Payrexx vs PostFinance vs wallee
The three most popular Swiss payment facilitators in a three-way comparison
PostFinance, wallee and Payrexx are all Swiss payment providers that act as payment facilitators and simplify entry into online payments. All three offer a broad range of payment methods and personal support. However, there are clear differences in costs, e-commerce tools and plugin coverage.
Monthly total costs of Payrexx, Postfinance and wallee at a revenue of EUR 20,000
Monthly total costs of Payrexx, PostFinance and wallee at a turnover of EUR 100,000
What are the advantages and disadvantages of PostFinance, wallee and Payrexx?
Payrexx leads with the lowest costs without setup fees, 16 payment methods and integrated e-commerce tools. Drawbacks are moderate brand awareness and the average Google rating.
PostFinance benefits from high brand awareness in Switzerland and a broad range of payment methods, but charges setup costs and offers neither e-commerce tools nor QR Pay.
wallee impresses with modular architecture and personal support, but has no e-commerce tools, some paid plugins and supports fewer payment methods than Payrexx.
Comparison table of advantages and disadvantages PostFinance vs wallee vs Payrexx
Payrexx
Advantages
Numerous payment methods (including TWINT and PostFinance Pay)
Free plugins
Integrated e-commerce tools
Low transaction fees
Free trial available
Swiss companies
Personal support
Support for in-person payments (POS, Tap to Pay & QR Pay)
Disadvantages
Moderate awareness
Focus on e-commerce in Switzerland and Europe
Moderate Google rating
PostFinance
Advantages
Numerous payment methods (including TWINT and PostFinance Pay)
Free plugins
Low transaction fees
Free trial available
Swiss company
High recognition in Switzerland
Personal support
Disadvantages
Samsung Pay not supported
No e-commerce tools
High setup costs (one-time)
Low Google rating
wallee
Advantages
Numerous payment methods (including TWINT and PostFinance Pay)
Low transaction fees
Free trial available
Swiss company
Personal support
Many customization options
Disadvantages
Numerous payment methods (including TWINT and PostFinance Pay)
Low transaction fees
Free trial available
Swiss company
Personal support
Many customization options
Which payment methods do PostFinance, wallee and Payrexx offer?
All three providers support the core methods: credit cards, TWINT, PostFinance Pay, Apple Pay and Google Pay. Payrexx offers the broadest selection with 16 methods, including exclusively Samsung Pay, Centi and Pay by Bank. PostFinance supports 14 methods (without Samsung Pay and Centi), wallee 12 methods (without Samsung Pay, Reka, Centi and Pay by Bank). For Comerciante who want maximum flexibility in payment methods, Payrexx has the edge.
Comparison table of payment methods PostFinance vs wallee vs Payrexx
Payrexx
PostFinance
wallee
Mastercard
Yes
Yes
Yes
Visa
Yes
Yes
Yes
Postfinance Pay
Yes
Yes
Yes
Twint
Yes
Yes
Yes
American Express
Yes
Yes
Yes
Entdecken
Yes
Yes
Yes
PayPal
Yes
Yes
Yes
Apple Pay
Yes
Yes
Yes
GooglePay
Yes
Yes
Yes
Samsung Pay
Yes
No
No
WIRpay
Yes
Yes
Yes
REKA
Yes
Yes
No
CENTI
Yes
No
No
CRYPTO
Yes
Yes
Yes
Purchase on account
Yes
Yes
Yes
Zahlung per Bank
Yes
No
No
Which Swiss provider has the best integrations?
Payrexx offers free plugins for all common shop systems and is the only one of the three providers with integrated e-commerce tools (payment links, QR Pay, mini webshop). PostFinance also offers free plugins, but no e-commerce tools. With wallee, some plugins are subject to a fee, and e-commerce tools are also missing. Payrexx also covers MyCommerce, which is available with wallee and PostFinance (wallee also supports MyCommerce).
Comparison table of plugins and integrations PostFinance vs wallee vs Payrexx
Payrexx
PostFinance
wallee
Yes
No
wallee
Yes
No
wallee
Yes
Yes
wallee
Yes
Yes
wallee
Yes
Yes
wallee
Yes
Yes
wallee
Yes
Yes
wallee
Which provider offers the best support?
All three are Swiss companies with personal support – a clear advantage over international providers. Google ratings: Payrexx 3.9 stars (155), wallee 3.4 stars (133), PostFinance 2.2 stars (178). Payrexx and wallee are clearly ahead of PostFinance here, with Payrexx having the highest customer satisfaction.
Which Swiss provider suits which company?
Payrexx is ideal for SMEs seeking an affordable all-in-one solution with e-commerce tools and maximum payment method coverage. PostFinance is suitable for companies already embedded in the PostFinance ecosystem. wallee is the right choice for companies with specific technical requirements for a modular architecture.
Which provider is set up the fastest?
Payrexx offers the fastest entry: no setup costs, same-day verification. PostFinance charges one-time setup fees and requires a PostFinance business account. wallee requires technical steps for plugin setup. All three offer a free trial. For Comerciante, who want to get started immediately, Payrexx is the most straightforward choice.
How much do PostFinance, wallee and Payrexx cost compared to each other?
At 20'000 EUR monthly revenue: Payrexx 355 EUR, PostFinance 365.90 EUR, wallee 369.95 EUR. The differences are small, but Payrexx is the cheapest. At 100'000 EUR revenue, the difference becomes clearer: Payrexx 1'579 EUR, wallee 1'739.90 EUR, PostFinance 1'749.90 EUR. Important: PostFinance additionally charges setup costs of 199–249 EUR, while Payrexx and wallee start without setup fees. Payrexx also offers discounts for start-ups and NPOs.
Cost comparison table PostFinance vs wallee vs Payrexx
Provider
Subscription
Setup costs
Monthly costs
Transaction fees
Payrexx
Kostenlos
CHF 0.00
CHF 0.00
2.50%
+
CHF 0.30
Payrexx
Standard
CHF 0.00
CHF 19.00
1.65%
+
CHF 0.18
Payrexx
Premium
CHF 49.00
1.35%
+
CHF 0.18
PostFinance
Checkout All-in-One
CHF 199.00
CHF 14.90
2.50%
+
CHF 0.00
PostFinance
E-Commerce Bundle
CHF 0.00
CHF 19.90
1.55%
+
CHF 0.18
PostFinance
Checkout Flex
CHF 249.00
CHF 19.90
1.55%
+
CHF 0.18
wallee
Business
CHF 0.00
CHF 69.90
1.55%
+
CHF 0.12
Additional Remarks
Payrexx
Payrexx is especially easy to set up as a payment facilitator – no programming knowledge is required. For verification, a valid photo ID and, if applicable, a commercial register number are required. If registration is completed by 4 p.m., the review takes place on the same day. Start-ups receive a 30% discount, non-profit organizations benefit from a 50% reduction on the transaction fees.
PostFinance
To use PostFinance Checkout, a PostFinance business account or a credit card for fee billing is required. Additionally, one-time setup costs from 199 EUR (Checkout All-in-One) to 249 EUR (Checkout Flex) apply. A free simulation mode enables merchants to test the integration in advance.
Conclusion: Which Swiss PSP offers the best overall package?
All three are Swiss companies with personal support – a clear advantage over international providers. Google ratings: Payrexx 3.9 stars (155), wallee 3.4 stars (133), PostFinance 2.2 stars (178). Payrexx and wallee are clearly ahead of PostFinance here, with Payrexx having the highest customer satisfaction.
