Payrexx vs Worldline
Swiss SME solution vs. global enterprise provider
Worldline is a global payment service provider with many years of experience, offering both acquirer and PSP services. Payrexx is a Swiss payment facilitator that specialises in simple and cost-efficient solutions for SMEs. Both support the Swiss market – but there are significant differences in terms of costs, plugins and support.
Monthly total costs of Payrexx and Worldline with a revenue of EUR 20,000
Monthly total costs of Payrexx and Worldline at revenue of EUR 100,000
What are the advantages and disadvantages of Payrexx and Worldline?
Payrexx impresses with lower costs, more payment methods (16 vs. 12), free plugins, integrated e-commerce tools and free personal support. Disadvantages are the moderate level of awareness and the Swiss focus.
Worldline offers omnichannel solutions and no monthly fixed costs, but has partly paid plugins, a paid support hotline, no e-commerce tools and fee structures that are not very transparent.
Comparison table of advantages and disadvantages: Payrexx vs Worldline
Payrexx
Advantages
Numerous payment methods (including TWINT and PostFinance Pay)
Free plugins
Integrated e-commerce tools
Low transaction fees
Free trial available
Swiss companies
Personal support
Support for in-person payments (POS, Tap to Pay & QR Pay)
Disadvantages
Moderate awareness
Focus on e-commerce in Switzerland and Europe
Moderate Google rating
Worldline
Advantages
Numerous payment methods (including TWINT and PostFinance Pay)
No monthly fixed costs
High recognition
Support for omnichannel payments (POS)
Disadvantages
Partially paid plugins
No e-commerce tools
Fees not transparent
Paid support hotline
Relatively low Google rating
Which payment methods do Payrexx and Worldline offer?
Both providers support the most important payment methods: credit cards, TWINT, PostFinance Pay, Apple Pay and Google Pay. In addition, Payrexx offers Samsung Pay, WIR Pay, Centi and Pay by Bank – four methods that Worldline does not offer. Worldline, however, supports Reka, just like Payrexx. For Comerciante, who want to offer their customers the maximum possible selection of payment methods, Payrexx has a clear lead with 16 supported methods compared to 12.
Payment Methods Comparison Table Payrexx vs Worldline
Payrexx
Worldline
Mastercard
Yes
Yes
Visa
Yes
Yes
Postfinance Pay
Yes
Yes
Twint
Yes
Yes
American Express
Yes
Yes
Entdecken
Yes
Yes
PayPal
Yes
Yes
Apple Pay
Yes
Yes
GooglePay
Yes
Yes
Samsung Pay
Yes
No
WIRpay
Yes
No
REKA
Yes
Yes
CENTI
Yes
No
CRYPTO
Yes
Yes
Purchase on account
Yes
Yes
Zahlung per Bank
Yes
No
How do the integrations of Payrexx and Worldline differ?
Payrexx offers free plugins for all common shop systems, including Shopify, WooCommerce, Shopware, MyCommerce, JTL and Ecwid. At Worldline, some plugins are subject to a fee, and there is no integration for Shopify and Ecwid. Payrexx also offers integrated e-commerce tools (payment links, QR Pay, mini web shop), which are completely missing at Worldline. Worldline’s offering is aimed more at larger companies with individual requirements.
Comparison table plugins and integrations Payrexx vs Worldline
Payrexx
Worldline
Yes
No
Yes
No
Yes
Yes
Yes
No
Yes
Yes
Yes
Yes
Yes
Yes
How is the support at Payrexx and Worldline?
Payrexx offers personal support with direct contact persons in Switzerland, including advice for SMEs. Worldline relies on a paid support hotline – a disadvantage especially for smaller companies. Google ratings confirm this difference: Payrexx has 3.9 stars (155 reviews), Worldline 2.9 stars (674 reviews).
Who is Payrexx suitable for and who is Worldline suitable for?
Payrexx is the right choice for SMEs and growing online shops that are looking for a cost-effective solution with a broad range of features and personal support. Worldline is more suitable for larger companies that require omnichannel solutions (online + POS) and are prepared to pay accordingly for individual support.
Which provider is easier to set up – Payrexx or Worldline?
Payrexx is quickly ready to use as a payment facilitator with a single contract and no setup costs. Verification takes place on the same day. Worldline also offers an e-commerce package without monthly fixed costs, but setup for individual or larger solutions requires direct contact with sales. For SMEs that want to get started quickly, Payrexx is the more straightforward way.
How much does Payrexx cost compared to Worldline?
With 20'000 EUR in monthly revenue, the costs at Payrexx are 355 EUR and at Worldline 378 EUR. Payrexx is therefore 23 EUR cheaper per month. With 100'000 EUR in revenue, the difference increases: Payrexx costs 1'579 EUR, Worldline 1'890 EUR – a difference of 311 EUR per month. One important aspect: At Worldline, the fees are often not fully transparent, and individual offers for larger customers must be requested directly from sales.
Cost comparison table Payrexx vs Worldline
Provider
Subscription
Setup costs
Monthly costs
Transaction fees
Payrexx
Kostenlos
CHF 0.00
CHF 0.00
2.50%
+
CHF 0.30
Payrexx
Standard
CHF 0.00
CHF 19.00
1.65%
+
CHF 0.18
Payrexx
Premium
CHF 49.00
1.35%
+
CHF 0.18
Worldline
Worldline E-Payments
CHF 0.00
CHF 0.00
1.70%
+
CHF 0.19
Worldline
Worldline Pay By Link
CHF 0.00
CHF 0.00
1.70%
+
CHF 0.19
Worldline
Worldline Web powered by Wix
CHF 0.00
CHF 29.00
1.70%
+
CHF 0.19
Additional Remarks
Payrexx
Payrexx is especially easy to set up as a payment facilitator – no programming knowledge is required. For verification, a valid photo ID and, if applicable, a commercial register number are required. If registration is completed by 4 p.m., the review takes place on the same day. Start-ups receive a 30% discount, non-profit organizations benefit from a 50% reduction on the transaction fees.
Worldline
At Worldline, transaction fees are not always fully transparent – individual conditions must be requested from Sales. A paid hotline is used for support requests. In addition to e-commerce packages, Worldline also offers a combined offer with Wix for Comerciante:innen who want to build an online shop at the same time.
Conclusion: Payrexx or Worldline – who offers more for less?
Payrexx offers personal support with direct contact persons in Switzerland, including advice for SMEs. Worldline relies on a paid support hotline – a disadvantage especially for smaller companies. Google ratings confirm this difference: Payrexx has 3.9 stars (155 reviews), Worldline 2.9 stars (674 reviews).
