Worldline vs saldiaPay
Global Enterprise Payment Service Provider vs. Innovative Swiss Payment Facilitator
Worldline is a global payment service provider with omnichannel solutions and dynamic currency conversion. saldiaPay is an innovative Swiss payment facilitator with its own additional applications for accounting and logistics. Both serve the Swiss market – but clear differences emerge in terms of costs, support and additional functions.
Total monthly costs of Worldline and saldiaPay with a turnover of CHF 20,000
Total monthly costs of Worldline and saldiaPay with a turnover of EUR 100,000
What are the advantages and disadvantages of Worldline and saldiaPay?
Worldline offers omnichannel solutions, no monthly fixed costs, dynamic currency conversion and lower overall costs. Disadvantages are the not very transparent fee structure, fee-based plug-ins, a fee-based support hotline and the low Google rating (2.9 stars).
saldiaPay points with innovative saldiaApps for accounting and logistics, its own shop system, personal support and the highest Google rating (4.7 stars). Disadvantages are the higher transaction fees, many plug-ins only on request and the lower level of awareness.
Comparison table advantages and disadvantages Worldline vs saldiaPay
Worldline
Advantages
Numerous payment methods (including TWINT and PostFinance Pay)
No monthly fixed costs
High recognition
Support for omnichannel payments (POS)
Disadvantages
Partially paid plugins
No e-commerce tools
Fees not transparent
Paid support hotline
Relatively low Google rating
saldiaPay
Advantages
Numerous payment methods (including TWINT and PostFinance Pay)
Free plugins and “saldiaApps”
Free trial available
Swiss company
Personal support
High Google rating
Disadvantages
Many shop plugins only on request
Rather high transaction fees
Low awareness
Focus on e-commerce in Switzerland
Which payment methods do Worldline and saldiaPay offer?
Both providers support credit cards, TWINT, PostFinance Pay, Apple Pay, Google Pay and purchase on account. saldiaPay additionally offers WIR Pay and Centi, whereas Worldline supports Reka. Neither offers Samsung Pay or Pay by Bank. With 14 compared to 12 payment methods, saldiaPay has a slightly broader coverage, mainly due to Swiss niche payment methods.
Comparison table of payment methods Worldline vs saldiaPay
Worldline
saldiaPay
Mastercard
Yes
Yes
Visa
Yes
Yes
Postfinance Pay
Yes
Yes
Twint
Yes
Yes
American Express
Yes
Yes
Entdecken
Yes
Yes
PayPal
Yes
Yes
Apple Pay
Yes
Yes
GooglePay
Yes
Yes
Samsung Pay
No
No
WIRpay
No
Yes
REKA
Yes
No
CENTI
No
Yes
CRYPTO
Yes
Yes
Purchase on account
Yes
Yes
Zahlung per Bank
No
No
How do the integrations of Worldline and saldiaPay differ?
Worldline offers plugins for WooCommerce, Shopware, JTL, Drupal, and Magento – some of which are subject to a fee. With saldiaPay, many plugins are only available on request, and support for JTL and Magento is missing. saldiaPay scores with saldiaApps and saldiaShop as integrated e-commerce tools. Worldline does not offer e-commerce tools, but instead offers a combination with Wix. When it comes to shop systems, Worldline has the edge.
Comparison table plugins and integrations Worldline vs saldiaPay
Worldline
saldiaPay
No
No
No
No
Yes
No
No
Yes
Yes
Yes
Yes
No
Yes
Yes
How does the support of Worldline and saldiaPay compare?
saldiaPay offers free, personal support in Switzerland. Worldline relies on a paid support hotline. Google reviews: saldiaPay 4.7 stars (39 reviews), Worldline 2.9 stars (674 reviews). saldiaPay has significantly higher customer satisfaction. For SMEs without a large IT department, saldiaPay's free support is a clear advantage.
For whom is Worldline suitable and for whom saldiaPay?
Worldline is suitable for larger companies with an international focus and omnichannel needs that prioritize lower transaction fees. saldiaPay is the better choice for SMEs that value innovative additional features such as saldiaApps, personal support, and high customer satisfaction.
Which provider is easier to set up?
saldiaPay offers an uncomplicated setup with verification via photo ID and a 30-day trial phase. Worldline offers an e-commerce package with no setup costs, but requires contacting sales for customized solutions. For a quick and uncomplicated start, saldiaPay is the more accessible choice, while Worldline is the more established path for enterprise customers.
What does Worldline cost in comparison to saldiaPay?
With a monthly turnover of EUR 20,000, Worldline costs EUR 378, saldiaPay EUR 449. Worldline is therefore EUR 71 cheaper per month or 16% more cost-effective. With a turnover of EUR 100,000, the difference is EUR 159 monthly (Worldline: EUR 1,890 vs. saldiaPay: EUR 2,049). While Worldline has no monthly basic fee, with saldiaPay the total costs are more transparent and include all fees as a Payment Facilitator.
Comparison table costs Worldline vs saldiaPay
Provider
Subscription
Setup costs
Monthly costs
Transaction fees
Worldline
Worldline E-Payments
CHF 0.00
CHF 0.00
1.70%
+
CHF 0.19
Worldline
Worldline Pay By Link
CHF 0.00
CHF 0.00
1.70%
+
CHF 0.19
Worldline
Worldline Web powered by Wix
CHF 29.00
1.70%
+
CHF 0.19
saldiaPay
Easy
CHF 0.00
CHF 5.00
3.50%
+
CHF 0.30
saldiaPay
Advanced
CHF 0.00
CHF 15.00
2.50%
+
CHF 0.30
saldiaPay
Enterprise
CHF 0.00
CHF 49.00
1.70%
+
CHF 0.30
Additional Remarks
Worldline
At Worldline, transaction fees are not always fully transparent – individual conditions must be requested from Sales. A paid hotline is used for support requests. In addition to e-commerce packages, Worldline also offers a combined offer with Wix for Comerciante:innen who want to build an online shop at the same time.
saldiaPay
saldiaPay offers, in addition to payment processing, its own add-on applications (saldiaApps) for accounting, logistics and an integrated webshop (saldiaShop). However, many shop plugins are only available on request. For verification, a photo ID and, where applicable, a commercial register entry are required. A 30-day trial period is free of charge.
Conclusion: Worldline or saldiaPay – which provider is more convincing?
saldiaPay offers free, personal support in Switzerland. Worldline relies on a paid support hotline. Google reviews: saldiaPay 4.7 stars (39 reviews), Worldline 2.9 stars (674 reviews). saldiaPay has significantly higher customer satisfaction. For SMEs without a large IT department, saldiaPay's free support is a clear advantage.
