wallee vs PayPal
Swiss modular solution against the global payment giant
With over 400 million users worldwide, PayPal is the best-known payment provider. But for Swiss online shops, recognition is not everything – costs, local payment methods, and support play an equally important role. In this comparison, we show why wallee is the significantly more attractive solution for Swiss SMEs.
Total monthly costs of wallee and PayPal with a turnover of CHF 20,000
Total monthly costs of wallee and PayPal with a turnover of EUR 100,000
What are the advantages and disadvantages of wallee and PayPal?
As a Swiss payment facilitator, wallee offers significantly lower fees (over 53% less than PayPal), all major Swiss payment methods including TWINT and PostFinance Pay, personal support and a modular architecture. Disadvantages are the lack of e-commerce tools and lower international recognition.
PayPal benefits from global recognition and no fixed costs, but has the highest transaction fees of all compared providers, does not offer Swiss payment methods such as TWINT or PostFinance Pay, offers no personal support and has the lowest Google rating at 1.6 stars.
Comparison table advantages and disadvantages wallee vs PayPal
wallee
Advantages
Numerous payment methods (including TWINT and PostFinance Pay)
Low transaction fees
Free trial available
Swiss company
Personal support
Many customization options
Disadvantages
Numerous payment methods (including TWINT and PostFinance Pay)
Low transaction fees
Free trial available
Swiss company
Personal support
Many customization options
PayPal
Advantages
Monthly fixed costs
Free plugins
High recognition and acceptance
Ideal for international payments
Disadvantages
No support for TWINT and PostFinance Pay
No e-commerce tools
High transaction fees
Headquarters in the USA
Email or chat support only
Low Google rating
Which payment methods does wallee offer compared to PayPal?
wallee supports 12 payment methods, including all important options in Switzerland such as TWINT, PostFinance Pay, and WIR Pay. PayPal does not offer any of these Swiss payment methods – neither TWINT nor PostFinance Pay are available. For online shops with Swiss customers, this is a serious disadvantage. PayPal, however, supports Samsung Pay, which is missing with wallee.
Comparison table payment methods wallee vs PayPal
wallee
PayPal
Mastercard
Yes
Yes
Visa
Yes
Yes
Postfinance Pay
Yes
No
Twint
Yes
No
American Express
Yes
Yes
Entdecken
Yes
Yes
PayPal
Yes
Yes
Apple Pay
Yes
Yes
GooglePay
Yes
Yes
Samsung Pay
No
Yes
WIRpay
Yes
No
REKA
No
No
CENTI
No
No
CRYPTO
No
No
Purchase on account
Yes
Yes
Zahlung per Bank
No
No
Which shop system plugins do wallee and PayPal offer?
Both providers provide plugins for popular shop systems. wallee supports Shopify, WooCommerce, Shopware, MyCommerce, JTL, Ecwid, Drupal, Magento and Prestashop. PayPal offers plugins for Shopify, WooCommerce, Shopware, JTL, Ecwid and Magento, but not for MyCommerce, Drupal or Prestashop. PayPal offers Make and Zapier integrations that wallee lacks. Neither of the two providers offers integrated e-commerce tools.
Comparison table plugins and integrations wallee vs PayPal
wallee
PayPal
No
Yes
No
Yes
Yes
Yes
Yes
Yes
Yes
No
Yes
Yes
Yes
No
How does the support of wallee differ from PayPal?
wallee offers personal support with direct contact persons in Switzerland. PayPal only provides email and chat support – there is no telephone or personal advice. The Google reviews reflect this: wallee has 3.4 out of 5 stars (133 reviews), while PayPal has the lowest rating of all compared providers with 1.6 out of 5 stars.
For whom is wallee suitable and for whom PayPal?
wallee is the better choice for Swiss online shops – thanks to significantly lower costs, Swiss payment methods and personal support. PayPal can make sense if an online shop has a high share of international customers who expect PayPal as a trusted payment method. wallee integrates PayPal as a payment method, so you can combine both.
How easy is the setup with wallee and PayPal?
With PayPal, no separate setup is required – a PayPal business account is sufficient. With wallee, certain basic technical knowledge is necessary for plugin configuration and API connection. A free test mode is available at wallee. Getting started with PayPal is less complicated, but wallee offers the more cost-effective and flexible solution in the long term.
How much does wallee cost compared to PayPal?
The difference in cost is significant: with a monthly turnover of 20,000 EUR, you pay 369.95 EUR with wallee, whereas with PayPal you pay 790 EUR. This is a difference of 420.05 EUR per month – wallee is thus over 53% cheaper. With a turnover of 100,000 EUR, the savings increase to 2210.1 EUR monthly (wallee: 1739.9 EUR vs. PayPal: 3950 EUR). Although PayPal has no monthly base fee, it compensates for this with the highest transaction fees of all compared providers (3.4% + 0.55 EUR).
Comparison table costs wallee vs PayPal
Provider
Subscription
Setup costs
Monthly costs
Transaction fees
wallee
Basic
CHF 0.00
CHF 19.95
1.55%
+
CHF 0.20
wallee
Business
CHF 0.00
CHF 69.90
1.55%
+
CHF 0.12
PayPal
PayPal
CHF 0.00
CHF 0.00
3.40%
+
CHF 0.55
Additional Remarks
wallee
wallee requires certain basic technical knowledge for setup, especially for plugin configuration and API integration. Some plugins are chargeable. The modular architecture enables companies to choose only the functions they actually need. A free test mode is available.
PayPal
With PayPal, no separate setup is required – a PayPal business account is sufficient. For verification, company information and a commercial register number are required. It should be noted that PayPal charges the highest transaction fees of all compared providers (3.4% + 0.55 EUR) and supports neither TWINT nor PostFinance Pay.
Conclusion: wallee or PayPal – which provider is cheaper and better?
wallee offers personal support with direct contact persons in Switzerland. PayPal only provides email and chat support – there is no telephone or personal advice. The Google reviews reflect this: wallee has 3.4 out of 5 stars (133 reviews), while PayPal has the lowest rating of all compared providers with 1.6 out of 5 stars.
