Bancontact for online stores

Bancontact can be used to purchase goods and services in both physical stores and online stores. Bancontact is one of the leading payment methods in Belgium and enables consumers to pay online and in stores. It is a popular debit card payment method that you can also offer quickly and easily in Switzerland thanks to Payrexx.

Trustworthy

Bancontact payments are safe and reliable. Customers are familiar with this method, which is widely used in Belgium, and feel safe and welcome when shopping in your store.

International

Belgian customers using Bancontact can also place international orders. This allows you to expand your business across borders and present your product or service to a wider European market.

Integration

Payrexx facilitates the implementation of Bancontact as a payment method and enables merchants to benefit quickly and smoothly from the advantages of this modern payment option.

Functions of Bancontact for online stores

Currencies

Payments

All

Payout currency

CHF, EUR, USD, GBP, DKK, CAD, AUD

Availability

Switzerland, Germany, Austria, Liechtenstein, France, Italy, United Kingdom, Netherlands, Denmark

Transaction fees

  • ... - FREE plan

  • ... - STANDARD Plan

  • ... - PREMIUM plan

More

Limit per transaction

  • CHF 20,000 (Payrexx Swiss Collect)

  • CHF 30,000 (Payrexx Direct)

Payments

  • Payout to your bank account

  • Weekly payment intervals

  • Monthly payment intervals

Downloads

Price list (DE)
Price list (EN)
Price list (FR)
Price list (IT)

Documentation

Advantages of Bancontact

For you as a merchant

By integrating Bancontact into your online store, you gain access to the Belgian market, where Bancontact is widely used as a leading payment method. This allows you to expand your reach to a significant market segment and gain new customers in Belgium.

One of the key benefits is that accepting Bancontact can increase the conversion rate. Belgian customers often prefer this familiar payment method because it is simple and secure. As a result, they are more likely to complete a purchase, which can lead to higher sales.

In addition, the integration of Bancontact also allows you to address international customers. Customers from Belgium who pay with Bancontact could also place international orders in your online store. This opens up the opportunity to expand your business beyond national borders and grow internationally.

For your customers

In Belgium, Bancontact is widely used and well known, which creates a sense of familiarity. This makes the payment process for online shopping smoother and less stressful. Customers don't have to deal with complex payment methods and can complete transactions quickly and easily.

Another big advantage for buyers is the security that Bancontact offers. Since Bancontact payments are directly linked to their own bank account, customers can be sure that their transactions are protected and transparent. This helps to strengthen customers' trust in your online store.

Another important aspect is the international use of Bancontact. Belgian customers who use Bancontact can use it to shop not only with domestic providers, but also with online retailers in other European countries. This significantly expands their shopping options and gives them access to a wider range of products.

How to activate Bancontact

Existing customer

Log in to your Payrexx account and activate Bancontact in your payment provider settings. Bancontact will then be offered automatically, together with Visa, PostFinance, Reka, Mastercard etc.

Not a customer yet?

Create your Payrexx account at the click of a button and test Payrexx without obligation. Bancontact is already activated for Swiss merchants and you only need to have your account verified before you can receive live payments with Bancontact.

Frequently asked questions about Bancontact for online stores

  • Bancontact functions as a type of debit card that has been specially developed for processing online payments.

    The advantage of Bancontact is that the payment is made in real time, enabling fast processing. It is also secure, as it usually requires additional authentication steps to verify the identity of the customer. This makes it a popular and trusted payment method in Belgium, especially for online purchases.

  • Bancontact, formerly known as Mister Cash, is a payment option that enables consumers in Belgium to make online transfers. In the 1980s, the companies Bancontact and Mister Cash merged to create this payment method. With over 15 million cardholders, Bancontact is now the leading provider of electronic payments in Belgium. More than 80 percent of Belgian online stores offer their customers the option of conveniently paying their bills with Bancontact.

  • Bancontact does not charge any fees when you as a shopper use:in Bancontact, whether in stores, online or in apps.

    However, merchants pay a transaction fee depending on the payment provider. With Payrexx, this is between 1.6% and 2.4%, depending on the merchant's transaction volume.

  • Payments with Bancontact are a common method in Belgium. With over 15 million cards in circulation, this widespread payment method is very popular in the country.

    You can either use a physical Bancontact card or the handy Bancontact app, which is linked to your Belgian bank account. The special thing about online payments with Bancontact is that they are extremely secure and reliable and receive immediate confirmation.

    If you use Bancontact for online payments, you will be redirected to the Bancontact website or app to authorize the transaction. You will then seamlessly return to the merchant's website, where you will be immediately informed about the success or any problems with the payment. This ensures a smooth and transparent processing of online payments with Bancontact.

  • Bancontact is a widespread payment system in Belgium and is mainly used in Belgium. In Switzerland, Bancontact is not so widespread and it is unlikely that many Swiss online stores accept this payment method.

    In Switzerland, the usual payment methods for online purchases are credit cards (such as Visa and Mastercard), debit cards (such as Maestro), PayPal and bank transfers. The exact payment methods may vary from one online store to another. It is advisable to check the payment options on the website of the respective online store or contact the store's customer service directly for information on the accepted payment methods.

    If you have a Bancontact card and want to shop in Switzerland, you should make sure that the online store offers this payment option. Otherwise, you will have to use one of the more common payment methods in Switzerland.

  • The activation of Bancontact for online stores is extremely quick and easy with Payrexx. No lengthy registration procedures are required. You can also benefit from our free open source Payrexx plugins.

    This enables you to integrate Bancontact smoothly into your online store project.

    Further information on the implementation of Bancontact in the most popular e-commerce systems:

    View overview

    Also with our customized system: Payrexx Merchant:inside API

  • Setting up Bancontact with Payrexx is extremely quick and easy. No lengthy registration procedures are required. You can also benefit from our free open source Payrexx plugins.

    This enables you to integrate Bancontact smoothly into your online store project.

    Further information on the implementation of Bancontact in the most popular e-commerce systems:

    View overview

    Also with our customized system: Payrexx Merchant:inside API

  • If you integrate Bancontact for merchants with Payrexx in your webshop, we guarantee you the greatest possible security for every transaction. Payrexx enables the following security precautions when integrating the Bancontact payment method:

    • Personal data, both yours and that of your customers, is stored on secure Swiss servers in compliance with the GDPR.

    • Payrexx is fully PCI DSS Level 1 certified, the highest global security standard for payment data, developed in cooperation with several credit card organizations.

    • To ensure secure data transmission, Payrexx uses encryption protocols such as SSL (Secure Socket Layer) with 256-bit encryption, the highest security standard.

    • The 3-D Secure process strengthens online payments with additional identification, minimizes fraud risks and chargebacks, and ensures maximum security and customer authentication

    With Payrexx and Bancontact for merchants, you can accept your first online payments securely and easily in just 5 minutes.

Are you ready to get started? Try Payrexx free of charge and without obligation.