Mastercard for online shops

Mastercard is one of the world's largest card payment systems and a key player in the co-branding credit card market in Europe. Mastercard is used by various banks and financial institutions to issue both debit cards and credit cards.

Transaction fees

Transaction fees

Mastercard
FREE

2.50%

+

0.3 CHF

2.50%

+

0.3 CHF

STANDARD

1.65%

+

0.18 CHF

1.65%

+

0.18 CHF

PREMIUM

1.35%

+

0.18 CHF

1.35%

+

0.18 CHF

Worldwide Acceptance

The worldwide acceptance of Mastercard makes it extremely convenient for cardholders to make payments regardless of their location.

Security and Protection

Mastercard places great importance on security and offers various security features such as EMV chip technology, tokenization, and real-time transaction monitoring.

International Payments

Mastercard enables the processing of payments in various currencies and the acceptance of cards from customers from different countries.

Processing by

Payrexx

Type

Cards and Wallets

Availability

CH, DE, AT, LI, FR, IT, UK, NL, DK

Währungen

All

Payout currencies

CHF, EUR, USD, GBP, DKK, CAD, AUD

Transaction fees

FREE

2.50%

+

0.3 CHF

2.50%

+

0.3 CHF

STANDARD

1.65%

+

0.18 CHF

1.65%

+

0.18 CHF

PREMIUM

1.35%

+

0.18 CHF

1.35%

+

0.18 CHF

Kanäle

Online

POS

softPOS

Functions

Refunds

Partial refunds

Pre-authorizations

Tokenizations

Limit per Transaction

Payrexx Pay

CHF 20’000

Payrexx Pay Plus

CHF 30’000

Documentation

How to activate your Mastercard

For existing customers

Log in to your Payrexx account and activate Mastercard in your payment provider settings. This way, Mastercard is ready for your customers alongside Google Pay, Visa, Apple Pay, Samsung Pay, TWINT etc.

For new customers

Create your Payrexx account at the push of a button and test Payrexx without obligation. Mastercard is already activated for Swiss merchants, and you only need to have your account verified before you can receive live payments with Mastercard.

For existing customers

Log in to your Payrexx account and activate Mastercard in your payment provider settings. This way, Mastercard is ready for your customers alongside Google Pay, Visa, Apple Pay, Samsung Pay, TWINT etc.

For new customers

Create your Payrexx account at the push of a button and test Payrexx without obligation. Mastercard is already activated for Swiss merchants, and you only need to have your account verified before you can receive live payments with Mastercard.

Frequently Asked Questions about Mastercard for Online Shops

Answers to typical questions that merchants and SMEs have regarding the Mastercard payment method, including essential information about costs, security, and implementation for use in checkout or online shop.

How secure is Mastercard for merchants?

If you integrate Mastercard for merchants with Payrexx in your webshop, we guarantee you the highest possible security with every transaction. Payrexx enables the following security measures when integrating the Mastercard payment method:

  • Personal data, both yours and your customers', is stored in compliance with GDPR on secure Swiss servers.

  • Payrexx is fully PCI DSS Level 1 certified, the highest global security standard for payment data, developed in cooperation with several credit card organizations.

  • To ensure secure data transmission, Payrexx uses encryption protocols like SSL (Secure Socket Layer) with 256-bit encryption, the highest security standard.

  • The 3-D Secure process enhances online payments with additional identification, minimizes fraud risks and chargebacks, and ensures maximum security and customer authentication.

Within just 5 minutes, with Payrexx and Mastercard for merchants, you can securely and effortlessly accept your first online payments.

Set up Payrexx Mastercard

Setting up Mastercard with Payrexx is extremely quick and easy. There is no need for lengthy registration procedures. Furthermore, you can benefit from our free open-source Payrexx plugins.

This enables you to seamlessly integrate Mastercard into your online shop project.

More information on setting up Mastercard in the most popular e-commerce systems:

View overview

Also with our customized system: Payrexx Merchant API

Set up Mastercard payments easily

The activation of Mastercard for online shops is extremely quick and seamless with Payrexx. There is no need for lengthy registration procedures. Moreover, you can benefit from our free Open-Source Payrexx plugins.

This enables a smooth integration of Mastercard for your online shop project.

Further information on implementing Mastercard in the most well-known e-commerce systems:

View overview

Also with our custom system: Payrexx Merchant API

What is Mastercard for online shops?

The Mastercard for online shops is very popular as a means of payment because it offers consumers a high level of security through comprehensive insurance and solid buyer protection. By integrating Mastercard payments into your online shop, you offer customers worldwide the opportunity to use their preferred payment method. In addition to Mastercard for online shops, Payrexx supports all leading credit card brands worldwide.

What are the fees for a Mastercard for the consumer?

The annual fees for consumers are between 20 CHF and 40 CHF for the Mastercard Standard, with an average of about 29 CHF per year. For the Mastercard Gold, the fees range from 45 CHF to 100 CHF, averaging about 60 CHF per year.

Is Mastercard accepted everywhere?

Visa and Mastercard are largely equivalent worldwide in terms of their acceptance. Therefore, you don't need to pay special attention when choosing your credit card in this regard.

How do you best pay in Switzerland?

Die meisten großen Warenhäuser, zahlreiche Geschäfte, Hotels, Restaurants und Souvenirshops akzeptieren neben Schweizer Franken auch Euro als Zahlungsmittel. Das Wechselgeld wird jedoch in Schweizer Franken ausgegeben. Es ist deshalb ratsam, Schweizer Franken an einem Geldautomaten abzuheben oder direkt mit Deiner EC-Karte oder Mastercard zu bezahlen.

Can you pay with Mastercard in Switzerland?

Yes, in Switzerland, you can pay with Mastercard in all designated stores and online shops. The most commonly used credit card brands in Switzerland are Visa, Mastercard, American Express, and Maestro. However, it is wise to check the foreign transaction fees in advance. An additional option is to pay contactlessly with Apple Pay or Google Pay.

Which credit cards are accepted in Switzerland?

In Switzerland, you can pay with many different credit cards. Not only in Switzerland, but worldwide, Visa and Mastercard are most commonly accepted, while American Express and Diners are less common. Please note that many credit cards are available as Visa and Mastercard. Depending on the provider, the fees at Payrexx start from 1.7%.

What does it cost to pay with Mastercard?

As a merchant, you should consider that credit card fees usually range from 1 to 3%. However, it is worth mentioning that with Payrexx, the fees start as low as 1.3%.

Test Payrexx free of charge and without obligation.

Without risk and without obligations. Discover how simple online payments can be.

Test Payrexx free of charge and without obligation.

Without risk and without obligations. Discover how simple online payments can be.

Test Payrexx free of charge and without obligation.

Without risk and without obligations. Discover how simple online payments can be.