Klarna for online shops
Klarna is one of the world's largest card payment systems and a significant player in the co-brand credit card market in Europe. Klarna is used by various banks and financial institutions to issue both debit and credit cards.
![](data:image/svg+xml,<svg display="block" role="presentation" viewBox="0 0 120 80" xmlns="http://www.w3.org/2000/svg"><g d="M 4 80 C 1.791 80 0 78.209 0 76 L 0 4 C 0 1.791 1.791 0 4 0 L 116 0 C 118.209 0 120 1.791 120 4 L 120 76 C 120 78.209 118.209 80 116 80 Z M 4 0 L 116 0 C 118.2 0 120 1.8 120 4 L 120 76 C 120 78.2 118.2 80 116 80 L 4 80 C 1.8 80 0 78.2 0 76 L 0 4 C 0 1.8 1.8 0 4 0 Z M 96.05 36.9 C 92.66 34.52 88.03 35.42 85.72 38.92 C 83.41 42.41 84.28 47.18 87.68 49.56 C 90.189 51.33 93.541 51.33 96.05 49.56 L 96.05 50.49 L 100.27 50.49 L 100.27 35.98 L 96.05 35.98 L 96.05 36.91 Z M 92.21 46.96 C 90.21 46.85 88.67 45.09 88.78 43.03 C 88.89 40.97 90.6 39.39 92.6 39.5 C 94.53 39.61 96.04 41.25 96.04 43.23 C 95.98 45.35 94.27 47.02 92.22 46.96 Z M 33.8 29.5 L 38.21 29.5 L 38.21 50.48 L 33.8 50.48 Z M 76.95 35.58 C 75.27 35.48 73.64 36.23 72.61 37.61 L 72.61 35.98 L 68.41 35.98 L 68.41 50.49 L 72.66 50.49 L 72.66 42.86 C 72.53 41.18 73.76 39.7 75.39 39.57 C 75.53 39.56 75.68 39.56 75.82 39.57 C 77.67 39.57 78.74 40.71 78.74 42.83 L 78.74 50.49 L 82.95 50.49 L 82.95 41.26 C 82.95 37.88 80.34 35.59 76.95 35.59 Z M 51.56 36.9 C 48.17 34.52 43.54 35.42 41.23 38.92 C 38.92 42.41 39.79 47.18 43.19 49.56 C 45.699 51.33 49.051 51.33 51.56 49.56 L 51.56 50.49 L 55.78 50.49 L 55.78 35.98 L 51.56 35.98 L 51.56 36.91 Z M 47.72 46.96 C 45.72 46.85 44.18 45.09 44.29 43.03 C 44.4 40.97 46.1 39.39 48.11 39.49 C 50.04 39.6 51.55 41.24 51.55 43.22 C 51.49 45.34 49.78 47.01 47.73 46.95 Z M 62.3 37.86 L 62.3 35.97 L 57.98 35.97 L 57.98 50.48 L 62.31 50.48 L 62.31 43.71 C 62.31 41.42 64.72 40.2 66.38 40.2 L 66.43 40.2 L 66.43 35.98 C 64.85 35.94 63.33 36.63 62.3 37.87 Z M 104.75 45.33 C 103.29 45.33 102.1 46.55 102.1 48.06 C 102.1 49.57 103.29 50.79 104.75 50.79 C 106.21 50.79 107.4 49.57 107.4 48.06 C 107.4 46.55 106.22 45.33 104.75 45.33 Z M 30.76 29.5 L 26.19 29.5 C 26.2 33.33 24.45 36.94 21.46 39.23 L 19.65 40.63 L 26.67 50.49 L 32.44 50.49 L 25.98 41.41 C 29.06 38.26 30.78 33.97 30.76 29.5 Z M 14.5 29.5 L 19.08 29.5 L 19.08 50.49 L 14.5 50.49 Z" fill="transparent" height="80px" id="YwxARxmPn" width="120px"><path d="M 4 80 C 1.791 80 0 78.209 0 76 L 0 4 C 0 1.791 1.791 0 4 0 L 116 0 C 118.209 0 120 1.791 120 4 L 120 76 C 120 78.209 118.209 80 116 80 Z" fill="rgb(0, 0, 0)" height="80px" id="odq5uwGW4" width="120px"/><path d="M 4 0 L 116 0 C 118.2 0 120 1.8 120 4 L 120 76 C 120 78.2 118.2 80 116 80 L 4 80 C 1.8 80 0 78.2 0 76 L 0 4 C 0 1.8 1.8 0 4 0 Z" fill="transparent" height="80px" id="bFly6O2GA" width="120px"/><g