Visa for online shops

As one of the leading credit card brands, Visa offers a wide range of financial products, including debit and credit cards, issued by banks and financial institutions worldwide. With its global acceptance and high security standards, Visa is a trusted choice for consumers and merchants alike.

Transaction fees

Transaction fees

Visa
FREE

2.50%

+

0.3 CHF

2.50%

+

0.3 CHF

STANDARD

1.65%

+

0.18 CHF

1.65%

+

0.18 CHF

PREMIUM

1.35%

+

0.18 CHF

1.35%

+

0.18 CHF

Global Acceptance

The broad international acceptance of Visa credit cards offers cardholders a convenient and versatile way to use them, both in their home country and abroad.

Security and Protection

Visa places great importance on security and offers its customers advanced security measures, including EMV chip technology, 3-D Secure, and transaction monitoring.

Diversity

Visa offers a wide range of credit card products, including credit cards, debit cards, and prepaid cards, which cater to the diverse needs and preferences of consumers.

Processing by

Payrexx

Type

Cards and Wallets

Availability

CH, DE, AT, LI, FR, IT, UK, NL, DK

Währungen

All

Payout currencies

CHF, EUR, USD, GBP, DKK, CAD, AUD

Transaction fees

FREE

2.50%

+

0.3 CHF

2.50%

+

0.3 CHF

STANDARD

1.65%

+

0.18 CHF

1.65%

+

0.18 CHF

PREMIUM

1.35%

+

0.18 CHF

1.35%

+

0.18 CHF

Kanäle

Online

POS

softPOS

Functions

Refunds

Partial refunds

Pre-authorizations

Tokenizations

Limit per Transaction

Payrexx Pay

CHF 20’000

Payrexx Pay Plus

CHF 30’000

Documentation

How to activate Visa

For existing customers

Log in to your Payrexx account and activate Visa in your payment provider settings. This way, Visa is ready for your customers alongside Google Pay, Apple Pay, Samsung Pay, TWINT, etc.

For new customers

Create your Payrexx account at the push of a button and test Payrexx without obligation. Visa is already enabled for Swiss merchants and you only need to have your account verified before you can receive live payments with Visa.

For existing customers

Log in to your Payrexx account and activate Visa in your payment provider settings. This way, Visa is ready for your customers alongside Google Pay, Apple Pay, Samsung Pay, TWINT, etc.

For new customers

Create your Payrexx account at the push of a button and test Payrexx without obligation. Visa is already enabled for Swiss merchants and you only need to have your account verified before you can receive live payments with Visa.

Frequently Asked Questions about Visa for Online Shops

Answers to typical questions that merchants and SMEs have about the payment method Visa, including important information about costs, security, and implementation for use in checkout or online shop.

What are the benefits of Visa for merchants

With Visa, you offer secure, fast payments, attract international customers, and increase sales as well as trust during checkout.

What are the benefits of Visa for merchants

Pay with Visa worldwide quickly & securely, use cashback and protection against fraud or incorrect bookings – for stress-free shopping online and on-site.

How secure is Visa for merchants?

Visa is safe for merchants because:

  • Data is stored in compliance with GDPR on Swiss servers (yours and your customers')

  • Payrexx is PCI DSS Level 1 certified – the highest global security standard for payment data

  • 256-bit SSL encryption is used for secure transmission of all payment information

  • 3-D Secure procedure additionally protects against fraud and chargebacks (customers need to authenticate themselves when paying)

Set up payments with Visa for your online shop

Integrating Visa for online shops using Payrexx is quick and uncomplicated, without lengthy registration processes. Additionally, our free open-source Payrexx plugins are available to you to facilitate the integration.

This enables a smooth integration of Visa for your online shop project.

Further information on implementing Visa in the most well-known e-commerce systems:

View Overview

Also with our customized system: Payrexx Merchant API

What is Visa for online shops?

Visa is a globally accepted payment method that helps online shops reach more customers, process payments securely and quickly, and increase revenue. Thanks to high security standards and easy integration, Visa reduces fraud risks and lowers operating costs.

Who can apply for a Visa card?

To apply for a credit card, certain conditions must be met:

  • Minimum age of 18 years (legal age)

  • Permanent residence in Switzerland

  • Positive credit rating

  • Valid identification document (passport or ID card)

What disadvantages does the Visa debit card have?

Visa debit cards are not accepted everywhere, e.g., at hotels or rental cars. Additional services are often lower, overdrafts can become expensive.

What does daily limit Visa card mean?

The daily limit of your credit card determines how much you can spend or withdraw per day at most – for protection against misuse and for better control.

What is the transaction limit for VISA?

The credit card limit for a Visa card varies depending on the bank and cardholder due to creditworthiness and agreements. Generally, it ranges from several hundred to several thousand CHF. You can find out the exact limit from your bank or the credit card issuer.

At Payrexx, the limit is as follows:

  • Payrexx Direct limit: 30,000 CHF

  • Payrexx Swiss Collect limit: 20,000 CHF

What is a Visa card?

With Visa credit cards, you can make payments and withdraw cash in Switzerland and abroad. They are also ideal for online purchases. Depending on the card type, the account is debited either immediately or at a later date from your account.

Test Payrexx free of charge and without obligation.

Without risk and without obligations. Discover how simple online payments can be.

Test Payrexx free of charge and without obligation.

Without risk and without obligations. Discover how simple online payments can be.

Test Payrexx free of charge and without obligation.

Without risk and without obligations. Discover how simple online payments can be.