wallee vs Stripe
Swiss payment facilitator vs. international developer PSP
Stripe is a globally known payment solution with a strong focus on developers. wallee, on the other hand, is a Swiss payment facilitator with a modular architecture and personal support. In this comparison, we show the most important differences in costs, payment methods, integrations and support for Swiss online shops.
Total monthly costs of wallee and Stripe with a turnover of CHF 20,000
Total monthly costs of wallee and Stripe with a turnover of CHF 100,000
What are the advantages and disadvantages of wallee and Stripe?
wallee convinces as a Swiss company with personal support, cheaper transaction fees, support for PostFinance Pay and a modular architecture. Weaknesses are the lack of e-commerce tools and partly chargeable plug-ins.
Stripe scores with high API flexibility, no fixed monthly costs, omnichannel support and many customisation options. Disadvantages are the significantly higher transaction fees, no PostFinance Pay, no personal support and a complex setup.
Comparison table advantages and disadvantages wallee vs Stripe
wallee
Advantages
Numerous payment methods (including TWINT and PostFinance Pay)
Low transaction fees
Free trial available
Swiss company
Personal support
Many customization options
Disadvantages
Numerous payment methods (including TWINT and PostFinance Pay)
Low transaction fees
Free trial available
Swiss company
Personal support
Many customization options
Stripe
Advantages
Numerous payment methods (including TWINT)
Free plugins
No monthly fixed costs
Ideal for international payments
Many customization options
Support for omnichannel payments (POS)
Disadvantages
No support for
PostFinance PayComplex setup
No e-commerce tools
High transaction fees
Only email and chat support
Average Google rating
Which payment methods do wallee and Stripe offer?
wallee supports 12 payment methods, Stripe 10. Both offer credit cards, TWINT, Apple Pay, and Google Pay. The crucial difference: wallee supports PostFinance Pay and WIR Pay – both of which are missing from Stripe. Stripe, on the other hand, offers Samsung Pay, which is not available with wallee. For Swiss online shops with a local customer base, wallee offers better coverage thanks to PostFinance Pay.
Comparison table of payment methods wallee vs Stripe
wallee
Stripe
Mastercard
Yes
Yes
Visa
Yes
Yes
Postfinance Pay
Yes
No
Twint
Yes
Yes
American Express
Yes
Yes
Entdecken
Yes
Yes
PayPal
Yes
Yes
Apple Pay
Yes
Yes
GooglePay
Yes
Yes
Samsung Pay
No
No
WIRpay
Yes
No
REKA
No
No
CENTI
No
No
CRYPTO
Yes
Yes
Purchase on account
Yes
Yes
Zahlung per Bank
No
No
How do the shop system integrations of wallee and Stripe differ?
Both providers support Shopify, WooCommerce, Shopware, JTL, Ecwid, Drupal, Magento, and Prestashop. wallee additionally offers MyCommerce, a system widely used in Switzerland. With wallee, some plugins are paid, whereas with Stripe they are free. Stripe, on the other hand, offers Make and Zapier integrations that wallee lacks. Neither of the two providers offers integrated e-commerce tools.
Comparison table plugins and integrations wallee vs Stripe
wallee
Stripe
No
Yes
No
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
How does the customer support of wallee and Stripe differ?
wallee offers personal support with direct contact persons in Switzerland. Stripe, on the other hand, only offers email and chat support, without personal assistance. For SMEs that need quick help with technical questions or integration problems, a direct line to a Swiss support team is a clear advantage. Google reviews: wallee 3.4 stars (133 reviews), Stripe 3.1 stars (8 reviews).
For whom is wallee suitable and for whom Stripe?
wallee is suitable for Swiss SMEs looking for a modular payment solution with personal support, PostFinance Pay and cheaper fees. Stripe is the better choice if a company has a strong international focus, requires highly customized API integrations and relies on Make/Zapier automations.
How easy is the setup of wallee compared to Stripe?
Both providers require certain technical knowledge. wallee requires know-how in plugin configuration and API integration, but offers a free test mode. Stripe is primarily aimed at developers and also requires technical knowledge. For Comerciantess without their own developer team, both providers are more demanding than pure plug-and-play solutions.
What does wallee cost compared to Stripe?
With a monthly turnover of 20,000 EUR, the total costs with wallee are 369.95 EUR (Basic subscription: 19.95 EUR + 1.55% + 0.20 EUR per transaction). With Stripe, the cost is 640 EUR (0 EUR fixed costs + 2.9% + 0.30 EUR per transaction). This corresponds to a saving of 270.05 EUR per month or 42% with wallee. At 100,000 EUR turnover, the difference increases to 1,460.1 EUR monthly. Although Stripe waives a monthly basic fee, it compensates for this with significantly higher transaction fees.
Comparison table costs wallee vs Stripe
Provider
Subscription
Setup costs
Monthly costs
Transaction fees
wallee
Basic
CHF 0.00
CHF 19.95
1.55%
+
CHF 0.20
wallee
Business
CHF 0.00
CHF 69.90
1.55%
+
CHF 0.12
Stripe
Stripe
CHF 0.00
CHF 0.00
2.90%
+
CHF 0.30
Additional Remarks
wallee
wallee requires certain basic technical knowledge for setup, especially for plugin configuration and API integration. Some plugins are chargeable. The modular architecture enables companies to choose only the functions they actually need. A free test mode is available.
Stripe
For the implementation of Stripe, merchants should have developer knowledge. For verification, a valid photo ID and a commercial register number are required. For large companies, Stripe offers special conditions, which can be requested from sales.
Conclusion: wallee or Stripe – which provider is better?
wallee offers personal support with direct contact persons in Switzerland. Stripe, on the other hand, only offers email and chat support, without personal assistance. For SMEs that need quick help with technical questions or integration problems, a direct line to a Swiss support team is a clear advantage. Google reviews: wallee 3.4 stars (133 reviews), Stripe 3.1 stars (8 reviews).
