Accept TWINT pay later in your online shop
With the new TWINT feature Pay Later, you offer your customers a modern payment option with additional flexibility to pay within 30 days. As a merchant, you receive your money immediately.
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TWINT später bezahlen
FREE
STANDARD
PREMIUM
Fill out the form and get started with TWINT “Pay Later”!
No risk for merchants: You receive the purchase amount immediately. The TWINT partner Swissbilling assumes the risk of default. The transaction fee for TWINT “Pay later” is 2.30%.
Bevorzugter Partner
With Payrexx, you can offer TWINT and all other usual payment methods in one place. Receive your payout as usual from a single source, even if your customers use TWINT "Pay Later."
“Pay Later”
The new feature TWINT Pay Later allows your customers to shop with added flexibility. They can decide at checkout whether to pay now or within 30 days. Here is the link to the overview page of TWINT.
Purchase on account completely digital
Integrate the TWINT Pay Later feature as a payment option into your online shop and enable your customers to pay immediately or within 30 days using TWINT. This provides a kind of classic invoice purchase, completely processed digitally via TWINT.
Processing by
Payrexx
Type
Cards and Wallets
Availability
CH
Währungen
All
Payout currencies
CHF
Transaction fees online
FREE
STANDARD
PREMIUM
Kanäle
Online
Functions
Refunds
Partial refunds
Pre-authorizations
Tokenizations
Limit per Transaction
Payrexx Pay
CHF 20’000
Payrexx Pay Plus
CHF 30’000
How to activate TWINT Pay Later
Frequently asked questions about TWINT Pay Later for online shops
Answers to typical questions that merchants and SMEs have about the payment method TWINT Pay Later, including important information on costs, security, and implementation for use in checkout or online shops.
How can you create a TWINT QR code?
Creating a TWINT QR code is quick and easy thanks to Payrexx's QR tool. Once you've logged into your Payrexx backend, you can create a QR code with just a few clicks, print it, and place it in your shop or webshop. Your customers then only need to scan it to be directly redirected to the payment page.
How secure is TWINT "Pay Later" from the buyer's perspective?
TWINT “Pay later” is just as secure as a classic TWINT payment.
How secure is TWINT "Pay Later" from the merchant's perspective?
For the merchant, the function is very secure and free of risk. The merchant assumes no risk.
What happens if someone doesn't pay?
As soon as the customer makes a purchase via TWINT “Pay Later” at the retailer, Swissbilling immediately pays the retailer the money and assumes the risk of default. This means, if the customer does not pay, it is Swissbilling's risk. The customer is then reminded and, if necessary, also warned. For the retailer, the function is therefore very secure and risk-free.
How can I as a merchant deactivate the later payment with TWINT or terminate the contract?
Werden alle Kundinnen und Kunden die Funktion "Pay later" in der TWINT App nutzen können?
The option to pay later will be offered to all TWINT users in the app, provided they are of legal age and have their residence in Switzerland. Additional conditions may be determined by the respective TWINT app issuers. The TWINT partner company Swissbilling will also conduct further checks, in particular a credit check.
Do I have to specify "Pay later" with TWINT as an additional payment option in my online shop?
You don't need to make any changes to your webshop to offer this feature. Your customers decide directly when paying in the TWINT app whether the transaction is paid immediately or later.
Who pays the fees?
The fees for using this solution are covered by the merchant. The option 'Pay later' is free of charge for the users of TWINT.
What are the advantages of TWINT pay later for shoppers?
With "TWINT pay later," customers benefit from a modern, paperless payment experience with high transparency and without hidden fees. Automated transfers reduce the risk of payment delays and reminders. The flexible payment option enables a more comfortable and controlled shopping experience. Partial and full returns can also be easily processed.
What are the benefits of TWINT pay later for online shops?
With "TWINT pay later," you offer your customers a modern, fully digital shopping experience – without any additional technical effort. Refunds and invoices are processed seamlessly and paperlessly via TWINT, while you receive your revenue immediately as usual. The flexible payment option strengthens customer loyalty and potentially increases your sales through higher conversion rates. Sellers bear no risk as the purchase price is paid out immediately.