d="M 81.55 7.4 C 78.16 5.02 73.53 5.92 71.22 9.42 C 68.91 12.91 69.78 17.68 73.18 20.06 C 75.689 21.83 79.041 21.83 81.55 20.06 L 81.55 20.99 L 85.77 20.99 L 85.77 6.48 L 81.55 6.48 L 81.55 7.41 Z M 77.71 17.46 C 75.71 17.35 74.17 15.59 74.28 13.53 C 74.39 11.47 76.1 9.89 78.1 10 C 80.03 10.11 81.54 11.75 81.54 13.73 C 81.48 15.85 79.77 17.52 77.72 17.46 Z M 19.3 0 L 23.71 0 L 23.71 20.98 L 19.3 20.98 Z M 62.45 6.08 C 60.77 5.98 59.14 6.73 58.11 8.11 L 58.11 6.48 L 53.91 6.48 L 53.91 20.99 L 58.16 20.99 L 58.16 13.36 C 58.03 11.68 59.26 10.2 60.89 10.07 C 61.03 10.06 61.18 10.06 61.32 10.07 C 63.17 10.07 64.24 11.21 64.24 13.33 L 64.24 20.99 L 68.45 20.99 L 68.45 11.76 C 68.45 8.38 65.84 6.09 62.45 6.09 Z M 37.06 7.4 C 33.67 5.02 29.04 5.92 26.73 9.42 C 24.42 12.91 25.29 17.68 28.69 20.06 C 31.199 21.83 34.551 21.83 37.06 20.06 L 37.06 20.99 L 41.28 20.99 L 41.28 6.48 L 37.06 6.48 L 37.06 7.41 Z M 33.22 17.46 C 31.22 17.35 29.68 15.59 29.79 13.53 C 29.9 11.47 31.6 9.89 33.61 9.99 C 35.54 10.1 37.05 11.74 37.05 13.72 C 36.99 15.84 35.28 17.51 33.23 17.45 Z M 47.8 8.36 L 47.8 6.47 L 43.48 6.47 L 43.48 20.98 L 47.81 20.98 L 47.81 14.21 C 47.81 11.92 50.22 10.7 51.88 10.7 L 51.93 10.7 L 51.93 6.48 C 50.35 6.44 48.83 7.13 47.8 8.37 Z M 90.25 15.83 C 88.79 15.83 87.6 17.05 87.6 18.56 C 87.6 20.07 88.79 21.29 90.25 21.29 C 91.71 21.29 92.9 20.07 92.9 18.56 C 92.9 17.05 91.72 15.83 90.25 15.83 Z M 16.26 0 L 11.69 0 C 11.7 3.83 9.95 7.44 6.96 9.73 L 5.15 11.13 L 12.17 20.99 L 17.94 20.99 L 11.48 11.91 C 14.56 8.76 16.28 4.47 16.26 0 Z M 0 0 L 4.58 0 L 4.58 20.99 L 0 20.99 Z" fill="transparent" height="21.387599618784883px" id="BHpg5_F4n" transform="translate(14.5 29.5)" width="92.8999984741211px"><path d="M 81.55 7.4 C 78.16 5.02 73.53 5.92 71.22 9.42 C 68.91 12.91 69.78 17.68 73.18 20.06 C 75.689 21.83 79.041 21.83 81.55 20.06 L 81.55 20.99 L 85.77 20.99 L 85.77 6.48 L 81.55 6.48 L 81.55 7.41 Z M 77.71 17.46 C 75.71 17.35 74.17 15.59 74.28 13.53 C 74.39 11.47 76.1 9.89 78.1 10 C 80.03 10.11 81.54 11.75 81.54 13.73 C 81.48 15.85 79.77 17.52 77.72 17.46 Z M 19.3 0 L 23.71 0 L 23.71 20.98 L 19.3 20.98 Z M 62.45 6.08 C 60.77 5.98 59.14 6.73 58.11 8.11 L 58.11 6.48 L 53.91 6.48 L 53.91 20.99 L 58.16 20.99 L 58.16 13.36 C 58.03 11.68 59.26 10.2 60.89 10.07 C 61.03 10.06 61.18 10.06 61.32 10.07 C 63.17 10.07 64.24 11.21 64.24 13.33 L 64.24 20.99 L 68.45 20.99 L 68.45 11.76 C 68.45 8.38 65.84 6.09 62.45 6.09 Z M 37.06 7.4 C 33.67 5.02 29.04 5.92 26.73 9.42 C 24.42 12.91 25.29 17.68 28.69 20.06 C 31.199 21.83 34.551 21.83 37.06 20.06 L 37.06 20.99 L 41.28 20.99 L 41.28 6.48 L 37.06 6.48 L 37.06 7.41 Z M 33.22 17.46 C 31.22 17.35 29.68 15.59 29.79 13.53 C 29.9 11.47 31.6 9.89 33.61 9.99 C 35.54 10.1 37.05 11.74 37.05 13.72 C 