PostFinance Pay
PostFinance Pay combines the previous payment methods PostFinance Card and PostFinance E-Finance into a fast, reliable payment method. Customers can pay directly with PostFinance Pay through the PostFinance App on their smartphone, without having to enter their PostFinance Card details every time.
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PostFinance Pay
FREE
STANDARD
PREMIUM
Comprehensive Services
PostFinance offers you a wide range of financial services, including PostFinance Pay, banking services, savings accounts, credit cards, mortgages, investment products, and much more.
Accessibility and Trust
With a widespread network of branches and ATMs in Switzerland, PostFinance enjoys the trust of customers and offers them convenient accessibility.
Innovation and Security
PostFinance invests in digital innovations to offer contemporary banking solutions and applies strict security standards to protect customers and their transactions.
Processing by
Payrexx
Type
Cards and Wallets
Availability
CH
Währungen
All
Payout currencies
CHF, EUR, USD, GBP, DKK, CAD, AUD
Transaction fees
FREE
STANDARD
PREMIUM
Kanäle
Online
Functions
Refunds
Partial refunds
Pre-authorizations
Tokenizations
Limit per Transaction
Payrexx Pay
CHF 20’000
Payrexx Pay Plus
CHF 30’000
Documentation
How to activate PostFinance Pay
Frequently Asked Questions about PostFinance Pay for Online Shops
Answers to typical questions that merchants and SMEs have about the payment method PostfinancePay, including important information about costs, security, and implementation for use in checkout or online shop.
Setup Payrexx PostFinance Pay
The activation of PostFinance Pay for online shops with Payrexx is swift and uncomplicated. There is no need for lengthy registration procedures. Additionally, you can benefit from our free open-source Payrexx plugins. This allows you a seamless integration of PostFinance Pay for your online shop project.
More information about implementing PostFinance Pay into the most popular e-commerce systems:
PostFinance Pay via Payrexx and WooCommerce integration
PostFinance Pay via Payrexx and Shopware integration
PostFinance Pay via Payrexx and Shopify integration
PostFinance Pay via Payrexx and Prestashop integration
PostFinance Pay via Payrexx and MyCommerce integration
PostFinance Pay via Payrexx and Magento integration
PostFinance Pay via Payrexx and Gambio integration
Also with our tailor-made system: Payrexx Merchant API
How secure is PostFinance Pay for merchants?
Integrate PostFinance Pay for merchants with Payrexx in your webshop, we guarantee you the greatest possible security for every transaction. Payrexx enables the following security measures when implementing the PostFinance Pay payment method:
Personal data, both yours and your customers, are stored in compliance with GDPR on secure Swiss servers.
Payrexx is fully PCI DSS Level 1 certified, the highest global security standard for payment data, developed in collaboration with several credit card organizations.
To ensure secure data transmission, Payrexx uses encryption protocols such as SSL (Secure Socket Layer) with 256-bit encryption, the highest security standard.
The 3-D Secure procedure strengthens online payments with additional identification, minimizes fraud risks and chargebacks, and ensures the highest security and customer authentication.
Within just 5 minutes, you can receive your first online payments safely and easily with Payrexx and PostFinance Pay for merchants.
Easily set up PostFinance Pay payments
The activation of PostFinance Pay for online shops with Payrexx is fast and trouble-free. It requires no lengthy registration procedures. Furthermore, you can benefit from our free open-source Payrexx plugins.
This enables you to smoothly integrate PostFinance Pay for your online shop project.
More information on implementing PostFinance Pay into the most well-known e-commerce systems:
PostFinance Pay via Payrexx and WooCommerce integration
PostFinance Pay via Payrexx and Shopware integration
PostFinance Pay via Payrexx and Shopify integration
PostFinance Pay via Payrexx and Prestashop integration
PostFinance Pay via Payrexx and MyCommerce integration
PostFinance Pay via Payrexx and Magento integration
PostFinance Pay via Payrexx and Gambio integration
Also with our customized system: Payrexx Merchant API
What is PostFinance Pay for online shops?
PostFinance Pay for online shops is very popular as a payment method, as it offers consumers a high level of security through comprehensive insurance and robust buyer protection. If you integrate PostFinance Pay payments into your online shop, you offer customers worldwide the opportunity to use their preferred payment method.
What is the Blue PostFinance card?
The PostFinance Card (officially written as PostFinance Card, formerly known as Postcard) is the debit card from PostFinance, which has been issued since April 2022 in combination with the Debit Mastercard. It was introduced in 1991 and serves as the successor to the Postomat Plus card as well as the blue, guaranteed postal checks.
Is the PostFinance Card a debit card?
Yes, the PostFinance Card is a debit card, not a credit card. When you pay online or in-store with your PostFinance Card, the amount is directly debited from your checking account. Unlike credit cards, a line of credit does not need to be granted first, which is then paid back later. Nevertheless, you can conveniently shop with your PostFinance Card in Switzerland and abroad, whether in stores or online. You can also withdraw cash worldwide.
Is the PostFinance Card a credit card?
No, the PostFinance Card is not a credit card, but a debit card. When you pay with the PostFinance Card, the amount is directly debited from your checking account. At the same time, you can use the PostFinance Visa Classic credit card and the Mastercard® Standard to shop on the internet or in stores worldwide, withdraw cash, and pay contactless at the checkout. This means you can make your purchases in many countries and everywhere these credit cards are accepted. Whether you're traveling and want to shop in foreign stores or comfortably shop online from home, these cards offer you the flexibility and convenience you need to handle payments securely and easily.
Can you shop abroad with PostFinance Pay?
Yes, you can shop abroad with PostFinance Pay as long as the PostFinance Pay logo is displayed at the payment terminal or on the store's website. This means that you can use this payment method in a variety of stores and online shops abroad to make purchases or pay for services. However, note that international transactions may occasionally incur fees, so it is advisable to check the fee policy of your bank or PostFinance before paying abroad.
Where to shop with PostFinance Pay?
With PostFinance Pay, you can shop worldwide wherever the PostFinance Pay logo is displayed. This means that you can pay cashlessly in a wide range of stores and online shops both in Switzerland and internationally. Whether you're shopping in your hometown or traveling, PostFinance Pay offers you the freedom and flexibility to complete your purchases conveniently and securely.
What does it cost when you pay with PostFinance Pay?
As you as a merchant probably already know, fees between 1 and 3 percent usually apply to credit card transactions.
At Payrexx, the transaction fees for PostFinance Pay, depending on the subscription, range between 1.5 and 1.9 percent + 0.20 CHF.
