAL to pay in Swiss online shops.

Please note, however, that the availability of iDEAL as a payment option in Swiss online shops may vary. Before making a purchase, you should therefore check the payment options on the respective Swiss webshop's website to ensure that iDEAL is accepted as a payment method.

What is paying with iDEAL?

Paying with iDEAL is a common method in the Netherlands, allowing customers to process online payments securely and conveniently. Even for Dutch shoppers or tourists in Switzerland, iDEAL is a common payment method.

What are the fees for iDEAL?

iDEAL does not charge any fees when you as a shopper use iDEAL, neither in stores nor online or in apps.

However, merchants pay a transaction fee depending on the payment provider. At Payrexx, this is between 1.6% and 2.4%, depending on the transaction volume of the merchant.

What is iDEAL for webshops?

iDEAL for web shops is a payment solution that allows online retailers to offer iDEAL as a payment method in their web shops. iDEAL is a widely used and popular online payment method in the Netherlands, enabling customers to pay for their purchases safely and conveniently on the internet.

How does iDEAL Switzerland work?

The merchant provides iDEAL as one of the accepted payment methods. When a customer chooses iDEAL as the payment option, they are prompted to select their bank. They are then redirected to the website of the selected bank. There, the purchase amount is displayed to the customer.

To complete the payment, the customer enters their account number and authenticates using two-factor authentication. This ensures that the transaction is secure.

What are the benefits of iDEAL for shoppers?

With iDEAL, you pay securely, contactlessly, and mobile worldwide. You benefit from fraud protection, 3-D Secure, and, depending on the card, cashback or additional services.

What are the advantages of iDEAL for online shops?

iDEAL offers worldwide acceptance, fast payments, high fraud protection with 3-D Secure, and easy integration – ideal for more conversion and secure transactions.

Test Payrexx free of charge and without obligation.

Without risk and without obligations. Discover how simple online payments can be.

Test Payrexx free of charge and without obligation.

Without risk and without obligations. Discover how simple online payments can be.

Test Payrexx free of charge and without obligation.

Without risk and without obligations. Discover how simple online payments can be.