36.99 15.84 35.28 17.51 33.23 17.45 Z M 47.8 8.36 L 47.8 6.47 L 43.48 6.47 L 43.48 20.98 L 47.81 20.98 L 47.81 14.21 C 47.81 11.92 50.22 10.7 51.88 10.7 L 51.93 10.7 L 51.93 6.48 C 50.35 6.44 48.83 7.13 47.8 8.37 Z M 90.25 15.83 C 88.79 15.83 87.6 17.05 87.6 18.56 C 87.6 20.07 88.79 21.29 90.25 21.29 C 91.71 21.29 92.9 20.07 92.9 18.56 C 92.9 17.05 91.72 15.83 90.25 15.83 Z M 16.26 0 L 11.69 0 C 11.7 3.83 9.95 7.44 6.96 9.73 L 5.15 11.13 L 12.17 20.99 L 17.94 20.99 L 11.48 11.91 C 14.56 8.76 16.28 4.47 16.26 0 Z M 0 0 L 4.58 0 L 4.58 20.99 L 0 20.99 Z" fill="rgb(255, 255, 255)" height="21.387599618784883px" id="SLp7mmd9t" width="92.8999984741211px"/></g></g></svg>)
Klarna
FREE
STANDARD
PREMIUM
Worldwide Acceptance
The global acceptance of Klarna makes it extremely convenient for cardholders to make payments regardless of their location.
Security and Protection
Klarna places great emphasis on security and offers various security features such as EMV chip technology, tokenization and real-time transaction monitoring.
International
Klarna enables payment processing in various currencies and acceptance of cards from customers from various countries.
Processing by
Payrexx
Type
Buy Now Pay Later
Availability
CH, DE, AT, LI, FR, IT, UK, NL, DK
Währungen
All
Payout currencies
CHF, EUR, USD, GBP, DKK, CAD, AUD
Transaction fees
FREE
STANDARD
PREMIUM
Kanäle
Online
Functions
Refunds
Limit per Transaction
Payrexx Pay
CHF 20’000
Payrexx Pay Plus
CHF 30’000
Documentation
How you activate Klarna
Frequently Asked Questions about Klarna for Online Shops
Answers to typical questions that merchants and SMEs have about the payment method Klarna, including important information on costs, security, and implementation for use in checkout or online stores.
Which Klarna options are available to me with Payrexx?
Klarna offers several payment models depending on the country. However, with Payrexx, only the Pay now option is currently available. Purchase on account and Pay later are not supported in this integration.
How does a Klarna payment work for my customers at checkout?
You let your customers select Klarna during checkout. Afterwards, they provide their email address, select the country of their bank, and are redirected to the Klarna page where they complete the payment. Then they return, and you receive the status in Payrexx.
What is Klarna and why should I offer Klarna in Payrexx?
Klarna is a payment provider from Sweden that offers various payment methods at checkout and is very well-known in many European markets. In Payrexx, you can activate Klarna as an integrated payment method to offer customers a familiar payment option and make the checkout process smooth for Klarna users. In the Payrexx integration, Klarna Pay now is currently available.
