Worldline vs. zahls.ch

Global enterprise payment service provider vs. transparent Swiss newcomer

Worldline is a global payment service provider with omnichannel solutions for enterprise customers. zahls.ch is a Swiss payment facilitator with particularly transparent pricing and integrated e-commerce tools. Both serve the Swiss market - but when it comes to transparency, e-commerce features and support, there are clear differences.

Total monthly costs from Worldline and zahls.ch with a turnover of CHF 20.000
Worldline=CHF 355.00
zahls.ch=CHF 640.00
CHF 285.00 günstiger mit Worldline (45%)
Total monthly costs of Worldline and zahls.ch with a turnover of EUR 100,000
Worldline=CHF 1.89
zahls.ch=CHF 2.25
CHF 0.36 günstiger mit Worldline (16%)

What are the advantages and disadvantages of Worldline and zahls.ch?

Worldline offers omnichannel solutions, no monthly fixed costs, dynamic currency conversion and cheaper overall costs. Disadvantages are the not very transparent fee structure, fee-based plugins, a fee-based support hotline and no e-commerce tools.

zahls.ch offers a particularly transparent pricing model with four subscription levels, integrated e-commerce tools, personal support and a Google rating of 5.0 stars. Disadvantages are the higher overall costs, many plugins only available upon request and no support for Shopify, JTL or Magento.

Comparison table advantages and disadvantages Worldline vs zahls.ch

Worldline

Advantages
  • Numerous payment methods (including TWINT and PostFinance Pay)

  • No monthly fixed costs

  • High recognition

  • Support for omnichannel payments (POS)

Disadvantages
  • Partially paid plugins

  • No e-commerce tools

  • Fees not transparent

  • Paid support hotline

  • Relatively low Google rating

zahls.ch

Advantages
  • Numerous payment methods (including TWINT and PostFinance Pay)

  • Free plugins

  • Integrated e-commerce tools

  • Free trial available

  • Swiss company

  • Personal support

  • High Google rating

Disadvantages
  • Many shop plugins only available on request

  • High transaction fees

  • Moderate brand awareness

  • Focus on e-commerce in Switzerland

Which payment methods do Worldline and zahls.ch offer?

Both providers support credit cards, TWINT, PostFinance Pay, Apple Pay, Google Pay and purchase on account. zahls.ch additionally offers WIR Pay, while Worldline offers Reka. Neither offers Samsung Pay, Centi or Pay by Bank. With 12 supported payment methods each, Worldline and zahls.ch are on par in terms of coverage – there are only minimal differences in niche methods.

Comparison table payment methods Worldline vs zahls.ch
Provider
Worldline
zahls.ch

Mastercard

Yes
Yes

Visa

Yes
Yes

Postfinance Pay

Yes
Yes

Twint

Yes
Yes

American Express

Yes
Yes

Entdecken

Yes
Yes

PayPal

Yes
Yes

Apple Pay

Yes
Yes

GooglePay

Yes
Yes

Samsung Pay

No
No

WIRpay

No
Yes

REKA

Yes
No

CENTI

No
No

CRYPTO

Yes
Yes

Purchase on account

Yes
Yes

Zahlung per Bank

No
No

How do the shop system integrations differ?

Worldline offers plugins for WooCommerce, Shopware, JTL, Drupal and Magento – some of which are subject to a fee. At zahls.ch, many plugins are only available upon request, and support for Shopify, JTL and Magento is missing. zahls.ch offers integrated e-commerce tools such as payment links and a mini-webshop instead. Worldline additionally offers a solution with Wix. In terms of shop systems, Worldline has the edge; in terms of e-commerce tools, zahls.ch.

Comparison table plugins and integrations Worldline vs zahls.ch
Provider
Worldline
zahls.ch
Yes
Yes
Yes
Yes

Zapier

No
No

Make

No
No

JTL

Yes
No

Ecwid

No
Yes

Drupal

Yes
Yes

Magento

Yes
No

Prestashop

Yes
Yes

How does the support of both providers differ?

zahls.ch offers personal, free support in Switzerland. Worldline relies on a paid support hotline. Google reviews: zahls.ch 5.0 stars (3 reviews), Worldline 2.9 stars (674 reviews). zahls.ch has the highest rating, but on a very narrow basis. For SMEs, the free support of zahls.ch is a clear advantage over Worldline's paid hotline.

For whom is Worldline suitable and for whom zahls.ch?

Worldline is suitable for larger companies with an international focus and omnichannel needs that prioritize lower total costs. zahls.ch is the better choice for SMEs that prefer a transparent pricing structure, integrated e-commerce tools, and personal support at no extra cost.

Which provider offers the easier setup?

zahls.ch advertises a particularly simple setup and a free trial phase with no setup costs. Worldline offers an e-commerce package with no setup fees, but requires contacting sales for customized solutions. For SMEs that want to start quickly and easily, zahls.ch offers the simpler entry point with transparent pricing.

What does Worldline cost compared to zahls.ch?

With a monthly turnover of CHF 20,000, Worldline costs CHF 378, zahls.ch CHF 489. Worldline is therefore CHF 111 cheaper per month or 23% more cost-effective. With USD 100,000 turnover, the difference is CHF 359 monthly (Worldline: CHF 1,890 vs. zahls.ch: CHF 2,249). Worldline has no monthly basic fee, while at zahls.ch the costs are structured more transparently and include all fees as a payment facilitator.

Comparison table costs Worldline vs zahls.ch
Provider
Subscription
Setup costs
Monthly costs
Transaction fees

Worldline

Worldline E-Payments

CHF 0.00

CHF 0.00

per month

1.70%

+

CHF 0.19

Worldline

Worldline Pay By Link

CHF 0.00

CHF 0.00

per month

1.70%

+

CHF 0.19

Worldline

Worldline Web powered by Wix

0,00 CHF

CHF 0.00

CHF 29.00

per month

1.70%

+

CHF 0.19

zahls.ch

Beginner

CHF 0.00

CHF 0.00

per month

2.90%

+

CHF 0.30

zahls.ch

Advanced

CHF 0.00

CHF 15.00

per month

2.60%

+

CHF 0.30

zahls.ch

Professionals

CHF 0.00

CHF 29.00

per month

2.30%

+

CHF 0.25

zahls.ch

Experts

CHF 0.00

CHF 49.00

per month

2.00%

+

CHF 0.20

CHF 0.00

CHF 0.00

per month

0.00%

+

CHF 0.00

Additional Remarks
Worldline

At Worldline, transaction fees are not always fully transparent – individual conditions must be requested from Sales. A paid hotline is used for support requests. In addition to e-commerce packages, Worldline also offers a combined offer with Wix for Comerciante:innen who want to build an online shop at the same time.

zahls.ch

zahls.ch stands out with particularly transparent pricing and four clearly tiered subscription plans. However, many shop plugins are only available on request, and the integrations for Shopify, JTL and Magento are missing. For verification, a photo ID and company information are required. A free trial period is available.

Conclusion: Worldline or zahls.ch – which provider is more worthwhile?

zahls.ch offers personal, free support in Switzerland. Worldline relies on a paid support hotline. Google reviews: zahls.ch 5.0 stars (3 reviews), Worldline 2.9 stars (674 reviews). zahls.ch has the highest rating, but on a very narrow basis. For SMEs, the free support of zahls.ch is a clear advantage over Worldline's paid hotline.

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