American Express for online stores

American Express, abbreviated to Amex, is a global provider of financial services. The product range mainly comprises credit cards. Amex cardholders tend to place larger orders and spend more. American Express is known worldwide and is often associated with trust and quality. Accepting this card can boost your company's reputation.

Customer loyalty

Amex cardholders are often loyal customers who specifically look for merchants who accept their card. By offering Amex, you could retain these loyal customers and encourage them to shop with you more often.

Shopping cart size

Amex cardholders tend to place larger orders and spend more. Even if the fees are higher, you could benefit from larger transactions. Accepting this card can increase your customers' confidence.

Integration

Payrexx facilitates the implementation of American Express as a payment method and enables merchants to benefit quickly and smoothly from the advantages of this modern payment option. This allows you to offer Amex alongside Apple Pay, TWINT, PostFinance, Reka and many more.

Functions of American Express / AMEX for online stores

Currencies

Payments

All

Payout currency

CHF, EUR, USD, GBP, DKK, CAD, AUD

Availability

Switzerland, Germany, Austria, Liechtenstein, France, Italy, United Kingdom, Netherlands, Denmark

Transaction fees

  • ... - CHECKOUT Plan

  • ... - STARTER Plan

  • ... - PLUS Plan

  • ... - PRO Plan

More

Limit per transaction

  • CHF 20,000 (Payrexx Swiss Collect)

  • CHF 30,000 (Payrexx Direct)

Disbursements

  • Payout to your bank account

  • Weekly payment intervals

  • Monthly payment intervals

Downloads

Price list (DE)
Price list (EN)
Price list (FR)
Price list (IT)

Documentation

Advantages of American Express / AMEX

For you as a retailer

Despite potentially higher transaction fees, the decision to offer Amex can make sense for many businesses. For one, accepting American Express significantly expands the customer base: many of Amex's loyal customers are specifically looking for merchants who accept this payment option. So by offering American Express, you can appeal to a wider range of customers and attract potential buyers.

In addition, Amex cardholders tend to place larger average orders, resulting in higher transaction values. This can significantly increase your sales and improve your store's profitability. The strong brand trust associated with American Express can boost customer confidence in a merchant and give them the confidence to shop with them.

The attractive rewards programs and loyalty benefits that Amex offers can encourage customers to shop with a merchant more frequently and build loyal customer relationships. Amex acceptance can also provide a competitive advantage, as not all merchants accept this card.

For your customers

If a shopper has an Amex card, he or she often feels encouraged to shop at merchants who accept this payment method. A particular incentive is being able to take advantage of the rewards associated with Amex.

The fact that American Express is an internationally recognized brand also gives its users the opportunity to shop at foreign online merchants and conduct cross-border transactions. Amex customers appreciate the security and protection that Amex offers and feel reassured when using their card for online purchases.

The rewards and loyalty benefits associated with an Amex card further encourage customers to shop at merchants that accept Amex. They see the opportunity to collect points or benefit from special offers. All in all, the shopper sees accepting Amex as a welcome opportunity to improve their shopping experience and benefit from the advantages of this credit card. As a result, they feel particularly comfortable and welcome at merchants that offer Amex.

How to activate American Express / AMEX

Existing customer

Log in to your Payrexx account and activate American Express in your payment provider settings. American Express is now ready for your customers, along with Apple Pay, Samsung Pay, TWINT , etc.

Not a customer yet?

Create your Payrexx account at the click of a button and test Payrexx without obligation. American Express is already activated for Swiss merchants and you only need to have your account verified before you can receive live payments with American Express.

Frequently asked questions about American Express / AMEX

  • American Express (Amex) operates in Switzerland in a similar way to other countries and offers a wide range of credit card and payment solutions for individuals and businesses. Using Amex usually begins with a card application, where potential cardholders provide the required information and undergo a credit check.

    Once the card has been approved and authorized, American Express issues the physical or virtual card. Cardholders can then use their Amex card at merchants and online stores that accept Amex as a payment method. This enables them to make purchases, use services and process payments conveniently.

  • The minimum age for an Amex card is 18 years. For other credit cards, you often need to be resident in Switzerland. With American Exprexx, however, you can often apply for a credit card even if you live abroad but have a bank account in Switzerland.

  • American Express does not charge any fees when you use this payment option as a shopper:in for shopping, whether in stores, online or via apps.

    As a merchant, however, if you offer American Express in your online store, you will pay a transaction fee depending on the payment provider. With Payrexx, this is between 3% and 5%, depending on the transaction volume of the merchant.

  • The company's core offerings consist mainly of credit cards. In addition, the company also provides banking and investment services and offers insurance services. The credit card issued by American Express is known worldwide as the "Amex Card".

  • Although Visa and Mastercard credit cards are still more widely accepted than Amex credit cards, cardholders in Switzerland now have the opportunity to use their American Express credit card at major supermarkets, petrol stations, furniture retailers, fashion stores and, of course, online retailers.

  • American Express offers various credit card models. Here is a comparison of the costs of the individual cards:

    • Platinum Card: 60 euros per month, without admission fee

    • Gold Card: 12 euros per month

    • American Express Card: five euros per month for the first year, thereafter free of charge with an annual turnover of up to 9,000 euros

    • Blue Card: free of charge

    • PAYBACK card: free of charge

  • The activation of American Express for online stores is extremely quick and easy with Payrexx. No lengthy registration procedures are required. You can also benefit from our free open source Payrexx plugins.

    This enables you to integrate Amex smoothly into your online store project.

    Further information on the implementation of American Express in the best-known e-commerce systems:

    View overview

    Also with our customized system: Payrexx Merchant:inside API

  • Setting up American Exprexx with the help of Payrexx is extremely quick and easy. No lengthy registration procedures are required. You can also benefit from our free open source Payrexx plugins.

    This enables you to integrate Amex smoothly into your online store project.

    Further information on the implementation of American Express in the best-known e-commerce systems:

    View overview

    Also with our customized system: Payrexx Merchant:inside API

  • If you integrate American Express for merchants with Payrexx in your webshop, we guarantee you the greatest possible security for every transaction. Payrexx enables the following security precautions when integrating the Amex payment method:

    • Personal data, both yours and that of your customers, is stored on secure Swiss servers in compliance with the GDPR.

    • Payrexx is fully PCI DSS Level 1 certified, the highest global security standard for payment data, developed in cooperation with several credit card organizations.

    • To ensure secure data transmission, Payrexx uses encryption protocols such as SSL (Secure Socket Layer) with 256-bit encryption, the highest security standard.

    • The 3-D Secure process strengthens online payments with additional identification, minimizes fraud risks and chargebacks, and ensures maximum security and customer authentication.

    Within just 5 minutes, you can accept your first online payments securely and easily with Payrexx and American Express for merchants.

Are you ready to get started? Try Payrexx free of charge and without obligation.