Your affordable alternative to a Kartenlesegerät: That is Payrexx Tap to Pay

With Tap to Pay by Payrexx, you transform your smartphone into a terminal and become independent of expensive hardware. The solution is cost-efficient, flexible to use, and just as secure as a traditional Kartenlesegerät.

20 Nov 2025

Linda

Rajan

Carvolution App

Imagine you are running a small chestnut stand at the weekly market in autumn. The smell of your freshly roasted chestnuts drifts across the square. Customers queue up with their mouths watering. But more and more frequently, instead of cash, they pull out their card or smartphone to pay. It quickly becomes clear to you: Cash payments alone are no longer enough.

A classic Kartenlesegerät would be one option, but acquiring it is expensive, causes monthly costs and sits unused outside of the season. Even TWINT alone does not meet all your needs because what about those customers who do not have a TWINT app or prefer to pay by credit card? 

This is where Tap to Pay by Payrexx comes into play. With the free app, you turn your smartphone into a full-fledged payment terminal: Simply enter the amount, hold the card to the phone or scan the QR code with TWINT. And your customers have paid.

Learn more about Tap to Pay ➜

With the Tap to Pay app by Payrexx, you practically have the terminal in your pocket. Simply download the app from the Google Play Store, link it to your Payrexx account and you're ready to go.

Currently, Tap to Pay is available for Comerciante with a business headquarters in Switzerland. The solution is ideal for small businesses, food stands, pop-up stores, seasonal markets or mobile service providers (like a personal trainer in the park or a hairdresser on home visits). It is also a good solution for SMEs, start-ups with a small budget, courier and delivery services, independent consultants or companies looking for a backup solution for their stationary POS system.

In summary, Tap to Pay is useful wherever flexibility counts and the costs remain low.

What is Tap to Pay?

Behind Tap to Pay is the technology SoftPOS (“Software Point of Sale”). It turns your smartphone or tablet with NFC (Near Field Communication) into a full-fledged Kartenlesegerät. This technology is the same as the one you know from contactless payments at the supermarket. The only difference is that you receive the payment with your smartphone instead of with an external terminal. 

The app becomes your mobile “business dashboard”: You have full control over your transaction overview, can easily refund payments, analyse your income and even switch between multiple devices if you use more than one. The tip function can also be activated as needed. 

All you need is a NFC-enabled Android smartphone (from version 8.1).

Then you can quickly download the app and get started: 

  • Download app: Go to the Google Play Store and download the free Tap to Pay app onto your device.

  • Link account: Log into your Payrexx account, go to the “Tap to Pay” menu item and follow the instructions to connect the app. If you do not have an account yet, you can create one for free and use Tap to Pay directly with the free plan. 

  • Get started: From now on, you can receive payments wherever your phone has internet access.

The payment process is also very simple: Once your buyers are ready to pay, you open the app, enter the desired amount and hand the phone to the customer. They just need to hold their card or mobile wallet against your smartphone and the payment is made. And those who want to pay with TWINT can simply scan the QR code on your display with their app.

The following payment methods are available to you:

And now you can accept payments at your chestnut stand, ice cream cart, hair salon and beyond. 

All benefits at a glance

A pricing model that remains fair

No fixed costs, no subscription fees, no maintenance costs: You can already use Tap to Pay with the free plan at transaction fees of 1.65% + 0.15 EUR – with the premium plan you even pay only 1.25% + 0.15 EUR. So there are no costs even in the off-season!


Flexibility you really need

Whether at markets, in a taxi, in a pop-up store or at a client meeting: With your Android device, you can accept payments whenever you have internet access. You don’t need additional hardware and no complex setup. This makes Tap to Pay a reliable companion in your professional life.


A solution that grows with your business

When your business grows, Tap to Pay simply grows with it. You can activate additional smartphones at any time and use the same account in the team. Although you pay a fee of 4 EUR per month for each additional active device, this is still less than what a Kartenlesegerät would cost.


Security you can rely on

An app on the phone – is that secure? Yes, Tap to Pay is just as secure as a conventional terminal! The solution meets the highest security standards in the financial sector. It is PCI DSS compliant, which means every payment transaction is encrypted and tamper-proof. 


Suitable for the Swiss market

For Swiss Comerciante, simplicity is central. That’s why the app is designed as simple as possible and can be set up in just a few steps. Refunds and cancellations can be made directly via the app or Payrexx backend and receipts can be sent digitally by email or SMS.

Already many satisfied customers

Already many satisfied customers - Many companies already appreciate Tap to Pay now. Starpiercing has recently been using Tap to Pay and finds the app integrates “seamlessly into everyday life” without technical hurdles. Floyd Fungi is also convinced: “Tap to Pay saves time and ensures smooth transactions.”

Paying has never been easier

Back to your chestnut stand at the weekly market: The queue is long, the atmosphere cosy, the smell of freshly roasted chestnuts is in the air. A customer pulls out their card, holds it briefly against your smartphone – and the payment is completed! No coin counting, no expensive terminal to lug around, just calmly sell your hot chestnuts. Perfect.

👉 Start now for free with Tap to Pay:

Get started with Tap to Pay ➜

Test for free now

Create your Payrexx account in minutes and test the most convenient payment solution for SMEs without obligation and free of charge!

Test for free now

Create your Payrexx account in minutes and test the most convenient payment solution for SMEs without obligation and free of charge!